I pay for an individual health-care policy with a ridiculous premium (I'm in grad school, so I have no medical coverage available to me, as the school's plan only covers undergrads). It's the prescription coverage that forces me into the high-end plan. Do I have other options? (Much, much more inside; sorry for the info-dump) [more inside]
Help me to understand the mentality of those Americans who are opposed to Obama's national health-care plan. [more inside]
Babies were often operated on with no anesthesia 30 years ago or more. Is this true? [more inside]
No-one to act as my POA. What to do? Am I screwed if something bad happens? [more inside]
Is there an equivalent to the CVS Minute Clinic or Walgreen's Take Care Clinic in the NYC area? [more inside]
[Interview Filter]: I have a job interview scheduled with a health insurance company for an Analyst position. What should I learn about the industry to be successful in this interview? [more inside]
Massachusetts nurses help please! I'm planning on leaving my job to go back to school for nursing. Should I work as a CNA beforehand or would it be a waste of time and money? [more inside]
What are the best arguments (links to articles/sites appreciated) that government regulation and tax code distortions are not the primary causes of the American healthcare crisis? Why wouldn't a more free-market approach (i.e. remove the obstacles to far more vigorous competition between insurers for individual premiums) be the solution? If adverse selection is a reason, how is that any worse for health care than for other insurance markets (e.g. life insurance)?
Where can I find a concise health insurance reform argument-counterargument-countercounterargument talking point "tree"? e.g. my congressman, TM(R) says "you should be able to buy insurance from out of state..."; but Ezra Klein says that would yield a Race to the Bottom, like with credit card cos. TM says "...like we already do with auto insurance"; but an E.K. commenter says that with car insurance, the insurer must obey the insuree's state regs. (is this true?) So, do all of these exist in a boiled-down form somewhere? Basically, I'm looking for a site that sheds light on health insurance talking points the way skepticalscience.com does for climate.
Ontario Patient Enrollment Model. Can anyone elaborate as to what this program is all about? My doctors office is really putting the pressure on me to sign this thing, but it seems rather restrictive. Apparently it's voluntary, but they seem rather adamant that I register as a patient, and won't stop calling me about it. Am I just being unreasonable here, or is my doctors office just being a pain in the arse?
My friend has no insurance and very limited funds, and is having some pretty funky health problems. He needs low-cost to no-cost medical attention in Oklahoma. Any ideas? So far, I've come up with this. Any ideas? I know that he *could* go to an ER, but being saddled with a $3000 dollar bill is not going to help him out of his financial problems anytime soon. Anyone been broke and sick in OK before? [more inside]
Anyone know who's on Michelle Obama's childhood obesity task force? [more inside]
I'd like to take on a somewhat substantial software project that should a) be open-source and b) not suck. Suggestions on how to code for others requested. [more inside]
I've heard it said that (in theory) the advent of a cure for cancer would cause a serious financial crisis because of the vast scale of the healthcare complex devoted to current treatments. So, the obvious question: Is there any credible evidence that promising (not woo-woo) therapies for diseases such as cancer and diabetes have been derailed because of the sheer scale of financial and institutional resources invested in the status quo?
I was rejected for individual health insurance with Kaiser Permanente in Southern California due to the preexisting condition of bulimia. I have been told by Kaiser that I can appeal the denial by providing evidence that I have resolved the bulimia. The issue is I do not have much evidence and Kaiser gave me very little direction on how to proceed. If any of you have had experience with this, what type of information did you provide and how did you obtain it? [more inside]
I'm about to purchase private health insurance in the US. How, if at all, should the impending health care reform legislation affect my decision-making process? [more inside]
How should I go about contacting non-profits about taking me, a relatively inexperienced college sophomore, on as an unpaid summer intern? I'm contacting these organizations cold, and could use some help figuring out my initial approach- what information should I include? Is there anything I can say that will make the recipient of my email more likely to seriously consider my proposal? Do I even stand a reasonable chance of that happening to begin with? [more inside]
American student moving to Vancouver, BC with history of depression and other ailments: how do I get my Rxs without paying a fortune? [more inside]
A Questions about the ethics of my last Ob./Gyn/ Visit... [more inside]
I have a small health issue which will probably require minor surgery. Pretty routine and low-risk kind of thing. I'm employed and have a good health plan through my job. But here's the problem: I might be changing jobs (and therefore health plans) very soon. Will this create problems getting the procedure paid for? [more inside]
Which liberal (or at least pro-healthcare-reform) Democratic senators are leaning towards opposing the current bill? [more inside]
Where to get 2nd medical opinion as soon as reasonably possible about the medications one is prescribed by county hospital in Dallas? [more inside]
I'm thinking of getting surgery to remove nasal polyps. Should I get it done in the Boston area, where I have no insurance, or in Bergen, Norway, where I'll be returning for work in January (with a worker's visa)? Or should I have it done at all?
YANMD filter. I have had an earache for...a long time. I need a super low cost ENT type visit in the miami/fort lauderdale area. [more inside]
I'm thinking about switching my health insurance to a high-deductible health plan, but I need to get a handle on what all my allergy prescriptions will cost me. I think that I will be able to build up some stockpiles during this year, but I want to know how much I will actually be out of pocket when it comes time to pay for them. [more inside]
What exactly can a doctor's office tell anyone who happens to pick up your phone? [more inside]
How much would it cost the average person to get a health care policy that's as good as Medicaid? [more inside]
Many workplaces ban social networking sites such as Facebook, YouTube, Twitter and so on. What are some of the reasons workplaces should allow (and even encourage) staff to use social networking sites? [more inside]
With regards to psychotherapy, a common opinion I've noticed on MetaFilter is that Cognitive-Behavioral Therapy is perceived as being the most efficient way to go, in addition to being one of the very few therapies likely to be reimbursed by health insurance. However, this may be coming from a largely American perspective. As such, I'm curious: What are some major features of psychotherapy in countries other than the United States? [more inside]
Do the U.S. military bases in foreign countries, esp. Western Europe and Japan, help those countries keep their military budgets low so that they can afford things like, I dunno, universal health care? [more inside]
Is health care a Ponzi scheme? I'm trying to work out my feelings about the health care debate, and our moral obligations to take care of each other. Will improved health care just lead to larger populations and longer life spans, and more and more expenses to take care of them all? Am I a bad person for thinking this? I smoke, so I'll probably check out early without consuming all your future resources on my elder care. Does this mitigate my xenocidal tendencies or make them worse?
Since being fired last month, I'm in the process of getting health insurance for my family. But, I'm kind of confused with this COBRA '65/35 for nine months' deal with the government. I'm awaiting to hear from our local Blue Cross provider for a 9/15 effective date, but, our calculations show that the COBRA discounted price for nine months would be roughly $150 less than the Blue Cross premium. Now, it is my understanding that you have to elect COBRA AND send in your request for the 65/35 subsidy at the same time. If I don't get the subsidy, I want to go with Blue Cross. How do I do this properly? Is there any way I can apply for the subsidy without requesting COBRA at the same time?
I'm going to be living in France and then Germany for two months (or maybe longer) and I'm not sure what to do about my health insurance. [more inside]
I want to learn about American healthcare, where do I start? [more inside]
I would like to find a copy of the proposed healthcare reform bill with some non-partisan translation of some of the legal-ese. Does this exist? I am looking for the whole bill, if possible.
[HIPAA filter]: When dropping off our child at daycare (a small, home daycare), my spouse - a pediatrician - ran into a patient who is not vaccinated. I know you're not a lawyer; I know you're not our lawyer - what are our options? [more inside]
Asking on behalf of G.F.: Is there a good book about Healthcare & Native Americans in the United States? [more inside]
How many health care facilities, excluding hospitals, are there in the U.S. that use at least one medical imaging modality (Xray, Ultrasound, etc.)? [more inside]
I've been reading a lot of conflicting information about the U.S. health care reform bill (HR 3200) and its potential impact on different groups of Americans. I tried to read the bill, but it's over a thousand pages and is written in mind-numbing legalese. Is there a place online where I can find comprehensive, non-partisan, easily understandable information about the bill?
What can I do, while overseas, to help educate about/support/do something about the healthcare debate happening in the US? [more inside]
What should someone know before going to a town hall meeting on health care reform? [more inside]
There is much talk about health care rationing in Britain, for example. How do I find out more about the status of rationing in the United States, my health care (nice employer based) and Medicare in particular. Is it the case that with health care in the US, private or Medicare, cost is never a reason to deny a procedure? That people under Medicare, for example, get all of those 50,000$ drugs that give you 6 months of life? How can I find out if my plan covers every possible procedure or not? I'm less concerned with the issue of rescision as a roundabout way of denying care versus explicit denial of care based on cost.
Health Mystery Solved. I have been given a diagnosis of avascular necrosis. My general practitioner relayed these results to me after she saw my MRI results. On Friday I meet with an orthopedic surgeon. Please help me prepare. [more inside]
How can I prevent a future health insurance co from discovering a previous dematology treatment and use it for denial of insurance?
I'm an American without health insurance, who needs (minor) dermatological care... how worried should I be that this will prevent me from getting private health care insurance in a year or so (denial due to prior condition)? And what can I do to prevent this from happening? [more inside]
How does getting a medical referral/requesting a medical referral REALLY work and how do you ask for one effectively? [more inside]
For reasons I don't (yet) fully understand, Care Credit has refused to extend me any credit whatsoever towards a year-long set of (embarrassing) medical procedures that will end up totalling in the neighborhood of $30,000 US. What viable alternatives to Care Credit exist for financing expensive and drawn-out medical procedures? [more inside]
How can I show support for the new health care reform bill? [more inside]
My taxes should pay for health care for all Americans, but they don't. I can donate $1,000 right now; what organization will use that money most effectively to provide care for uninsured/underinsured people in the United States? [more inside]
Thoughtful, analytical, objective resources (web and book) on what works and what doesn't in healthcare / health insurance systems around the world? [more inside]
Looking for social media sites or services in healthcare directed toward healthcare providers. [more inside]