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Help me buy a car the right way, this time.

I just moved to Charlottesville, Va from California. Bought a car here quickly after getting here through Carmax which I am realizing now is way too nice, my car payments are too much ($247/month) and I worry too much about when parking, driving etc. (a 2010 Toyota Prius, 6 year loan that I owe 15k on). [more inside]
posted by ethel on Apr 12, 2014 - 11 answers

Paid off mortgage -- how would new house purchase financing work?

Me and my SO completely paid off our mortgage a couple years ago. So, we have full equity. That's great, we're happy w/the situation. Now, if for whatever reason we decide to uproot and move to an entirely new city and/or state, how would the financing work? [more inside]
posted by anonymous on Mar 9, 2014 - 8 answers

How can I finance an unlocked, no-contract Android phone?

I'm considering signing up for one of Brightspot Mobile's pre-paid plans. I will need to buy an unlocked (or T-Mobile) phone and I'm interested in a Samsung Galaxy S4 or HTC One. Is there any possible way I can pay for it in installments? [more inside]
posted by The Winsome Parker Lewis on Feb 23, 2014 - 9 answers

Was this car dealer taking me for a ride?

Does auto financing ever fall through after a car has been driven off a lot? Dealer tells me this is a usual situation. [more inside]
posted by gfrobe on Dec 26, 2013 - 13 answers

Car: cash or credit?

Does it make any sense to finance a car if you have the means to buy it outright with cash? [more inside]
posted by falldownpaul on Jul 1, 2013 - 28 answers

Legal/accounting advice for filmmakers

I'll be shooting a feature film in L.A. later this year, and I need some advice about how to handle the business side. I'm hoping that somewhere there's some sort of low-budget service that provides help to people who are new to the process. [more inside]
posted by drjimmy11 on Mar 21, 2013 - 4 answers

Real Estate & Mortgages in Boston

I'm having a really hard time finding a reputable mortgage broker. The property is in Boston, MA, but I'm willing to work with someone in another state. The most important thing is that they're not slimy or condescending. Can you recommend someone in my area? Anyone to avoid?
posted by barnone on Feb 26, 2013 - 6 answers

Financing a renovation of a house in a different state?

How to finance home renovation? I am an absentee co-owner of a property on the West side of Portland, Oregon. My brother and I own it outright, but I'd like to make a plan on the finances of improving it. Neither owner lives in Oregon. Cry me a river, right? But I need help. [more inside]
posted by Glomar response on Dec 3, 2012 - 3 answers

Does the internet contain a trustworthy loan interest rate aggregator/advisor?

How do I find out what constitutes a "good" car loan for a given set of circumstances? [more inside]
posted by contraption on Sep 16, 2012 - 2 answers

Baby, you can drive my car, but I have to find one first.

How do I buy a car? [more inside]
posted by Sara C. on Jul 27, 2012 - 29 answers

Buy A House With Cash

My wife and I are buying a house in Austin, Texas ( Steiner Ranch ). We are trying to figure out how we want to finance it. We have the means to pay for the house with cash. We are being offered a mortgage at 3.6%. The cost of the house would represent about 50% of our net worth. The other 50% is fairly liquid, with an even spread between 401k, index funds, 529's, and cash. Should we do it? [more inside]
posted by jasondigitized on Jul 11, 2012 - 25 answers

How do I raise money without going to a bank?

How do I raise money without going to a bank? If I wanted to raise say a million dollars to extend my business and the bank is not being helpful. What are my options? I hear a bunch about P2P lending but how does that work and how do I access it?
posted by monkeywithhat on May 29, 2012 - 15 answers

Non-traditional financing options?

Looking for creative ways to finance a project/hobby when funds are low. [more inside]
posted by thrasher on May 2, 2012 - 6 answers

Film Fundraising Fun

What grants and other financing options exist for very independent narrative films? [more inside]
posted by drjimmy11 on Jan 9, 2012 - 3 answers

How can we sell our condo and buy a house?

How can we sell our condo and buy a house? [more inside]
posted by no bueno on Dec 8, 2011 - 15 answers

Needing a car by next Fall.

Hello MetaFilter, I am a marine sciences graduate student in Chapel Hill, North Carolina. I will be moving to Morehead City next Fall for the second half of my masters program, and will need a car. I am not sure how I will be able to do this. (more inside) [more inside]
posted by oceanjesse on Nov 27, 2011 - 10 answers

Buying land on contract-to-deed; what to know?

Buying land on contract-to-deed; what to know? [more inside]
posted by lpcxa0 on Oct 10, 2011 - 2 answers

I've Got Cash. I Want Wheels. Adavantage/Disadvantage?

Looking purchase new car. What are my purchase options to build credit and advantage me for future business/home loans? [more inside]
posted by goalyeehah on Aug 30, 2011 - 7 answers

Macbook Pro vs. PC?

ANOTHER mac vs pc buying mefi post...But not the usual reasons. Help? Thanks! :D [more inside]
posted by NotSoSiniSter on Aug 27, 2011 - 30 answers

How do I best make sense in buying a car?

My current vehicle is in it's death throes. This is my first time buying a car. How can I minimize my debt load and ensure I am making intelligent decisions throughout the purchase? I'm in America... [more inside]
posted by Giggilituffin on Aug 24, 2011 - 13 answers

We're going to fill in the hole, but let's make it a little bigger first.

Leasefilter: Why does my dealer seem to be changing figures in my auto lease contract to make an error have a greater impact, and then compensating for the larger mistake, instead of just fixing the original error? [more inside]
posted by Naberius on Aug 3, 2011 - 12 answers

I wasn't even good at asking my dad for my allowance, for cripe's sake.

I have the reverse problem of most startups... within two years I built a solid and unique brand, with a high media profile and street cred, proven content and products, and a passionate audience of over 240,000 people and growing. But although people congratulate me daily on my success I'm literally exhausted and starving. People circle me daily wanting to "sponsor" me, but I've found most of them want to make money *off* of me, not pay me and help me grow. Fact is, I'm accepting now that I just can't do it all by myself and I don't even WANT to... but I'm a victim of my own quick success. Without a staff and resources I can't expand, grow and monetize as I *need* to in order to meet the demand. [more inside]
posted by miss lynnster on Jul 13, 2011 - 42 answers

Going from a no car household to a two car household. What's the most cost-efficient way?

Going from a no car household to a two car household. What's the most cost-efficient way? [more inside]
posted by gertzedek on May 20, 2011 - 21 answers

Financing hell

My friends bought a new car in Canada, moved to the States, and just discovered that they violated their financing agreement by taking the car abroad for over 30 days. Nissan Canada's financing people say they have a month to pay the whole car off--$18,000--or it gets repossessed and their credit is ruined. They don't have that kind of money. What would you do? [more inside]
posted by Beardman on Feb 16, 2011 - 19 answers

Should I sell out of a private company I own shares in?

Should I sell out of a private company I own shares in? [more inside]
posted by b_thinky on Aug 7, 2010 - 8 answers

Why Wouldn't I Want to Get a VA Streamline Loan?

My mortgage broker just called and said I was eligible to refinance my VA loan with a VA IRRL (Streamline) loan. Why wouldn't I want to do that? What's in it for him? [more inside]
posted by mph on Jul 12, 2010 - 4 answers

How to implement user donations on my forum?

I own a forum which caters to a narrow interest in a small language, so it will never be huge. However, I still have to pay for hosting and decided to spring for a vBulletin licence last year. So I'm paying a modest sum out of pocket yearly. To help offset this I'm currently running a low level of AdSense ads. This does not bring in much, but I'm unwilling to "upgrade" to big, annoying ads. I'm considering implementing a PayPal donation button. What I'm unsure of are the social dynamics of this. [more inside]
posted by Harald74 on Apr 26, 2010 - 8 answers

Getting a car loan to improve credit score

Does it make sense to my (and his) credit score for me to be put on my fiancé's car loan? [more inside]
posted by brainmouse on Apr 19, 2010 - 12 answers

Help me get it together

I'll be attending Simon Fraser University in the fall. I could really use some advice about arranging financing through student loans. It does get a little complicated, though. [more inside]
posted by alltomorrowsparties on Apr 11, 2010 - 1 answer

How do I buy a co-op if no one finances them in Nebraska?

How do you get financing for a co-op when (according to my mortgage banker) no one finances them in Nebraska? [more inside]
posted by Prairie on Apr 11, 2010 - 7 answers

How does political cash in a campaign translate to a win?

How does political cash in a campaign translate to a win? [more inside]
posted by destro on Jan 18, 2010 - 17 answers

Losing Truck Without Losing My Shirt

Have: 2007 Toyota Tacoma pickup, $7000 in payments to go, good credit, and practically nothing in the bank. Need: $4000 in cash, something to drive, and good credit to remain intact. What's my best course of action? [more inside]
posted by anonymous on Jan 4, 2010 - 12 answers

Where is the idiot's guide to financing a web startup?

Where is the idiot's guide to financing a web startup? [more inside]
posted by nyc_consultant on Sep 8, 2009 - 8 answers

Car loan and CarMax

Are there reasons I should avoid CarMax auto financing and go with my local bank? [more inside]
posted by crapmatic on Aug 24, 2009 - 13 answers

Alternatives to CareCredit?

For reasons I don't (yet) fully understand, Care Credit has refused to extend me any credit whatsoever towards a year-long set of (embarrassing) medical procedures that will end up totalling in the neighborhood of $30,000 US. What viable alternatives to Care Credit exist for financing expensive and drawn-out medical procedures? [more inside]
posted by anonymous on Jul 15, 2009 - 9 answers

Is this wise / How unwise is this?

Should I take out a car loan? I live in an expensive country but it looks like I'm about to get a steady job with a decent salary. My partner too. We're about to make the move from student style living to normal life and I want to finally buy a decent car that will last a while. But I'm not sure if taking out a loan on a car is a good idea, especially when the car won't increase in value. [more inside]
posted by dance on May 20, 2009 - 16 answers

down payment after papers are signed

NewCarOwnerFilter: Got a new car, signed the papers (including financing through dealer), and took the car home. Now dealer is telling us that we must put a down payment even though we signed the papers with 0 down. [more inside]
posted by vocpanda on Mar 16, 2009 - 16 answers

Are No-Credit Auto Loans No Problem?

Online auto loans; too good to be true? [more inside]
posted by lekvar on Nov 8, 2008 - 7 answers

Public financing of campaigns.

Last week Obama eschewed the public financing system for the general election. It seems that many of the articles I am reading are saying that he is the "first major party candidate to reject public financing and its attendant spending limits." Do they mean in this election, or ever? If they mean "first-ever" (since public financing started) and public financing means a candidate can't raise private funds, then why is there always so much talk of candidates hosting various fund-raising events like $x,000-a-plate dinners? Are the publicly financed campaigns having their PACs raise money or what?
posted by pithy comment on Jun 23, 2008 - 10 answers

Should I only be paying interest on land I purchased?

Bought a piece of land and only paying interest. Why would I do that? [more inside]
posted by anonymous on May 22, 2008 - 11 answers

How to get money to start a business?

Some friends and I are looking at starting a business, and we need some up-front capital. About $100k. What's the best way to try and get this? [more inside]
posted by frijole on Apr 2, 2008 - 10 answers

Lease or own, which is a better experience?

What's the best way you've found to evaluate whether to lease or buy when financing the purchase of a car? Can I treat it as a forward or future contract? Can I negotiate the strike price? Does anyone have experiences on which worked out cheaper for them (lease, buy)? [more inside]
posted by geoff. on Jan 11, 2008 - 6 answers

Looking for financing to start a small business

My husband has been given the opportunity to purchase a small business. He knows that the company will be sucessful. We need about $10,000 to start it up. Here is the problem: he has a great credit rating, but he is currently unemployed and we do not own a home to put up as collateral. Are there any creative financing solutions out there for him?
posted by amysk on Dec 3, 2007 - 19 answers

buying a car from an individual with my bank in another state, protecting him and me

How do I be fair to myself and the guy whose car I'm buying, when the actual title transaction will be taking place mostly between banks in another state? Contract/time of delivery/protecting of interests question. [more inside]
posted by amtho on Nov 26, 2007 - 8 answers

Buy or sell first?

Home finance question - sell my house first or make an offer first? Much more inside... [more inside]
posted by ShakeyFingers on Oct 16, 2007 - 10 answers

Go Big Or Go Little

The wife and I just 'committed' to a pre-construction, 2200 sq/ft townhouse in Raleigh. We put down 2k and it will be finished in Mar-Apr 2008. After upgrades, the place will be about 275k. We will most likely stay in this place 5-8 years. My question is about financing. [more inside]
posted by jasondigitized on Jul 26, 2007 - 4 answers

If we only knew.

0% Ford Financing - will we see it again? [more inside]
posted by ok on May 10, 2007 - 9 answers

How to sell an upside-down car on poor credit?

My worst nightmares were realized when I found myself in exactly this situation last month. Negotiations with the dealer have failed and we are considering repossession, but we would like a second opinion. [more inside]
posted by Ziggy Zaga on Oct 24, 2006 - 7 answers

Pick your brains- turn the mortgage industry on its head!

Building a mortgage company from the ground up- turn it on its head! [more inside]
posted by Izzmeister on Aug 4, 2006 - 9 answers

Credit card debt vs. car loan debt

Which is a "worse" type of debt - credit card debt or car loan? [more inside]
posted by tristeza on Jun 27, 2006 - 28 answers

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