Are some health insurance companies better than others? [more inside]
posted on Jun 28, 2008 - 7 answers
My former employer is telling me to make my COBRA payments directly to them (the employer). That doesn't seem right to me. Is this common/legal/legitimate? Can I circumvent them and just pay the insurance company directly?
posted on Jun 2, 2008 - 19 answers
I left my prior job in December and was hired by a temp agency. The agency offers an out-of-pocket health insurance plan. Does this mean I can't opt to continue my old coverage with COBRA instead? [more inside]
posted on Jan 14, 2008 - 5 answers 
Hello battle-scarred health insurance vets. Here's a COBRA question for you to ponder. I left my job in early November. My application with the Freelancers' Union to be eligible to enroll in their plans has been approved. In the time between the former and the latter, I had to see my primary care physician and refill a bunch of prescriptions. There's still time for me to elect to have COBRA coverage for the time since I left my job, but should I? Would that lead to the dreaded "gap in coverage"? [more inside]
posted on Dec 10, 2007 - 10 answers
I recently left my job at Yahoo! in Northern California and am relocating to Portland, Oregon to try my hand at self-employment. Extending my existing medical coverage with COBRA will cost me, my wife, and our three-year-old son $1200/month, which seems absolutely insane. Please help me understand the risks or consequences of waiving COBRA and getting new a new insurance plan. [more inside]
posted on Dec 1, 2007 - 23 answers
If the (small) company I work for goes bankrupt, am I still eligible for COBRA, or is COBRA predicated on the continued existence of the company? I live in California.
posted on Jun 15, 2006 - 6 answers
Insurance continuation question: You are laid off of work and go onto COBRA insurance. You get hired for another job that comes with health coverage and start work on the 4th of the month. If you do not pay your COBRA payment for that month, do you have a lapse in coverage for 4 days? I have tried googling but the fact that the original company is a Delaware corporation which operates in California is confounding my ability to detangle the mess, especially as the deadline for COBRA payments for a given month is on the 5th of the month.
posted on Dec 26, 2004 - 11 answers
Catastrophic health insurance (in the US): I've just been laid off and am losing health care benefits. The COBRA premiums are insane--I'm looking for something cheap that will cover near-death experiences. (I will turn to the bottle for any minor ailments.) Anyone have any advice or plan suggestions?
posted on Sep 30, 2004 - 16 answers
