I'm 51, spouse is 58. When he retires at SS age (let's say 68), he will be eligible for Medicare (age 65). I won't. Spouse currently gets good group health insurance, which covers both of us, through his full-time job. I don't work for money and haven't for 20 years. If he retires in 10 yrs, at 68, he will be covered by Medicare (assuming anyone is by then ...). But I will be only 61 then, so I won't be eligible for Medicare for 4 more years. What are my health insurance options? (We live in NH now.) Believe me, thinking about this keeps me up at night.
Help me to not pluck my eyes out in my effort to find suitable Medigap insurance. [more inside]
Can you enroll in Medicare Part B (medical) only? [more inside]
Too many time-sucking choices--need to cut to the Medicare chase if anyone knows the drill out there. [more inside]
MEDICAL INSURANCE: I'm getting some for the first time in 8 years. Clearly I should have at least catastrophic, but help me decide whether having more is worth the cost. Also: any opinions about HealthyNY insurance? [more inside]