Looking for information on some of the NY Exchange Plans (NYC) [more inside]
I suffer from severe anxiety and PTSD, and I have been on benzos for 10 years now (first Xanax and then clonazepam). My insurance limits me to going to the county mental health center, and my psychiatrist there sent down a mandate that I have to stop the clonazepam. I'm frustrated, especially since I was not offered anything different for anxiety. I am mostly upset about poor communication and it’s not so much that I am questioning her judgment from a medical perspective. I am not seeking advice about managing anxiety; I want advice about self-advocacy. [more inside]
A family member is a physical therapist assistant in Virginia. They just completed a one or two-year massage therapy course at a local college (I forget the details). They want to know if the course meets their continuing education requirements. [more inside]
If someone is a 65+ recent green card holder with only 3 years work experience in the US and who hasn't lived continuously in the US for 5 years (but has visited every year for several months for a decade), they don't qualify for free or even paid Medicare. What is the best health insurance plan for them if they spend 5-7 months in the US, and the rest in their home country in Asia? Are they best off with an Obamacare plan, or some kind of special immigrant health insurance, or what? Thanks.
I am going to have a health insurance gap between October 31 and December 23rd. That is a time period less than 60 days, and I hear there is a COBRA loophole, and I would like advice about it. [more inside]
My history of sexual assault is in my medical record. My electronic medical record. This is driving me nuts and becoming a mental roadblock for me when I seek further healthcare. [more inside]
My dear friend is resigning from her job in the near future. She will move to another state in 2-3 months and plans to go without health insurance until she can find a job there. Is this as bad an idea as I think? How can I help? [more inside]
Asking for a friend: Please help a complete (and mostly healthy) newbie figure out how to navigate the US healthcare system in CA. Explaining like you would to a five-year-old would be great. [more inside]
Help me find someone to figure out what's wrong with my knee in Phila, PA area. NOW. [more inside]
So I am about to adopt my first cat (specifically this one, yay Mefi!). I'm looking for a vet for regular wellness checks in my area (Emeryville, CA, near Ashby Bart) - the catch is that I'm reliant on public transport, and I don't have a ton of money. Suggestions? [more inside]
Looking for any experiences, counsel, legal referrals to deal with health insurance clawback/SNAFU that's has my blood boiling. [more inside]
Husband needs open heart surgery. Our preferred surgeon is not on our healthcare plan. We're going to request a benefit exception. We are in Washington state. We are on an individual plan, not with an employer. I called the insurer and requested a case worker. Any suggestions on my approach? Feeling overwhelmed already. [more inside]
I'm a nurse practitioner in the U.S. Public Health Service Commissioned Corps (4 years experience), and I'm applying for jobs at the National Institutes of Health. I've had one prompt and enthusiastic response, but I've heard nothing from the rest, so I have a few questions about NIH's hiring process and timeline. [more inside]
I'm applying to a graduate entry nurse practitioner program this summer (application due Oct 12). I know that this is what I want to do. I know the program I want, but I'd really like to see an ACNP in action. The trouble: I just moved to Columbus, OH and I don't really know anyone.
Yeah, I have no intention of committing health care fraud, but I am a bit uncertain on whether I should do this or not (request reimbursement from two insurance companies). More under the fold. [more inside]
Can you give some advice on how to document/archive medical expenses and medical records? My wife and I are particularly meticulous filers, but I don't think we've found our best practices for the medical stuff. Details inside. [more inside]
I'm looking for examples of high-quality (official) Twitter feeds from academic departments/programs that are particularly informative (either to students or non-students, ideally both). I'm especially interested in departments or programs in healthcare/medical science-related fields, but all suggestions are welcome.
How much is it worth to you to have (relative) freedom of choice? Enrolling in health insurance and I'm debating between an HMO and a PPO (both under Blue Shield of CA). The difference in cost is roughly $1,000. I'm a 26 year old female but I'm not exactly "healthy". I have mysterious, debilitating, chronic joint pain all over (undiagnosed as of yet), a couple car accident-related injuries that flare up every now and then, and I need to get a pap smear every 3 months due to a recent scare. So acupuncturists, chiropractors, internists, rheumatologists, and gynecologists must all be within easy reach for me. [more inside]
Trying to work out what good options would be regarding not having to wait 6 months for a follow-up to a set of medical tests in Canada (British Columbia), which given my current condition, seems an unbearable delay. Not sure what my options are rather than paying to go private. [more inside]
Where can I buy scrubs that fit me? I'm a tall, skinny guy (6' 1", 31" waist) and would like to buy several sets of scrubs in neutral colors. Suggestions of online sources, chain stores or local places (currently in the DC area) are all welcome.
My sister is 33 weeks pregnant. She's miserable and what's worse, she's recently moved from Florida (where her husband was completing school) back home to Maryland. As such, she's lost her doctor. She's pretty much a mess, and I am hoping to figure out a way to help her. Particulars inside... [more inside]
I just got a job offer (yay!) and I need help with negotiating benefits. Problem being that this is a very small and informal company while I've always worked at large multinationals with clear guidelines for these things. I have no idea how small companies work. [more inside]
Posting this question for a friend: I am moving, and will be looking for a job in my new state. I am hoping to find something quickly, but will be unemployed as of the time I move because I am quitting my current job. Is Cobra my only option, or is it possible to qualify for a plan through the exchange (possibly with subsidies)? My concern is that all the plans on the exchange website for the state I am moving to (Massachusetts) require me to be an in-state resident, which I am not yet because I have not moved.
I need health insurance ONLY for the month of May. But the new health exchange market place in New York state only allows me to sign up now for June 1 and beyond. [more inside]
Please help me mitigate/cope with my feelings about doctors/insurance and have the best visit with a general practitioner that I can after 10 years of being uninsured. This way lies snowflakes. [more inside]
My mother suffers from several serious medical conditions and sees a variety of specialists - some quarterly, some annually, and some only when she has a flare-up or episode. Several of these conditions, and/or the medications that treat them, impact her mental functioning. Every time she sees a doctor and I talk to her, I get the distinct impressions that she either hasn't given the doctor an accurate picture of what's going on with her, that she doesn't understand or remember what the doctor said, or both. I'd like to help her out by taking a look at her records and speaking with her doctors to make sure she's getting the treatment she needs and that it's being properly coordinated to account for her multiple conditions and multiple doctors. [more inside]
Because my livelihood currently derives from the regular receiving of a remittance from my family, I'm without taxable income and thus eligible under the Affordable Health Care Act for California's state-funded health insurance Medi-Cal. At the same time, I'm in a position to purchase low-grade private health insurance without terrible hardship. Medi-Cal seemed to make sense because it is basically free health care, and I signed up. Mefites have also written positively about it. However, looking now at the stripe of participating providers and hospitals, and, especially, looking at the extremely negative yelp.com reviews that have been posted of these providers and hospitals, I have become scared. [more inside]
I just returned from West Africa and have a number of symptoms consistent with malaria - or the flu. I have no healthcare, through circumstances beyond my control (I'll elaborate) until May 1. When is it worth it to go to the doctor to get tested? How can I try to keep this from being a pre-existing condition, given that it may be the recurrent form? [more inside]
I've been working for a medical supply company for almost a year now within the medical records department. Excited at first when I started last May of 2013 after being laid off for 3 months from my optical job for 8 years. Double the pay plus benefits to boot. Fast forward to April now and I've become semi-miserable the past 2-3 weeks. [more inside]
We're traveling soon with two toddlers to stay in HK. They are generally healthy kids, but we'd appreciate any information or advice in case something healthcare-related comes up during our stay. [more inside]
I need to insure my newborn. Snowflakes inside. [more inside]
I am trying to pick between two health plans. The higher deductible plan makes more sense for me except for one thing – there is no out-of-pocket limit for out-of-network treatment. This seems like a big flashing warning sign to me, but I’m not sure how avoidable out-of-network care is. For example, would being taken to an out-of-network hospital after a car accident start triggering unlimited expenses that I would be entirely responsible for? Is this a plan I should stay away from?
I got a small bill for lab work done as part of a routine annual exam. The entire amount should have been covered in full. At what point do I give up and just pay the bill? [more inside]
What's the most efficient way to get non-condom birth control without health insurance? [more inside]
I've been calling my psychiatrist since last week to attempt to set up an appointment. I haven't encountered an actual human's voice, nor have I been directed to voicemail. I've tried calling both of her offices repeatedly with no success (and with no way of leaving a message). What do I do now? [more inside]
I used a midwife throughout my pregnancy but ended up with an emergency c-section. My insurance company has denied part of the claim leaving me about $3,400 poorer. I'd like to recoup as much of this as possible from my health insurance but I'm not sure the best way to go about it... [more inside]
I'm looking to collect as many specific examples as I can, of instances in which specific Republican/conservative behaviors and/or political moves have directly contradicted the teachings of Christ. Some specific examples within. [more inside]
Partnered with an EU citizen, likely soon becoming a trailing spouse. I am a master's-level clinician (NP) whose qualifications will sadly not be recognized by the NHS. Questions for the green: - Thoughts on general job prospects/climate for foreigners? - Does marriage to an EU citizen improve/hinder chances of job placement? We are not married, and neither desiring/against marriage as an institution. Okay with getting married if it will smooth our transitions a bit. - Suggestions for job seekers' resources in the UK, particularly London? Bonus points for health-related and/or immigrant-focused resources. [more inside]
A friend and I are far apart politically, but I see a potential opportunity to come closer together. What is the best way to approach this? It is very delicate. [more inside]
Calling all nurse practitioners: tell me about your career. [more inside]
I have done something very stupid: I thought I had dropped my spouse from my insurance plan during open enrollment, but never double-checked and apparently I did not. Now my HR is telling me I can't remove him until next calendar year, so I have to pay the $3200 difference for the next year. This is in the U.S., as if you can't tell from the effed-upedness of these situations stemming from employer-based healthcare. [more inside]
I was talking about universal healthcare with someone who said that in a certain country the government provides only palliative care after a certain age (he thought it was 76). I was pretty certain this was definitely not the case but a google search of "which country provides only palliative care after 76" did not provide a definitive answer. Me-fites, is this a thing, anywhere in the world? I assumed it was something in the death panels vein (i.e. false).
It has recently come to our attention that our mother is hiding—what seem to be very serious—health issues from us. We want to help her, but we're unsure how to proceed. I am seeking advice on two fronts: (1) help us navigate the current healthcare bureaucracy, and (2) help us care for someone who is probably going to try to refuse our help. All of the details inside. [more inside]
Looking for advice on cost of living in France (South of Paris, Nice or Toulouse area). Partner and I would be making €120 to €140,000 combined household, before taxes. Another option is California where we could make way more money (at least $200-$220k combined, and less taxes). What is the cost of living in California (Irvine or San Diego) as a comparison? Is it expensive to have kids in the US? [more inside]
Hi all, Belated Happy New Year everyone! I am a 32yr old single mother of a beautiful 1yr old, and this year I’ve decided to plan ahead to help me fulfill my parenthood responsibilities to the best. We are a US middle-class family of two. Originally not from this country, I need to research several important aspects of planning for a future here. I hope to get some useful suggestions from those of you who are savvy about these things :-) [more inside]
Hello! After getting laid-off from a job and having a job to look forward to in June, I have decided to spend the next 6 months traveling, WWOOF-ing around the US and overseas, living off of my savings and picking up odd jobs. In terms of health care, and the marketplace, what health insurance plans cover multiple states for things other than emergencies (i.e. mental health, a foot fracture, etc)? Would a PPO do that or an HMO? I've spent a ton of time talking to the Maryland Health Exchange people, and after being told something different by each person I spoke to, I wanted to ask you all. Thank you kindly!
I would love the knowledge and insights of Mefites on this decision and on my top three contenders for insurance companies and their networks: Oscar, Health Republic, and Metroplus. [more inside]
I am totally paralyzed with indecision about the health insurance options I have at work this coming year. Halp! High deductible plan with an HSA vs tried-and-true HMO. [more inside]
Asking for a friend: my good friend has just been diagnosed with endometrial cancer. She is in Europe and not returning home for treatment, and I'm trying to help her figure out her funding options and provide emotional support. Tips wanted/needed please. [more inside]
How will Medi-Cal (Medicaid) work in San Francisco in 2014? Can you choose your doctor? [more inside]