Husband needs open heart surgery. Our preferred surgeon is not on our healthcare plan. We're going to request a benefit exception. We are in Washington state. We are on an individual plan, not with an employer. I called the insurer and requested a case worker. Any suggestions on my approach? Feeling overwhelmed already. [more inside]
I had planned surgery yesterday, which was cancelled on the part of the surgery center because of equipment issues. I originally paid a deposit to lock in the date/time, and also made a partial payment on a CC the day before (because it was not my card and the cardholder wouldn't be present on the procedure day). Am I right in demanding a refund of the money paid thus far, and is it actually illegal for them to NOT refund me? [more inside]
How do I figure out the details on a tricky health insurance situation so I am not doing anything shady, but also don't accidentally end up many thousand of dollars in debt? [more inside]
Before surgery, my insurance company said I wouldn't have to pay. After surgery, that's changed. What now?
Before having surgery, I was told by my insurance company that my deductible had been reached, and that there was nothing for me to pay. After surgery, they amended that, telling me that in fact my deductible had not been filled at all for the present period, and I *would* have to pay. Am I just screwed here? [more inside]
How do you evaluate a transitional care/rehab facility? What things do we need to ask about? Any recommendations in the Twin Cities? [more inside]
How can I have surgery without someone to accompany me? [more inside]
I need surgery and don't have insurance. What are my options? [more inside]
Babies were often operated on with no anesthesia 30 years ago or more. Is this true? [more inside]
I'm thinking of getting surgery to remove nasal polyps. Should I get it done in the Boston area, where I have no insurance, or in Bergen, Norway, where I'll be returning for work in January (with a worker's visa)? Or should I have it done at all?