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Recs for a Dallas psychiatrist and a G.P. who take Cigna insurance?

Depressive here. If you know of a Dallas psychiatrist that you have heard good things about who takes Cigna, I sure would appreciate their name. I could also use the name of a good general practitioner that takes Cigna, but this is secondary to my main concern of finding the psychiatrist. Thanks for any suggestions. [more inside]
posted by anonymous on Aug 20, 2014 - 0 answers

MD Health Exchange Woes

I've been applying for health care since November, but I'm still on my pre-ACA health care plan. People at the Maryland Health Connection tell me that my information has been sent to my provider three times, but my provider says they've never gotten anything. What can I do? [more inside]
posted by Akhu on Aug 6, 2014 - 6 answers

Temporary health insurance in MA

My girlfriend's insurance expires August 23rd and her new one does not kick in till November (she just got a job as a teacher after being in grad school full time). She is 35 and we live in Mass. She needs some form of temporary health insurance for those two months. She has been online and could not find anything like that for people over 30 in our zipcode.
posted by spacefire on Aug 5, 2014 - 17 answers

Where to get individual health care in California

In a few months, I'll be turning 26 and kicked off my dad's policy. [more inside]
posted by madonna of the unloved on Jul 30, 2014 - 7 answers

Obamacare when switching jobs?

I'm moving to Texas for a new job in a few weeks. I have a health insurance question. [more inside]
posted by griseus on Jul 29, 2014 - 7 answers

Oh my god, please help me figure out temporary health insurance.

I need temporary catastrophic health insurance for a month and a half, with a major complication: I'll be living in four different states (NY, PA, CA, and IL) in that time, so the state-specific Exchange options won't work. I just want to make sure I don't go bankrupt if I get hit by a bus on one or the other ends of the country! [more inside]
posted by you're a kitty! on Jul 25, 2014 - 16 answers

Baby on it's way/health insurance problem

My pregnant wife and I are leaving our job at the end of the summer (not our choice) with no new job lined up. We will need to get our own health insurance when we leave the job. We don't really live anywhere now, and we aren't sure where we will have the baby yet, maybe NH, or NY, or RI, or ME, or the VI. Is there an insurance plan that offers us coverage in multiple places? PPO, HMO, walk me through this. This is our first time buying insurance. [more inside]
posted by karst on Jul 9, 2014 - 6 answers

Would you pay an extra $1K/yr to be able to choose your own doctors?

How much is it worth to you to have (relative) freedom of choice? Enrolling in health insurance and I'm debating between an HMO and a PPO (both under Blue Shield of CA). The difference in cost is roughly $1,000. I'm a 26 year old female but I'm not exactly "healthy". I have mysterious, debilitating, chronic joint pain all over (undiagnosed as of yet), a couple car accident-related injuries that flare up every now and then, and I need to get a pap smear every 3 months due to a recent scare. So acupuncturists, chiropractors, internists, rheumatologists, and gynecologists must all be within easy reach for me. [more inside]
posted by doctordrey on Jun 19, 2014 - 23 answers

Do I have to cancel my health insurance plan?

I signed up for health insurance via the NY State health insurance exchange in February. At the time, I was unemployed and eligible for Medicaid, which I accepted so my plan was of no cost to me. Fast forward to today, and I have job and I am also covered by employer's health insurance. Is there anything I have to do, such as cancel the plan, because I am now under my employer's insurance plan?
posted by hobodeluxe on Jun 8, 2014 - 1 answer

Health insurance deductible question.

Say I have a 2500$ deductible, and I get blood work totaling over 2500$ which the diagnostic company has billed the insurance company for, but agreed not to bill me for ... [more inside]
posted by phox on Jun 3, 2014 - 20 answers

Why do employers promote HSA over PPO?

Why do companies promote HSA as superior to PPO, is there some benefit to them? Barring any extreme medical circumstances, when does HSA make sense over PPO? [more inside]
posted by nodebunny on May 30, 2014 - 26 answers

How do I insure a newborn on short notice?

We just found out the baby we're having any day now is probably not eligible for medical care at birth on her mother's insurance plan. Help! [more inside]
posted by The Winsome Parker Lewis on May 22, 2014 - 17 answers

Do I need stacked uninsured motorist coverage?

I'm trying to lower my car insurance rates and the rep with my insurance company suggested I drop stacked uninsured motorist coverage because I already have health insurance. I understand how the stacked coverage works but it seems redundant to carry it if I have heath insurance coverage. Am I misunderstanding how UIM coverage works?
posted by photoslob on May 16, 2014 - 4 answers

My employer increased my hours but is not giving me benefits

I've been working as a part time employee for awhile but recently my hours have been increased for some special projects. I've been working 30-40 hour weeks. I do not get health insurance or any other benefits because I am not considered a full time employee. Are they required to give me benefits at some point? How should I approach this with them? I'm in the US. [more inside]
posted by anonymous on May 16, 2014 - 13 answers

Is there a way to purchase Obamacare health plans if one is moving?

Posting this question for a friend: I am moving, and will be looking for a job in my new state. I am hoping to find something quickly, but will be unemployed as of the time I move because I am quitting my current job. Is Cobra my only option, or is it possible to qualify for a plan through the exchange (possibly with subsidies)? My concern is that all the plans on the exchange website for the state I am moving to (Massachusetts) require me to be an in-state resident, which I am not yet because I have not moved.
posted by rainbowbrite on May 9, 2014 - 7 answers

urgent health insurance purchase: how fast can it be bought?

My friend "Rita" is gravely ill. She wants to go see an out of state doctor ("The Specialist") who is maybe the last person who could help her, but her current insurance doesn't cover his office. She needs to buy some new insurance as soon as possible. How? [more inside]
posted by sockanalia on May 5, 2014 - 18 answers

I don't want it, I just need it.

Please help me mitigate/cope with my feelings about doctors/insurance and have the best visit with a general practitioner that I can after 10 years of being uninsured. This way lies snowflakes. [more inside]
posted by koucha on Apr 28, 2014 - 39 answers

Health insurance? What's that?

I am aging out of my health insurance and totally clueless. Help this soon to be 26 year old find resources to unravel this mess. [more inside]
posted by Aranquis on Apr 22, 2014 - 19 answers

Obscure health insurance question

I am doing some rather obscure research on the health insurance industry. I'm having some trouble finding the information I'm looking for. Hopefully someone here can help! [more inside]
posted by prunes on Apr 18, 2014 - 3 answers

Health insurance woes

My last job had health insurance through a certain company I'll call WORST COMPANY, and they capriciously decided to be assholes about pre-certifying a surgery that my husband needs, as per my husband's surgeon (the surgeon is ready to go, he's been treating my husband for this condition for years now, and he says this is what's required. We've done all the conservative measures and they didn't help). We were fighting with them for almost a year and it was a whole big thing including trying to appeal to the state (which didn't work because then we found out my then-employer had a self-insured plan). It's a long story but please take my word for it that it was capricious and not our fault. I just got a new job and thought "Thank god, we'll start over with someone else." Except my two options are a high-deductible plan through OKAY COMPANY and a regular PPO through...........WORST COMPANY. [more inside]
posted by bleep on Apr 16, 2014 - 9 answers

Illness in the US, but magically, no healthcare!

I just returned from West Africa and have a number of symptoms consistent with malaria - or the flu. I have no healthcare, through circumstances beyond my control (I'll elaborate) until May 1. When is it worth it to go to the doctor to get tested? How can I try to keep this from being a pre-existing condition, given that it may be the recurrent form? [more inside]
posted by anonymous on Apr 11, 2014 - 19 answers

How do I know if I'm covered?

I am a trans woman. Recently, I received a job offer from a private higher education institution in New York City. I would really like to accept the job, but repeated conversations with the individual who recruited me—who has been asking questions on my behalf to the institution's Human Resources department—have left me unsure whether or not their health insurance will cover trans-related care. How do I get this information? Can I get this information? [more inside]
posted by anonymous on Apr 3, 2014 - 21 answers

Catastrophic Health Insurance for Californians?

Given my ADHD, there is nothing more fun than filling out any kind of form. I have gone through the Covered California website and at the point where I am supposed to choose a health plan. Only I can't. I can't find any catastrophic health insurance plans on Covered California or on eHealth.com. [more inside]
posted by Bella Donna on Mar 31, 2014 - 13 answers

Out-of-network limit for health insurance

I am trying to pick between two health plans. The higher deductible plan makes more sense for me except for one thing – there is no out-of-pocket limit for out-of-network treatment. This seems like a big flashing warning sign to me, but I’m not sure how avoidable out-of-network care is. For example, would being taken to an out-of-network hospital after a car accident start triggering unlimited expenses that I would be entirely responsible for? Is this a plan I should stay away from?
posted by parallellines on Mar 25, 2014 - 12 answers

If you like it then you shoulda put a NuvaRing on it

What's the most efficient way to get non-condom birth control without health insurance? [more inside]
posted by Sara C. on Mar 14, 2014 - 26 answers

Short Term / Interim Health Insurance in New York

I've just moved back to New York from Europe. My European health plan (which covers me for emergencies while I'm in the US) is going to run out in ten days. I am starting a US job with health insurance coverage within the next month or so. Where can I buy coverage for the next month or two to bridge the gap? [more inside]
posted by pete_22 on Mar 11, 2014 - 11 answers

A question about insurance.

If I go from part-time to full-time, is my employer (small business owner, <20 employees) obligated to offer me health insurance? [more inside]
posted by anonymous on Mar 4, 2014 - 10 answers

Where have all the patients gone...

I work at my local County Hospital and for the last two weeks we've had a very low census. I hear rumors that the local Giant HMO and local For Profit Hospital Chain are packed right now. I also know one Local For Profit but Independent and Unaffiliated Hospital is at risk of closing right now because of extremely low census. So for folks who actually work in hospitals (and clinics?) are you seeing a change in number of patients since Obamacare started? [more inside]
posted by latkes on Mar 3, 2014 - 6 answers

ACA insurance in New York. Gold Health Republic PrimarySelect plan?

We need to pick ACA insurance in NYC and after some research are most likely going with the Gold Health Republic PrimarySelect plan (which uses MagnaCare's network.) Is there a very good reason to not go with Health Republic or PrimarySelect, considering what the other NY options are? We're not eligible for PrimarySelect EPO or else we would have gone with that. thanks so much.
posted by Blisterlips on Feb 11, 2014 - 1 answer

Health Insurance Deductible "Reset" Date

So, my wife is going to give birth in Mid-to-End of June. She has a deductible "reset" date of June 1. How does this work? [more inside]
posted by Debaser626 on Feb 6, 2014 - 11 answers

But I pray that I don't actually ever need to use it.

I need help figuring out health insurance. [more inside]
posted by anonymous on Jan 29, 2014 - 6 answers

How do I make dealing with health insurance companies easier?

I see two medical providers on a frequent (weekly to monthly) basis. Neither provider accepts insurance. This means that to receive reimbursement I have to mail invoices manually to my health insurance carrier. The process is very difficult to manage. Please help me. [more inside]
posted by prunes on Jan 26, 2014 - 9 answers

Health insurance options for entrepreneurs?

Where can I find affordable health insurance? I'm on COBRA since striking it out on my own, but currently have not started making revenue, and am worried about options once that runs out. My current high deductible plan from UHC costs ~$213/mo ($2700 deductible) and includes EyeMed vision and dental (additional $35). I know I won't find anything this good post-COBRA but hoping there's something close? I know that since ACA has started that individuals can buy insurance off exchanges (I am in NYC, so will be more expensive, I know..). Will definitely be checking that out. Freelancer's Medical has come up in my searches. I don't think that entrepreneurs (who are not freelancers getting 1099s) qualify for Freelancer's, but checking with them. Not sure we qualify for HealthyNY for small business (individual option has been terminated post-ACA), since we are an LLC but I am the only full-time partner (the rest have day jobs). Are there other options I'm not aware of? Thanks for any help!
posted by vlotty on Jan 14, 2014 - 5 answers

"So basically you should just try not to need a doctor."

The New York insurance website said I qualify for Medicaid. This means I'm not eligible for the regular subsidized plans and must pay full price for them if I want them. This makes no sense whatsoever, but nobody will budge on this. What can I even do? [more inside]
posted by dekathelon on Jan 11, 2014 - 64 answers

Will a Kaiser doctor write an Rx that you can take to another pharmacy?

That's pretty much the whole question. I ask because I am signing up for Covered California and am leaning toward Kaiser, as that is the health provider I will have up to Dec. 31 of this year and it would be nice to not switch everything around. But the plan I am looking at charges $19/30 day supply for generic medications, and I know that one of my meds can be bought at Target for $10/90 day supply. I know that the normal Kaiser process is to use the in-house pharmacy, but I wonder if doctors will write a prescription that you can take elsewhere. Medications form the bulk of my healthcare spending so this could potentially make a big difference to my meager budget.
posted by imalaowai on Dec 20, 2013 - 8 answers

I need health insurance and MassHealthConnector is broken

Hello all, I was laid off from my job in July and went to Europe for a few months. Now that I am back in USA, I tried to sign up for affordable care act via www.mahealthconnector.org/ only to find out this site is the reincarnation of the devil. I cannot finish my application for this health insurance because I get stuck on a page that requires me to put in my employer info. Now since I am unemployed I obviously do not have an employer. This site literally will not let me complete the rest of the application without entering a whole bunch of information on my current employer which does not exist! How on earth do people without jobs apply for this?? Does anyone else run into this frustrating issue? Is there any other health insurance I can sign up for?
posted by bostonhill on Dec 19, 2013 - 12 answers

Is this investing in my future or is this a stupid decision?

I've been offered to be hired where I have been a contractor. However, there is a health insurance issue that would cost me a lot of money for several months. But I would have a great retirement plan. I have nothing in savings and $100k I just consolidated in student loans, so this issue is just complicating things. [more inside]
posted by McSockerson The Great on Dec 15, 2013 - 14 answers

NY Health Exchange Plan: Oscar, Health Republic, Metroplus. Help please?

I would love the knowledge and insights of Mefites on this decision and on my top three contenders for insurance companies and their networks: Oscar, Health Republic, and Metroplus. [more inside]
posted by Salamandrous on Dec 10, 2013 - 6 answers

the cost of a breast reduction

I have health insurance, and the co-pay will be about 3150. Should I do it now, or wait? [more inside]
posted by anonymous on Nov 27, 2013 - 14 answers

Switching jobs, states, and insurance...while pregnant.

We just found out I'm pregnant. Yay! My husband also just started a new job, which is requiring us to move states sometime between now and early spring, which means I have to quit my job and we have to change insurance. I'm not sure how best to handle this. [more inside]
posted by sockon on Oct 31, 2013 - 13 answers

Should I maintain a separation of Health and State?

I will need new health insurance as my insurance company is dropping individual policyholders in my state ahead of the new Affordable Care Act. I do not qualify for any subsidies under the new law and have no reason to think that will change. A friend suggested that I avoid buying insurance through our state exchange and buy straight from an insurance company to keep the IRS and government out of my health business. Is this a valid argument?
posted by cecic on Oct 25, 2013 - 19 answers

Can a small employer choose who is eligible for group health insurance?

Under the new Affordable Health Care Act (Obamacare), can a small employer (under 25 FTE) choose who is eligible for a group plan based on merit or as an incentive? Basically, not have a set guideline as to who is eligible and who isn't?
posted by Snackpants on Oct 21, 2013 - 14 answers

Which health plan should I choose?

I'm allowed to choose a health plan through my employer. Out of the nine options, I've managed to narrowed it down to five. Scanning through the comparison chart, they all look about the same. They all make you choose a primary care physician and coordinate everything through her or him. Copays are about the same. Premiums vary within $20/month or so. Does anyone have any experience with any of these? Any strong recommendations or dire warnings? [more inside]
posted by trevor_case on Oct 10, 2013 - 13 answers

Tricky COBRA question: COBRA and new group plan simultaneously?

I'm trying to help someone be in the best position with healthcare benefits. It sounds like they may be able to be covered by both their COBRA continuation plan *and* a new group plan through a spouse's employer. There's some tricky wording in the COBRA rules. Is this possible? [more inside]
posted by reeddavid on Sep 27, 2013 - 6 answers

Individual health insurance when moving states

I am recently unemployed (as of Sept 1st) and will be moving from Texas at California in late October. Please help me figure out what I need to do for health insurance. [more inside]
posted by Durin's Bane on Sep 23, 2013 - 8 answers

Health insurance options for unemployed in NYS

I'm temporarily unemployed in NYS. My wife's a grad student, and her college provides health insurance for the two of us for about $7500 for the year, paid up front by the end of September. That's $2500 for her, and $5000 for me. We can afford it, but it seems very steep. Can the hive mind suggest any alternatives? Amazingly, this seems like the best deal I can find. [more inside]
posted by Estragon on Sep 18, 2013 - 14 answers

Health Insurance thru Freelancer's Union

Does anyone have any experience with purchasing health insurance through the Freelancer's Union? Any feedback on the process and level of satisfaction with coverage would be appreciated. [more inside]
posted by spicynuts on Sep 3, 2013 - 13 answers

Employer wellness screening and pregnancy

Medical mefites: How much will my pregnancy skew my employer-sponsored health plan wellness program biometric screening (blood tests only)? [more inside]
posted by anonymous on Aug 27, 2013 - 12 answers

E.R. Bill HIGHER after submitting Insurance

After submitting an ER claim to insurance, my bill from the hospital INCREASED. Is there any way to fight the hospital on this? [more inside]
posted by unmouton88 on Aug 19, 2013 - 26 answers

Etiquette of homeowners insurance and accidents

My friend Stan (very) recently moved to the USA, and has already had a run-in with his health insurance that we are not sure how to deal with. Stan's new boss Joe invited Stan's family over for an afternoon, and at some point Stan's five year old fell and cut his arm on a rock in the garden. [more inside]
posted by jacalata on Aug 13, 2013 - 9 answers

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