Former employer may have kept me on their insurance plan for longer than intended--are there any repercussions for me?
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posted by anonymous
on Mar 12, 2012 -
16 answers
COBRAfilter: Do I make the check for the plan payment out to the health insurance company, or to my former employer? The info packet former employer gave me is woefully shoddily written and leaves out key details like that. I've never enrolled in COBRA before, so not sure what to do. Check is due by Thursday. HR at former company notoriously difficult to actually track down via email or phone to get an answer.
posted by thereemix
on Feb 27, 2012 -
17 answers
Please help me understand COBRA and my family's options after it runs out.
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posted by meggan
on Feb 13, 2012 -
6 answers
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?)
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posted by anonymous
on Jan 20, 2012 -
5 answers
I'm in the middle of applying for individual health coverage in California and haven't been approved or rejected yet. Is it safe to use my current medical benefits, and get diagnosed, while applying for individual health insurance, or will they reject me?
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posted by elif
on Jan 10, 2012 -
2 answers
We live in California. My wife had to go to the ER in my Virginia hometown last year. She gave them her insurance info. Four months later, they sent an enormous bill for a small amount of care.
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posted by infinitewindow
on Jan 9, 2012 -
13 answers
Is pregnancy a pre-existing condition if you're moving from a country with national health insurance?
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posted by anonymous
on Dec 2, 2011 -
10 answers
I'm finally in a place where I can afford health insurance (catastrophic, at least) in Washington state. So far all I'm really doing is looking at plans on ehealthinsurance dot com...but if there are things to look out for or better ways to shop, I'd really appreciate the input. I'm healthy but nervous about being ripped off.
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posted by scaryblackdeath
on Nov 21, 2011 -
7 answers
[Massachusetts filter] Anyone have any experience with Tufts medical plan and getting Wellbutrin XL (or any other brand-name psychiatric meds with generic equivalents) covered by them?
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posted by anonymous
on Nov 12, 2011 -
4 answers
I have a doctor's appointment coming up in the next few weeks. I have healthcare coverage, but I always seem to end up with a decent sized bill anyway, even for appointments that seem to be covered. What are you supposed to say and do to avoid this? This gets rather long inside.
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posted by furious
on Nov 10, 2011 -
21 answers
Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not?
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posted by anonymous
on Nov 4, 2011 -
5 answers
My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him?
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posted by Vorteks
on Oct 26, 2011 -
16 answers
I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for?
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posted by Madamina
on Oct 20, 2011 -
6 answers
Is there an agency or organization to complain to when an insurance company denies a test that results in extended but easily avoidable pain & suffering?
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posted by xyzzy
on Oct 16, 2011 -
7 answers
I can insure my spouse through my employer. My spouse can insure me through his employer. Right now we are just going with the better of the two plans. Is there any reason we would want to sign up for both?
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posted by thinkingwoman
on Sep 16, 2011 -
18 answers
About six weeks ago I went to a podiatrist for heel pain and was diagnosed with plantar fasciitis. I was given instructions for treatment along with a night splint that I've been wearing every night. Today, I received a bill from the podiatrist's office for the splint: Blue Cross has paid $80 of the $280 (!) charge, and the podiatrist's office is now putting me on the hook for the $200 balance. What recourse, if any, do I have in dealing with this charge?
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posted by Kosh
on Sep 9, 2011 -
16 answers
What determines which residence is my 'primary residence' when applying for health insurance, etc?
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posted by mxmm
on Aug 31, 2011 -
3 answers
Is it reasonable for it to take over a week for my doctor's office to get back to me about an MRI?
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posted by novalis_dt
on Aug 25, 2011 -
9 answers
Uninsured American Health Care Problem: Should I have a somewhat large lipoma (benign fatty tumor) surgically removed before applying for private medical insurance, or would it provide the basis for application denial or drastically raised rates?
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posted by Auden
on Jul 29, 2011 -
10 answers
Using health insurance in US- possible skin cancer. Does anyone have any evidence/estimate/experience with how much premiums may/will increase if skin cancer is found/treated?
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posted by mightshould
on Jul 19, 2011 -
4 answers
If someone goes on disability, do they have to go on COBRA or do they keep their company insurance? My uncle was diagnosed with Stage 4 liver cancer yesterday. I am trying to do research about how health insurance works when one is severely ill.
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posted by afton
on Jul 15, 2011 -
14 answers
I unknowingly went to a doctor that is not my primary care physician on my HMO plan. What's the damage going to be? What can I do for the best possible outcome?
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posted by hot little pancake
on Jul 11, 2011 -
13 answers
I currently unemployed but have health insurance. It has an insane annual deductible that I cannot afford. I am a diabetic who is running out of refills on my prescriptions. So, how can I cheaply get someone to write me scripts?
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posted by munchingzombie
on Jun 27, 2011 -
10 answers
What to expect to pay for health insurance as a Canadian living in Florida?
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posted by Paquda
on Jun 24, 2011 -
12 answers
Help with choosing my health insurance. I just got a new job and I'm not really familiar with the American health care system. Please help me decide what's best for me.
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posted by carmel
on Jun 22, 2011 -
24 answers
I don't currently have health insurance but might be seeking prescription help for depression from a GP, which I will pay out of pocket. Might this preclude me from health insurance coverage at a later date?
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posted by anonymous
on May 23, 2011 -
13 answers
What kind of recourse do I have when my company's new health insurance will be
charging me if I don't take a biometric screening and health assessment?
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posted by jillithd
on May 17, 2011 -
28 answers
My aunt will be visiting Canada on a tourist visa from India and she would like to purchase health insurance for the duration of her visit. Can you recommend a company I can contact to get more information about this, preferably an insurance company we can buy a policy from? Google is giving me a lot of sketchy SEO results.
posted by exhilaration
on May 2, 2011 -
9 answers
Can the ER legally test me for drugs without telling me and without my consent?
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posted by saizai
on Apr 4, 2011 -
58 answers
How to get basic outpatient mental health care when work-provided insurance does not cover it?
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posted by anonymous
on Mar 29, 2011 -
9 answers
A friend's employer's payroll company has been incorrectly filing her payroll taxes by subtracting her healthcare costs after taxes, causing her to pay more income tax than necessary. Her boss has said she is out of luck, is there anything she can do?
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posted by anonymous
on Mar 25, 2011 -
14 answers
Help me find health insurance. Moving back to the States with wife and two kids after being away for 10 years. May not have jobs when we return. What is the best way to find health insurance? I have no idea where to start or what my options are if we return unemployed. Moving to Texas if that is relevant.
posted by jasondigitized
on Mar 17, 2011 -
22 answers
HealthInsuranceFilter: My wife will soon be eligible for benefits through a new (part-time) employer, but the coverage stinks as it has a $20k per year max benefit. Is excess/supplemental health insurance a viable option?
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posted by QuantumMeruit
on Mar 11, 2011 -
3 answers
My husband used to love his IT job. Things changed, now he hates it, because his new work is boring and his new boss is a bully. So he might have found another job... but it has no paid vacation and no health benefits. I am a (secular) homeschooling stay-at-home mom with several chronic health problems. Can I somehow manage to deal with my physical symptoms w/o insurance, because I know it would be mentally better for both of us for him to not work for the bully.
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posted by Shoeburyness
on Feb 17, 2011 -
27 answers
Lost or stolen messenger bag with health insurance cards inside (and maybe other important things). Now what?
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posted by anonymous
on Jan 10, 2011 -
8 answers
Will an insurance company cover a UTI and/or bacterial infection possibly acquired before getting insurance? What if these infections are recurrent over the past 12 months, but the treatments have been paid for out of pocket?
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posted by Tres
on Jan 5, 2011 -
4 answers
DCfilter/Therapyfilter: I'm looking for a therapist in the Washington, DC area that takes United Healthcare. I also need some general advice on starting therapy-- I haven't done it in several years and my previous experience with it wasn't great. I'm being treated with medications for depression.
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posted by anonymous
on Nov 30, 2010 -
3 answers
I'm a health care professional, and I recently read on a physician's blog that a negative HIV test on your health record may affect life or health insurance premiums. I have a vague idea of why this might be, but if any infectious disease, insurance or other professionals could shed some light on this, please explain!
posted by cothebadger
on Nov 19, 2010 -
16 answers
Is the insurance industry conducting an organized campaign through word of mouth to use the recent healthcare bill changes to maximize profits by manipulating public perception?
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posted by readery
on Nov 10, 2010 -
11 answers
does having foreign health insurance mean you are not gapping in the US?
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posted by nanhey
on Nov 8, 2010 -
4 answers
