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26 posts tagged with healthinsurance and COBRA. (View popular tags)
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Baby on it's way/health insurance problem

My pregnant wife and I are leaving our job at the end of the summer (not our choice) with no new job lined up. We will need to get our own health insurance when we leave the job. We don't really live anywhere now, and we aren't sure where we will have the baby yet, maybe NH, or NY, or RI, or ME, or the VI. Is there an insurance plan that offers us coverage in multiple places? PPO, HMO, walk me through this. This is our first time buying insurance. [more inside]
posted by karst on Jul 9, 2014 - 6 answers

Tricky COBRA question: COBRA and new group plan simultaneously?

I'm trying to help someone be in the best position with healthcare benefits. It sounds like they may be able to be covered by both their COBRA continuation plan *and* a new group plan through a spouse's employer. There's some tricky wording in the COBRA rules. Is this possible? [more inside]
posted by reeddavid on Sep 27, 2013 - 6 answers

Individual health insurance when moving states

I am recently unemployed (as of Sept 1st) and will be moving from Texas at California in late October. Please help me figure out what I need to do for health insurance. [more inside]
posted by Durin's Bane on Sep 23, 2013 - 8 answers

Health Insurance thru Freelancer's Union

Does anyone have any experience with purchasing health insurance through the Freelancer's Union? Any feedback on the process and level of satisfaction with coverage would be appreciated. [more inside]
posted by spicynuts on Sep 3, 2013 - 13 answers

It's like winning the lottery... almost.

My partner and I have just been offered a large amount of money to leave our NYC apartment. Our plan is to pull up stakes and move to my home state. We have to make a decision by tomorrow. However, I've also just had a hinky breast mammogram/sonogram and am scheduled for a biopsy next week. Am I making a major mistake in quitting my job, going on COBRA, and moving cross country when I've got a potential health issue on the line? [more inside]
posted by fuzzywuzzysock on May 9, 2013 - 47 answers

COBRA, no Starship

How precisely do we handle payments for medical appointments until COBRA kicks in? And is there anything new I should know about COBRA post-Obamacare? [more inside]
posted by Stacey on Aug 22, 2012 - 7 answers

Should I ditch COBRA and switch to an individual plan?

Health insurance question: I got laid off from a small company a few months ago, and have been paying over $400 monthly for COBRA. This eats up a ton of my unemployment money. I'm wondering if I should switch to an individual plan. [more inside]
posted by emily37 on May 16, 2012 - 19 answers

Who Do I Write My COBRA Check To?

COBRAfilter: Do I make the check for the plan payment out to the health insurance company, or to my former employer? The info packet former employer gave me is woefully shoddily written and leaves out key details like that. I've never enrolled in COBRA before, so not sure what to do. Check is due by Thursday. HR at former company notoriously difficult to actually track down via email or phone to get an answer.
posted by thereemix on Feb 27, 2012 - 17 answers

co-co-co-COBRA!

Please help me understand COBRA and my family's options after it runs out. [more inside]
posted by meggan on Feb 13, 2012 - 6 answers

COBRA for weekend coverage?

Insurance coverage from previous job ended on Friday without COBRA. Insurance from new job starts retroactively on the following Monday. I have pre-existing health issues. How do we know if we need COBRA or not? [more inside]
posted by anonymous on Nov 4, 2011 - 5 answers

How does health insurance work while on disability?

If someone goes on disability, do they have to go on COBRA or do they keep their company insurance? My uncle was diagnosed with Stage 4 liver cancer yesterday. I am trying to do research about how health insurance works when one is severely ill. [more inside]
posted by afton on Jul 15, 2011 - 14 answers

How do I get Obamacare

Help me find health insurance. Moving back to the States with wife and two kids after being away for 10 years. May not have jobs when we return. What is the best way to find health insurance? I have no idea where to start or what my options are if we return unemployed. Moving to Texas if that is relevant.
posted by jasondigitized on Mar 17, 2011 - 22 answers

Is supplemental health insurance a viable option any more?

HealthInsuranceFilter: My wife will soon be eligible for benefits through a new (part-time) employer, but the coverage stinks as it has a $20k per year max benefit. Is excess/supplemental health insurance a viable option? [more inside]
posted by QuantumMeruit on Mar 11, 2011 - 3 answers

Can a pregnant person get health insurance if her employer goes bankrupt?

What do we do for health insurance if my employer goes bankrupt? I'm pregnant. [more inside]
posted by anonymous on Jan 19, 2011 - 13 answers

Is losing my COBRA subsidy a "qualify event" to join another insurance plan?

Is the impending expiration of my COBRA federal subsidy a "qualifying event" that will allow me to join my husband's insurance outside of open enrollment? (even though I'll still be eligible for unsubsidized COBRA) [more inside]
posted by lilgoyl on Oct 27, 2010 - 12 answers

COBRA SNAFU

What to do regarding COBRA coverage being canceled due to negligence of former employer? [more inside]
posted by moosedogtoo on Aug 17, 2010 - 9 answers

Losing my group health insurance--now what?

I'm losing my group health insurance. My wife has a pre-existing condition. Now what? [more inside]
posted by D+ on Dec 29, 2009 - 7 answers

What are my options for insurance?

What are my options for insurance? [more inside]
posted by suncoursing on Jul 15, 2009 - 9 answers

Private Health Insurance Questions

Are some health insurance companies better than others? [more inside]
posted by mahamandarava on Jun 28, 2008 - 7 answers

Where's Riki-tiki-tavi when you need him?

My former employer is telling me to make my COBRA payments directly to them (the employer). That doesn't seem right to me. Is this common/legal/legitimate? Can I circumvent them and just pay the insurance company directly?
posted by bingo on Jun 2, 2008 - 19 answers

COBRA vs. out-of-pocket group insurance?

I left my prior job in December and was hired by a temp agency. The agency offers an out-of-pocket health insurance plan. Does this mean I can't opt to continue my old coverage with COBRA instead? [more inside]
posted by ahimsa on Jan 14, 2008 - 5 answers

Is COBRA worth it? Or is there are hidden trap?

Hello battle-scarred health insurance vets. Here's a COBRA question for you to ponder. I left my job in early November. My application with the Freelancers' Union to be eligible to enroll in their plans has been approved. In the time between the former and the latter, I had to see my primary care physician and refill a bunch of prescriptions. There's still time for me to elect to have COBRA coverage for the time since I left my job, but should I? Would that lead to the dreaded "gap in coverage"? [more inside]
posted by foxy_hedgehog on Dec 10, 2007 - 10 answers

Should I keep COBRA or try another health insurance provider if I'm moving to a new state and staying freelance?

I recently left my job at Yahoo! in Northern California and am relocating to Portland, Oregon to try my hand at self-employment. Extending my existing medical coverage with COBRA will cost me, my wife, and our three-year-old son $1200/month, which seems absolutely insane. Please help me understand the risks or consequences of waiving COBRA and getting new a new insurance plan. [more inside]
posted by waxpancake on Dec 1, 2007 - 23 answers

Insurance flawed?

If the (small) company I work for goes bankrupt, am I still eligible for COBRA, or is COBRA predicated on the continued existence of the company? I live in California.
posted by Sinner on Jun 15, 2006 - 6 answers

Insurance continuation question

Insurance continuation question: You are laid off of work and go onto COBRA insurance. You get hired for another job that comes with health coverage and start work on the 4th of the month. If you do not pay your COBRA payment for that month, do you have a lapse in coverage for 4 days? I have tried googling but the fact that the original company is a Delaware corporation which operates in California is confounding my ability to detangle the mess, especially as the deadline for COBRA payments for a given month is on the 5th of the month.
posted by hindmost on Dec 26, 2004 - 11 answers

Go away from the light!

Catastrophic health insurance (in the US): I've just been laid off and am losing health care benefits. The COBRA premiums are insane--I'm looking for something cheap that will cover near-death experiences. (I will turn to the bottle for any minor ailments.) Anyone have any advice or plan suggestions?
posted by mookieproof on Sep 30, 2004 - 16 answers

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