Hello all, I can't find this answer anywhere (without directly asking my insurance company). My wife has multiple sclerosis, and without insurance her medication costs $6k per month. On our current plan I play $30 for a 3 month supply via the specialty pharmacy home delivery. We are losing this coverage at the end of August, but have a delivery in progress and will receive the next 6 months worth before we lose coverage. Is there some way they can charge me for the medication already received if I lose coverage for the following months? [more inside]
My elderly and mentally ill aunt appointed me as her health care proxy and it has been invoked. I'm specifically interested in what rights I now have in regards to her living situation. [more inside]
I was accompanying a friend who was picking up a prescription for nitroglycerin pills at a supermarket pharmacy and was surprised to see that the price was $30 for around 20 pills (he doesn't have insurance so this was retail price, not a copay). I was curious so I checked Walmart's list of $4 drugs and found nitroglycerin is not on the list. I checked a drug price comparison website and it also listed prices in the $20-30 range. Nitroglycerin has been used medically for 130 years (no patent) and seems like it can't be expensive to make, I thought for sure it would be dirt cheap like generic prozac, amoxicillin, etc. Anyone have an idea/theory why it's so expensive?
My husband and I are Americans who have been living in the UK for 15 years. We are thinking of returning to the US. We are self-employed. Where do we even begin to look for health coverage? [more inside]
My fabulous new spouse and I are about to jet off from the UK on our honeymoon in the southern US (GA, AL, MS, TN). I'm in good health and have full travel insurance but tend to get 2-3 urinary tract infections in the course of an average year. I'm a little paranoid about getting one while I'm over there and would rather not end up accessing unduly expensive treatment for this very routine minor ailment and having to claim it on insurance etc. Where do I go for treatment? [more inside]
For a month now I have been involved in a Kafkaesque nightmare with a local hospital billing department. I am convinced that they have a thief in their employ but I cannot figure out how to convince them of this or to positively make my case. [more inside]
Will the availability of COBRA keep a person from qualifying for a Marketplace plan and/or subsidies? [more inside]
Just realized that the new(ish) healthcare regulations in the U.S. mean that Essure is totally covered by my insurance, yay! Problem: [more inside]
In the event of an emergency, what can be done to ensure that doctors/hospital can share information with another unrelated adult? [more inside]
I am going to have a health insurance gap between October 31 and December 23rd. That is a time period less than 60 days, and I hear there is a COBRA loophole, and I would like advice about it. [more inside]
I'm applying to a graduate entry nurse practitioner program this summer (application due Oct 12). I know that this is what I want to do. I know the program I want, but I'd really like to see an ACNP in action. The trouble: I just moved to Columbus, OH and I don't really know anyone.
How much is it worth to you to have (relative) freedom of choice? Enrolling in health insurance and I'm debating between an HMO and a PPO (both under Blue Shield of CA). The difference in cost is roughly $1,000. I'm a 26 year old female but I'm not exactly "healthy". I have mysterious, debilitating, chronic joint pain all over (undiagnosed as of yet), a couple car accident-related injuries that flare up every now and then, and I need to get a pap smear every 3 months due to a recent scare. So acupuncturists, chiropractors, internists, rheumatologists, and gynecologists must all be within easy reach for me. [more inside]
I got a small bill for lab work done as part of a routine annual exam. The entire amount should have been covered in full. At what point do I give up and just pay the bill? [more inside]
Given that there are parts of the world still fighting the battle against polio, and an increasing number of people in the US choosing to opt out of vaccinations for their children, is there a chance polio will return to the United States? [more inside]
How do you save money on things like food during a long hospital stay? In San Francisco, hotel has no fridge or microwave. [more inside]
So I'm a 23 year old recent college grad with a psychology degree and a long face. Why? No job, a shitty, inconsistent transcript to show for the last six years of my life ( barely eeking out a 3.0 because of significant and unrelenting problems with fatigue and depression, now somewhat under control), no work experience... oh, and I have cerebral palsy. All this helped build a brick wall almost impossible to see over, much less climb. This morning though, I managed to get bright-eyed and bushy tailed for all of five seconds after reading a Business Insider article that listed medical sonography as one of the best jobs available to those without a college degree. ( I've come to consider my degree a throwaway ( it's from a state school, it's in psychology, which makes me a decidedly un-special snowflake, and, like I said, the grades aren't frame worthy). Everything about medical sonography- the pay, the type of work, job growth and time-to-completion of the program is attractive. Trouble is, I leave much to be desired in terms of the physicality needed ( lifting, transporting patients, etc). What else can I do that offers all or many of these same benefits and is cripple friendly? [more inside]
Looking for The Magical Technology Adoption... [more inside]
I have insurance for the first time, and I haven't been to a doctor since I was a child (>20 years). I am not sure exactly how doctors...work. Like, when it's appropriate to make use of the insurance. [more inside]
I'm a Canadian and somewhat ignorant about the U.S. healthcare system. Some simple questions inside. [more inside]
I am new to the world of Health Savings Accounts and Flexible Spending Accounts and I think I've enrolled in an FSA that I won't use. [more inside]
I'm trying to figure out the best choice for individual health insurance for myself, and I'd like to have it pay for my currently-out-of-pocket therapy, but I have questions about how this works. Does therapy count as an "office visit"? Do I actually want insurance to cover therapy? (I'm in the US.) [more inside]
US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
Future healthcare-administration graduate: Should I try to get administrative experience while I'm in school or stick with patient-care jobs for now? [more inside]
My sister-in-law is somewhere in NSW, Australia, pregnant, and a US citizen ... are we supposed to be freaking out? Links to pages of how a US citizen gets healthcare in AUS appreciated. [more inside]
In the wake of the Affordable Care Act being upheld, there have been a lot of (joking?) references to Americans threatening to move to Canada to avoid socialized health care. But now I'm curious: if someone were really determined to move from America to a country with no kind of universal health care for its citizens, what would the most attractive option be? [more inside]
Just moved to Baltimore (working in Columbia), haven't had time to unpack let alone find a new PCP, and wouldn't you know it, i'm sick. Does anyone have any recommendations for a drop-in clinic or urgent care facility in the Laurel-Ellicott City-Columbia area that (a) won't charge ER rates and (b) has decent staff? I found several when I googled, but have no way to evaluate them other than google recommendations. Bonus points if you can ALSO recommend other good practitioners (I need a primary care physician, an endocrinologist and a dermatologist) in that area or the south side of Baltimore for when I have time to set up appointments for initial visits.
I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
How can I not get so agitated by my ill parent's moaning? I live with my parents and take care of my dad while my mom works during the day. He has had medical problems that have left him temporarily unable to move around much, and now he has a yeast infection on his butt that is making just sitting painful at times. I can hear him sometimes moaning in pain in the other room. I can't just put on headphones, because I have to be able to hear when he calls me for help. It's having almost a physical effect on me. I get disgusted and aggravated when I hear this, and the stress is keeping me from getting much done. Is there any way I can manage this?
My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
I am currently an Administrative Fellow in a 3 hospital system (graduated with my Masters in Healthcare Administration in May.) What is the best way for me, being non-clinical, to learn clinical "lingo"/get a clinical "education"? [more inside]
This is my first Ask MeFi question, and I'm asking on behalf of my parents. My father is in reasonably good physical health but poor mental health, which may be related to the meds he's on and the "quality" care he's getting in the American "system". Are there some kind of additional resources for me or them to help make their way through the bureaucrat-ese and get some better care? And maybe some additional health care (or heck, elder care in general) resources I could find for them? [more inside]
Is the insurance industry conducting an organized campaign through word of mouth to use the recent healthcare bill changes to maximize profits by manipulating public perception? [more inside]
What kind of doctor do I need for my son? I think he may have selective sound sensitivity syndrome or misophonia, but I don't know where to start. [more inside]
Help me to understand the mentality of those Americans who are opposed to Obama's national health-care plan. [more inside]
My friend has no insurance and very limited funds, and is having some pretty funky health problems. He needs low-cost to no-cost medical attention in Oklahoma. Any ideas? So far, I've come up with this. Any ideas? I know that he *could* go to an ER, but being saddled with a $3000 dollar bill is not going to help him out of his financial problems anytime soon. Anyone been broke and sick in OK before? [more inside]
A Questions about the ethics of my last Ob./Gyn/ Visit... [more inside]
Where to get 2nd medical opinion as soon as reasonably possible about the medications one is prescribed by county hospital in Dallas? [more inside]
YANMD filter. I have had an earache for...a long time. I need a super low cost ENT type visit in the miami/fort lauderdale area. [more inside]
Is health care a Ponzi scheme? I'm trying to work out my feelings about the health care debate, and our moral obligations to take care of each other. Will improved health care just lead to larger populations and longer life spans, and more and more expenses to take care of them all? Am I a bad person for thinking this? I smoke, so I'll probably check out early without consuming all your future resources on my elder care. Does this mitigate my xenocidal tendencies or make them worse?
Since being fired last month, I'm in the process of getting health insurance for my family. But, I'm kind of confused with this COBRA '65/35 for nine months' deal with the government. I'm awaiting to hear from our local Blue Cross provider for a 9/15 effective date, but, our calculations show that the COBRA discounted price for nine months would be roughly $150 less than the Blue Cross premium. Now, it is my understanding that you have to elect COBRA AND send in your request for the 65/35 subsidy at the same time. If I don't get the subsidy, I want to go with Blue Cross. How do I do this properly? Is there any way I can apply for the subsidy without requesting COBRA at the same time?
My taxes should pay for health care for all Americans, but they don't. I can donate $1,000 right now; what organization will use that money most effectively to provide care for uninsured/underinsured people in the United States? [more inside]
Do people actually lose their homes to pay for health care in the US, or is this an urban myth? [more inside]
I Live in A Stupid, NonSocialized Imperialistic Country Filter: Please hope me find private health insurance. [more inside]
What should a well-stocked medicine cabinet contain? [more inside]
There's a commission in New York State that's going to force closure of a bunch of hospitals across the state, including a few in my area (Buffalo). They are also going to force a few private organizations to merge. What gives them the ability to dictate this sort of thing? Is it the threat of withholding funding? I've read many news articles on the closure recommendations, but have missed out on a good ultimate explanation. [more inside]