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36 posts tagged with healthcare and healthinsurance. (View popular tags)
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Would you pay an extra $1K/yr to be able to choose your own doctors?

How much is it worth to you to have (relative) freedom of choice? Enrolling in health insurance and I'm debating between an HMO and a PPO (both under Blue Shield of CA). The difference in cost is roughly $1,000. I'm a 26 year old female but I'm not exactly "healthy". I have mysterious, debilitating, chronic joint pain all over (undiagnosed as of yet), a couple car accident-related injuries that flare up every now and then, and I need to get a pap smear every 3 months due to a recent scare. So acupuncturists, chiropractors, internists, rheumatologists, and gynecologists must all be within easy reach for me. [more inside]
posted by doctordrey on Jun 19, 2014 - 23 answers

Is there a way to purchase Obamacare health plans if one is moving?

Posting this question for a friend: I am moving, and will be looking for a job in my new state. I am hoping to find something quickly, but will be unemployed as of the time I move because I am quitting my current job. Is Cobra my only option, or is it possible to qualify for a plan through the exchange (possibly with subsidies)? My concern is that all the plans on the exchange website for the state I am moving to (Massachusetts) require me to be an in-state resident, which I am not yet because I have not moved.
posted by rainbowbrite on May 9, 2014 - 7 answers

I don't want it, I just need it.

Please help me mitigate/cope with my feelings about doctors/insurance and have the best visit with a general practitioner that I can after 10 years of being uninsured. This way lies snowflakes. [more inside]
posted by koucha on Apr 28, 2014 - 39 answers

Illness in the US, but magically, no healthcare!

I just returned from West Africa and have a number of symptoms consistent with malaria - or the flu. I have no healthcare, through circumstances beyond my control (I'll elaborate) until May 1. When is it worth it to go to the doctor to get tested? How can I try to keep this from being a pre-existing condition, given that it may be the recurrent form? [more inside]
posted by anonymous on Apr 11, 2014 - 19 answers

Out-of-network limit for health insurance

I am trying to pick between two health plans. The higher deductible plan makes more sense for me except for one thing – there is no out-of-pocket limit for out-of-network treatment. This seems like a big flashing warning sign to me, but I’m not sure how avoidable out-of-network care is. For example, would being taken to an out-of-network hospital after a car accident start triggering unlimited expenses that I would be entirely responsible for? Is this a plan I should stay away from?
posted by parallellines on Mar 25, 2014 - 12 answers

If you like it then you shoulda put a NuvaRing on it

What's the most efficient way to get non-condom birth control without health insurance? [more inside]
posted by Sara C. on Mar 14, 2014 - 26 answers

NY Health Exchange Plan: Oscar, Health Republic, Metroplus. Help please?

I would love the knowledge and insights of Mefites on this decision and on my top three contenders for insurance companies and their networks: Oscar, Health Republic, and Metroplus. [more inside]
posted by Salamandrous on Dec 10, 2013 - 6 answers

Questions in preparation for early retirement

I am thinking of retiring early, relatively soon. Probably within five years, maybe much sooner. I want to make sure that I correctly understand various things, so I have several questions related to taxation, Obamacare, health savings accounts, IRAs, and SEPP. [more inside]
posted by Sock McPuppet, Jr. on Jul 1, 2013 - 5 answers

Help me buy my own health insurance.

I'm self employed. I need health insurance. My main concern is a random ER visit that will put me in debt for the rest of my life, so I told my wife not to worry about deductible prices, since I only need to go in once every few years anyway. She found something with a $4,000 deductible. And that was like $80/mo. The other ones were even more expensive. Is this price range right? Is this the only way to protect myself from crippling debt?
posted by brenton on Apr 29, 2013 - 31 answers

How do I navigate this health insurance situation?

How do I figure out the details on a tricky health insurance situation so I am not doing anything shady, but also don't accidentally end up many thousand of dollars in debt? [more inside]
posted by anonymous on Apr 5, 2013 - 10 answers

I'm not sure if I should discontinue my health insurance or not.

I'm not sure if i should discontinue my health coverage or not, and how to handle it - and if there's any way to *temporarily* discontinue my health coverage. [more inside]
posted by anonymous on Jan 30, 2013 - 8 answers

Things are bad.

Our marriage is crumbling, and it's taking me with it. [more inside]
posted by anonymous on Aug 13, 2012 - 29 answers

Affordable student health insurance in New York?

I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
posted by ocherdraco on Apr 25, 2012 - 9 answers

Controlling the Costs of a Single-Payer Heatlhcare System

How would Congress control costs in a single-payer healthcare system? [more inside]
posted by toomuchpete on Apr 6, 2012 - 26 answers

Talk me off the ledge

Having a pre-midlife crisis. What do I do next? Talk me off the ledge. [more inside]
posted by bunderful on Dec 7, 2011 - 22 answers

My brother needs his knee fixed but can't pay for it.

My brother was scheduled to have knee surgery, but has just lost insurance coverage. How can I help him? [more inside]
posted by Vorteks on Oct 26, 2011 - 16 answers

I have awful healthcare - can I get domestic partner benefits with my GIRLFRIEND? I'm a boy.

I'm a guy. Can I get domestic partner benefits in California with my girlfriend? [more inside]
posted by rileyray3000 on Aug 10, 2011 - 12 answers

Lipoma removal before or after purchasing private health care?

Uninsured American Health Care Problem: Should I have a somewhat large lipoma (benign fatty tumor) surgically removed before applying for private medical insurance, or would it provide the basis for application denial or drastically raised rates? [more inside]
posted by Auden on Jul 29, 2011 - 10 answers

Insurance companies and collusion? Naaw.

Is the insurance industry conducting an organized campaign through word of mouth to use the recent healthcare bill changes to maximize profits by manipulating public perception? [more inside]
posted by readery on Nov 10, 2010 - 11 answers

healthcare third party vendor

Health care management: who / what is ITA partners and do I need them? My health insurance provider has passed my info on to a third party vendor. The third party vendor offers optional extra services. Is the third party on my side? Should I accept or reject them? [more inside]
posted by anonymous on Jun 9, 2010 - 2 answers

Help us consume more health care!

I am on a high-deductible health care plan and have maxed out my plan year out-of-pocket expenses. Our plan year ends in 2 months. Since it won't "cost" us anything more out-of-pocket, what additional elective procedures or tests does it make sense for me and my family to get in the next 2 months? [more inside]
posted by QuantumMeruit on May 13, 2010 - 15 answers

When will children be able to stay on parents' health insurance and will dental be included?

Two questions related to the provision of the US healthcare bill related to dependents getting to stay on parents' plans until age 27. [more inside]
posted by ishotjr on Apr 20, 2010 - 18 answers

Blarrrgghhhhhhhhh.......

My dept is becoming part of the National Division (home office in Georgia) rather than the Regional Division (where I now work at Regional Division Home Office in PA). I am not physically moving anywhere. My employer is now National Div, even though it is just the parent/umbrella of Regional Div. My insurance carrier will now be BCBS of GA instead of Highmark BS of PA. ADHD is covered by Highmark. It is not by BCBS of GA. I will end up paying about $4000 in out of pocket expenses due to this. Is this legal? What are my options? Supplemental insurance for MH does not exist. I make too much for any state aid and am ineligible for other state MH programs. (there is a TL;DR summary marked as such at the bottom) [more inside]
posted by sio42 on Apr 3, 2010 - 16 answers

When to get a new plan under Obamacare?

Should I switch health insurance providers now, or wait, given Obamacare? [more inside]
posted by philosophistry on Mar 30, 2010 - 7 answers

You must either give netzapper $100, or give mathowie $200.

I'm deeply confused. Other than in a strictly juvenile, we-won-you-lost sense, why and how is the recent US health reform legislation considered a success? [more inside]
posted by Netzapper on Mar 28, 2010 - 50 answers

How do I refute a preexisting condition for an eating disorder?

I was rejected for individual health insurance with Kaiser Permanente in Southern California due to the preexisting condition of bulimia. I have been told by Kaiser that I can appeal the denial by providing evidence that I have resolved the bulimia. The issue is I do not have much evidence and Kaiser gave me very little direction on how to proceed. If any of you have had experience with this, what type of information did you provide and how did you obtain it? [more inside]
posted by anonymous on Feb 15, 2010 - 9 answers

Should future health care reform change my health insurance decisions today?

I'm about to purchase private health insurance in the US. How, if at all, should the impending health care reform legislation affect my decision-making process? [more inside]
posted by anonymous on Jan 17, 2010 - 3 answers

Where are the absolute cheapest places to get prescription drugs?

I'm thinking about switching my health insurance to a high-deductible health plan, but I need to get a handle on what all my allergy prescriptions will cost me. I think that I will be able to build up some stockpiles during this year, but I want to know how much I will actually be out of pocket when it comes time to pay for them. [more inside]
posted by anonymous on Nov 6, 2009 - 9 answers

How can I prevent a future health insurance co from discovering a previous dematology treatment and use it for denial of insurance?

I'm an American without health insurance, who needs (minor) dermatological care... how worried should I be that this will prevent me from getting private health care insurance in a year or so (denial due to prior condition)? And what can I do to prevent this from happening? [more inside]
posted by anonymous on Jul 20, 2009 - 15 answers

Objective, Succinct Resources on Healthcare Around the World?

Thoughtful, analytical, objective resources (web and book) on what works and what doesn't in healthcare / health insurance systems around the world? [more inside]
posted by ZenMasterThis on Jul 10, 2009 - 10 answers

Is my health insurance a rip-off?

Is my health insurance a rip-off? [more inside]
posted by elder18 on May 20, 2009 - 35 answers

Unfortunately, "Move to Canada" is also not an option.

I Live in A Stupid, NonSocialized Imperialistic Country Filter: Please hope me find private health insurance. [more inside]
posted by grapefruitmoon on May 18, 2009 - 26 answers

Paying for cancer

I may have breast cancer. I do not have health insurance. What now? [more inside]
posted by anonymous on Mar 16, 2009 - 13 answers

How do I even start to fill out these short-term health care applications?

How do I fill out an application for short-term health care if I barely even remember which doctors/clinics I've been seen at, let alone why? [more inside]
posted by Skwirl on Aug 29, 2008 - 4 answers

Can a person taking a break from college get health insurance?

Health insurance for someone taking a break from college? My girlfriend is taking a few months off from college and so won't be eligible for her parents' health insurance. She doesn't have a job that provides benefits, either. She's in her early 20s and is pretty healthy, but has really awful luck when it comes to random health issues popping up and so it would be a good idea for her to have insurance in the next few months. She's off her parents' policy in the next week or two. What can she do? Would COBRA apply in this case? What other temporary insurance providers are there?
posted by Braeog on Jan 19, 2008 - 10 answers

Doctor, doctor...how do I choose?

How do I choose a primary care physician? [more inside]
posted by BitterOldPunk on Jul 27, 2007 - 12 answers

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