My partner and I are considering going into couples counselling. The insurance plan we share does not cover this type of counselling "except when rendered in connection with services provided for a treatable mental disorder." One of us is in treatment for a mental disorder, so this seems worth investigating. Can you offer us any experience or advice about dealing with therapists and/or insurance companies in this situation?
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posted by anonymous
on Apr 14, 2013 -
1 answer
I am an ABD grad student dealing with significant situational depression. My therapist has recommended I seek out a prescription for an SSRI (antidepressant). My insurance situation is a bit complex -- I'm on the university's faculty EPO plan, but don't have a primary care physician relationship established. Trying to sort out the right order of operations for making sure I get coverage, and get timely access to care.
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posted by anonymous
on Apr 9, 2013 -
7 answers
How do I figure out the details on a tricky health insurance situation so I am not doing anything shady, but also don't accidentally end up many thousand of dollars in debt?
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posted by anonymous
on Apr 5, 2013 -
10 answers
I don't have employer-provided insurance and purchase it directly. Is it possible to increase coverage to deal with a new health issue?
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posted by anonymous
on Feb 4, 2013 -
7 answers
I'm not sure if i should discontinue my health coverage or not, and how to handle it - and if there's any way to *temporarily* discontinue my health coverage.
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posted by anonymous
on Jan 30, 2013 -
8 answers
I have mental health issues and I need to see a therapist, a psychiatrist, and have my medications prescribed/refilled regularly. I'm moving next month to be with my significant other (not married), but I'll lose my health insurance which is through my current state. Where do I get these mental health services at a reduced cost as an uninsured person in Tucson, AZ?
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posted by anonymous
on Jan 21, 2013 -
8 answers
Can I keep my excellent health insurance offered through my parents company or do I have to accept the insurance offered through my workplace?
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posted by anonymous
on Jan 2, 2013 -
13 answers
My wife is considering a job change, and the new one would no longer provide health insurance for me and our son. I'm an independent consultant. What are our best options for health insurance in California?
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posted by anonymous
on Sep 10, 2012 -
5 answers
What can you tell me about adult diagnoses of ADD and how they work with health insurance, specifically the idea of pre-existing conditions?
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posted by anonymous
on Jun 23, 2012 -
5 answers
Where does one go for reliable information about any risks of using your health insurance policy?
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posted by anonymous
on Jun 21, 2012 -
14 answers
Where do I start with purchasing individual health insurance? I lose my current coverage on July 31, and I've been avoiding dealing with this for as long as possible. Right now, I feel a bit overwhelmed, and don't know what information to trust or where to start.
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posted by anonymous
on Jun 12, 2012 -
11 answers
Health insurance quagmire (NYC based)
A year and a half ago for the first time in my life I got health insurance. It wasn't an easy process, as I am a small business owner, and it was difficult to find a policy that my employment status (I was categorized as self employed for this policy) made me eligible for.
All was fine until last November, when I made a late payment. I thought I had put my payments on auto pay on my online banking, but apparently I messed up the process along the way and the payment didn't go out.
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posted by anonymous
on Apr 4, 2012 -
3 answers
I recently got a job and health insurance. Hooray. Now I can afford to see a doctor for some medical concerns I’ve had and let go for too long because I didn’t have insurance and they didn’t seem pressing. However, I can’t get in to see a doctor for at least a month or more, and for some reason, now that I do have insurance and have to wait so long to see someone, I’m suddenly having tremendous anxiety about my health. Help me put this in perspective and/or figure out what to do. Details about my specific concerns and situation inside.
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posted by anonymous
on Apr 2, 2012 -
4 answers
Former employer may have kept me on their insurance plan for longer than intended--are there any repercussions for me?
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posted by anonymous
on Mar 12, 2012 -
16 answers
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?)
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posted by anonymous
on Jan 20, 2012 -
5 answers
Is pregnancy a pre-existing condition if you're moving from a country with national health insurance?
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posted by anonymous
on Dec 2, 2011 -
10 answers
[Massachusetts filter] Anyone have any experience with Tufts medical plan and getting Wellbutrin XL (or any other brand-name psychiatric meds with generic equivalents) covered by them?
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posted by anonymous
on Nov 12, 2011 -
4 answers
Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not?
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posted by anonymous
on Nov 4, 2011 -
5 answers
I don't currently have health insurance but might be seeking prescription help for depression from a GP, which I will pay out of pocket. Might this preclude me from health insurance coverage at a later date?
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posted by anonymous
on May 23, 2011 -
13 answers
How to get basic outpatient mental health care when work-provided insurance does not cover it?
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posted by anonymous
on Mar 29, 2011 -
9 answers
A friend's employer's payroll company has been incorrectly filing her payroll taxes by subtracting her healthcare costs after taxes, causing her to pay more income tax than necessary. Her boss has said she is out of luck, is there anything she can do?
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posted by anonymous
on Mar 25, 2011 -
14 answers
Lost or stolen messenger bag with health insurance cards inside (and maybe other important things). Now what?
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posted by anonymous
on Jan 10, 2011 -
8 answers
DCfilter/Therapyfilter: I'm looking for a therapist in the Washington, DC area that takes United Healthcare. I also need some general advice on starting therapy-- I haven't done it in several years and my previous experience with it wasn't great. I'm being treated with medications for depression.
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posted by anonymous
on Nov 30, 2010 -
3 answers
Should I apply to the Illinois high-risk insurance pool or try to get an individual policy?
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posted by anonymous
on Oct 8, 2010 -
6 answers
I thought I could get health insurance through my school. I can't. They don't offer it because they assume everyone has it through work or their parents. I can't afford COBRA. How do I shop for the best insurance for myself? What kind of insurance can I expect? How do I know which plans are useless?
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posted by anonymous
on Oct 4, 2010 -
9 answers
I have a friend living in the US with US health insurance. He wants to move back to Panama, where he's from. He's recently had a heart surgery, and tells me that he won't be able to get health insurance in Panama as this would be a pre-existing condition there. It's not a pre-existing condition currently and is covered by his US health insurance. He therefore, doesn't think he can move back home. Its a stressful situation for him and I really wish I could give him some meaningful advice, preferably something that includes him retaining medical coverage either in US or Panama, and being able to move back to Panama. I remember from looking into this myself earlier that it did seem possible to retain US insurance coverage if you live outside the US but maybe only if you are a citizen. Please help!
posted by anonymous
on Sep 29, 2010 -
1 answer
Over the past eight years I have exhibited what might be the early signs of MS. It's my understanding that early on, the only way to know is to get an MRI. However, my GP is dismissive and doesn't seem familiar with this. I am in the United States. YANMD but I don't know if my doctor knows what he's talking about. How to proceed?
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posted by anonymous
on Jul 12, 2010 -
27 answers
Should I keep my US-based health insurance while I am working abroad for a year in Japan? I have a pre-existing condition.
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posted by anonymous
on Jun 14, 2010 -
10 answers
Health care management: who / what is ITA partners and do I need them? My health insurance provider has passed my info on to a third party vendor. The third party vendor offers optional extra services. Is the third party on my side? Should I accept or reject them?
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posted by anonymous
on Jun 9, 2010 -
2 answers
[Health Insurance Filter] How do I know what the heck some of this stuff means in the real world? Am I saving any money here by switching health insurance providers?
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posted by anonymous
on Jun 4, 2010 -
3 answers
What can be done when a health insurance claim is denied due to a mis-diagnosed condition being considered a preexisting condition?
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posted by anonymous
on Apr 20, 2010 -
16 answers
I was rejected for individual health insurance with Kaiser Permanente in Southern California due to the preexisting condition of bulimia. I have been told by Kaiser that I can appeal the denial by providing evidence that I have resolved the bulimia. The issue is I do not have much evidence and Kaiser gave me very little direction on how to proceed. If any of you have had experience with this, what type of information did you provide and how did you obtain it?
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posted by anonymous
on Feb 15, 2010 -
9 answers
I'm about to purchase private health insurance in the US. How, if at all, should the impending health care reform legislation affect my decision-making process?
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posted by anonymous
on Jan 17, 2010 -
3 answers
Lumps discovered in both breasts (asking for a friend). Difficulty factor: expat volunteer living in China with limited health insurance. Yeah, YANAD, or at least not her D.
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posted by anonymous
on Jan 15, 2010 -
5 answers
History of drug use :: What will my Canadian doctor say if I need to get health insurance in the USA?
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posted by anonymous
on Jan 9, 2010 -
4 answers
I don't have health insurance right now, but I do get an allowance through work to go toward a private, individual plan. I haven't purchased a plan quite yet, and I'm wondering if seeing a therapist now might cause problems for me later. I also don't understand how pre-existing conditions are defined when it comes to mental health issues. (I live in Washington state.)
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posted by anonymous
on Jan 5, 2010 -
6 answers
I received a letter from my new health insurance company stating "they have received a claim for an illness that could be related to a pre-existing condition." What now?
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posted by anonymous
on Dec 23, 2009 -
7 answers
I'm thinking of dismissing my therapist over some billing issues, but would like some perspective from other people.
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posted by anonymous
on Dec 21, 2009 -
32 answers
A complicated question about a specific medical condition, insurance, and pre-existing conditions.
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posted by anonymous
on Dec 2, 2009 -
10 answers
I'm thinking about switching my health insurance to a high-deductible health plan, but I need to get a handle on what all my allergy prescriptions will cost me. I think that I will be able to build up some stockpiles during this year, but I want to know how much I will actually be out of pocket when it comes time to pay for them.
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posted by anonymous
on Nov 6, 2009 -
9 answers
I want to consult a doctor about some possible health problems, but I don't want my insurance company to know about it. What do I do?
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posted by anonymous
on Aug 24, 2009 -
13 answers
I'm an American without health insurance, who needs (minor) dermatological care... how worried should I be that this will prevent me from getting private health care insurance in a year or so (denial due to prior condition)? And what can I do to prevent this from happening?
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posted by anonymous
on Jul 20, 2009 -
15 answers
