My American husband's brand new job offers health insurance for the entire family. We (me and our child) are here in the US with him but we are Canadian and our present status is as B2 visitor (we are working on the paperwork for immigration). Are we covered by his plan, can we see a doctor here? More detailed questions inside. [more inside]
I am an only child in my early 30s; my mom is in her late 50s. I have a good income, while she does not really make a living wage and has no retirement savings or pension. I am committed to taking care of her, and I want to try thinking about our finances in a unified way. [more inside]
I've been working as a part time employee for awhile but recently my hours have been increased for some special projects. I've been working 30-40 hour weeks. I do not get health insurance or any other benefits because I am not considered a full time employee. Are they required to give me benefits at some point? How should I approach this with them? I'm in the US. [more inside]
How do most married, dual-income couples deal with health insurance? Should I drop mine and go on his plan? I am recently married. My husband and I are both healthy and have private sector jobs that are reasonably secure. I work for a small (less than 20 employees) company that has so-so health insurance. Husband works for a larger (500 employee) company that has awesome health insurance. Adding me to his health plan would cost about the same as what I pay for my health plan now. I'm planning on joining his health plan, but open enrollment time is coming up at my job, and I'm wondering if I should keep my insurance or drop it. I can afford the premium, but I don't want to be wasting money where I don't need to. Is it good to be double-insured just in case he loses his job? We have no kids, but are planning on them in the next few years.
I'm in the open enrollment period (also newly married) and am considering switching health insurance -- for the first time ever. I understand the fill-out-the-forms part, but I can't wrap my head around what that means logistically. What's the process? What should I look out for? [more inside]
I can insure my spouse through my employer. My spouse can insure me through his employer. Right now we are just going with the better of the two plans. Is there any reason we would want to sign up for both? [more inside]
I'm a guy. Can I get domestic partner benefits in California with my girlfriend? [more inside]
Do you lose your health insurance the instant you leave your job? [more inside]
I'm losing my group health insurance. My wife has a pre-existing condition. Now what? [more inside]
What examples can I cite to convince my employer to continue reimbursing my 3rd party health care? [more inside]
When Health Insurance is the most important factor in a job search, how so you look for a new job? [more inside]
My new company doesn't provide health insurance but a $2500 stipend is "built into" my hourly rate to cover the cost. I've got a plan that costs $175/month but how much does it suck for me that the stipend money is being taxed? [more inside]
My employer has decided to stop paying any dependent health insurance coverage. How do I respond? [more inside]
My husband has applied for a different job within his company, and he seems to be getting signs that they want to hire him. It's more money, he likes the people better, and he thinks this may eventually offer advancement either within the company or outside of it. The catch? No benefits. [more inside]
It's November, and for many of us that means "Open Benefit Enrollment" time! It turns out that I'm paying about 200 bucks a MONTH for my benefits...the company I'm working for is paying the other 1200. This is the current setup at many companies..the company pays the bulk, and the employee pays just a little (on top of the deductible). But seriously, I don't use 2400 in services in a year. At full prices the various doctor and pediatrician visits are something like 400 bucks a year. That means I'm just burning 2000 in cash a year. At what point is it smarter to just drop it all together?