I'm trying to go to grad school, but don't want to be straddled with debt. Snowflake details inside. [more inside]
This is sort of an etiquette question. A scholarship that I'm receiving is requesting the school's bank account information. I have been trying to reach my financial aid advisor for the past 4 days. I emailed her 4 days ago and did not get a reply. Thus, I called her office several times yesterday and today and no one answered. I left her a voicemail message asking her to call me back and she still hasn't called. Today, I showed up at her office and I was told that she was out for lunch. I couldn't wait so I left a note at her desk to call me back. She never did. Should I continue to pester this lady until she responds? It's very frustrating that I haven't been able to get a hold of her but at the same time I don't want to be a bother or seem impatient if she's indeed really busy. Please advise. Thank you!
What options are available out there in regards to educational loans for certificate programs with a university? [more inside]
What is a college financial aid office likely to ask me to contribute, if I am living with one of the student’s parents and have income and assets greater than either parent? [more inside]
My friend thought the money she owed a university was being taken care of by her current payments. This weekend someone in her family gets a call from debt collectors. Apparently the financial aid office has been sitting on a lump of debt for a full year, but has only attempted to contact her during that time at a single email address, her old school one. They never sent any letters to her home address, nor called her at the number she's had for years. Now instead of setting up a payment plan she'll have to negotiate with a predatory collections agency. Is there any way out of this mess? [more inside]
I'm real interested in the online Master of Social Work at the University of Southern California. Is it a quality program? Are they helpful in getting practicums set up for you in your own community? Also, how are people paying for this spendy program? Any insights would be helpful.
I'm 29 and finally ready to attend college for the first time. A year ago, I fixated on a program (up-and-coming) and a school (local, private, VERY well-regarded). Since last August I've been admitted, laid off, rejected for loans, hired, rejected for *more* loans. Last week I came to terms with not attending this September. Today I was unexpectedly approved for more aid that will almost cover my tuition (but none of my living expenses). Orientation starts in two weeks. [more inside]
I'm a part time college student who studies Computer Science and works full time as a junior mobile developer in New York City for an air travel company. I am currently half way through my undergraduate degree due to family issues and simply because I work the whole week. Even so, courses at Brooklyn College where I go to have the worst schedules for some of the major classes. It seems as if college is for the person with a family backbone and I'm struggling a bit as I do not have such support. Are there any resources available for me so that way I won't delay with college so much while being able to work full time?
Do you know of any liberal arts colleges that are especially interested in recruiting and supporting low income students, students of color, and/or first generation college students with good financial aid? I'm trying to compile a list.
Do you work in college admissions? Have you successfully navigated paying for college education? Are you an adult? I could use your advice on how to pay for my education, or advice to just give up. [more inside]
I'm doing my FAFSA for the 2012-13 school year. Because I'm 25, I'm considered independent. I'm working part-time as a tutor at a small private school, but some months my parents and grandparents give me more money than I end up making. How should this be reflected on the FAFSA? There seems to only be a form for my income. Any other tips are appreciated.
My situation is as follows: I graduated from high school in 2008. I have since been taking classes very part-time working towards a B.S. in Biochemistry. I do not have any student loan debt and have been working in retail. The problems: [more inside]
The school I wanted to go to seemed like they weren't going to accept me so I took them off the list a few months ago. I was accepted to another program which starts tomorrow. Whoops, on Saturday I got an acceptance letter from the first school. Now what?? [more inside]
Help my friend get financial aid again. [more inside]
California Filter: I'm a recent graduate of a Master's level counseling program and cannot find work that will enable me to fulfill state requirements for licensure. I'm considering enrolling in an Associate's degree program in a closely related field with better job prospects. I'd be relying on federal financial aid to complete this degree, which is specifically an Associate's in Science. The problem is that the financial aid office claims that I cannot obtain federal student aid because I already hold a Bachelor's. Apparently, at this school there's a cap on federal aid - they don't offer it once students graduate with a BA or BS. I called Direct Loans to confirm this, and they said they'd never heard of this. The financial aid office suggested that I use private loans, but that's not an option for me. At all. So.... I'm turning to the hive mind. Any info is greatly appreciated!! Has anyone had this problem? Figured out any workarounds?
If I quit my graduate program, which is largely being paid for in full by my university and the state, will I suddenly owe money? [more inside]
How does study abroad work for adults? [more inside]
Asking for a friend: Buying a house and going to grad school...can it be done? There are various circumstances in my life which make this a very advantageous time for me to purchase a house, however, I am also planning to quit my job and go to grad school in the spring. The mortage payments will be less than I would pay in rent, and between help from family and financial assistance I will be able to afford all my expenses, but am concerned that if I apply for financial aid before finishing the mortgage paperwork, it will cause issues with the lender. Is this the case? If I don't purchase the house now, due to other circumtances it could easily be 6-8 years before I have this opportunity again, if ever. Any advice appreciated!
I have a friend living in Korea. She's a freshman in college but wants to study art history here in the US. She's worried about paying for it all and wonders if another country might be better. I know nothing about this. What's the best course of action? [more inside]
I've been selected for federal verification by my school's financial aid office, and my Mom is refusing to provide the documents. I need to make $4300 in the next few months in order to stay in school. What are my options? [more inside]
I am a US citizen enrolled in a California State University and am signed up to spend the next year studying abroad in Europe. Before this happens I need to settle about $10,000 worth of debts and deal with a car payment. The foreign university needs me to show a bank balance of about $15000 to cover expenses for the year and I am wondering what kind of student loan options are available to settle debts and show proof. [more inside]
I plan on attending graduate school in the Fall 2011 semester and applying for financial aid. The FAFSA form asks numerous questions regarding income, adjusted gross income, and taxes for the 2010 year, but much of this info I will not have in time by the February 15th deadline. How do I proceed?
Hired in 2 years ago as part-time help, promoted to key-holder, and now offered to opportunity to go higher up. Is a job promotion and the increased pay that comes with it worth delaying the amount of time it takes to complete post-secondary education? Really making money and going to school, are they compatible/desirable? How would taking a salaried job affect financial aid available to me? [more inside]
Question for a friend living in the US who is wondering about transferring and selling stock and its effect on taxes and tax bracket. His grandparents gave him some stock shares as a gift when he was a child in care of his parents. He would now like to transfer the stock to his own name and sell it to pay for school this year. How will this affect his taxes for the 2011 year? [more inside]
Anyone good at financial aid related questions? I've started receiving financial aid starting from this semester. I got a check for $2,775.00 from City University of New York. I cashed it in. This semester I also transferred from College of Staten Island to Brooklyn College. [more inside]
Aging parent help - multi-part tl;dr, but please still take a look. Quick summary: Dad (age 86, will turn 87 next April) was taken to ER the Tuesday before Thanksgiving due to severe shortness of breath; paramedics didn't detect any heart trouble and informed us that it was probably pneumonia. However, after many different blood tests at the hospital it was determined that Dad had suffered a heart attack (his heart enzymes were something like 80+). Dad's condition deteriorated and he was intubated, and we were prepared for the worst, but then he sort-of recovered a little bit. And from here, the plot thickens.... [more inside]
I am seriously considering going PA school. Help me sort out the money part. [more inside]
I want to go back to school. Understatement: I'm a non-traditional student. I've been living below poverty levels for most of my life. I need funding - loans, grants, scholarships. How? [more inside]
How best to advise a 12th grade student on their college plans. [more inside]
I'm developing a comprehensive financial literacy program for medical school students. What are some key issues I should focus on and what are some effective ways to distribute information? [more inside]
Hi there, I'm currently a first-year Political Science major with a pre-law focus, and am very involved in my school's Mock Trial and pre-law fraternity. I've always wanted to work for The Innocence Project, and that's still my goal after graduation. On the internship page, it says, "We encourage using the internship to gain course credit and to seek “work-study” grants with your educational institution, if that is an option." How do I go about this? [more inside]
What percentage of U.S. undergraduate students receive some form of need-based financial aid? [more inside]
I want to travel to Israel over the summer - visit family, explore the country, see the holy sites, etc. I intend it as a learning experience, however I won't be participating in an organized program because I want the freedom to determine how I spend my time. I know there are programs that help finance trips to Israel, however I don't know if any of them apply to personal trips. Additionally, my parents are secular, and I am not affiliated with a regional Jewish community or synagogue who could help support the cost of my trip. [more inside]
Should I take a subsidized Stafford Loan if I don't need it? [more inside]
Help me find a phantom website with average financial aid awarded per student for U.S. universities? [more inside]
How should I handle US Savings Bonds? My husband has a payroll deduction plan for buying savings bonds, and he enrolled years ago as a way to supplement the rather meager pension plan. This has worked well for us because we are really bad at putting money away by ourselves. The bonds are earmarked for retirement, and that's the way he wants to keep it. [more inside]
I want to take up a questionable (but not illegal) profession to support myself through college. My boyfriend told me that if I do this, it's over. Is there a way to have my cake and eat it too? [more inside]
I've achieved the passion and motivation to go to college that I never had when I was actually attending, so now, at 24, I want to go back. But my post-high school academic career is just miserable. What's the best route for me to return to a good college without breaking the bank? [more inside]
Going back to college! Severed in November, start school in Florida in January. Need Financial Aid advice! [more inside]
Help a young boy make the right decision! Any and all advice for a soon-to-be-undergrad trying to secure his future! [more inside]
My girlfriend and I are making very little money this year. What are some services/discounts/aid we can qualify for? This is in Berkeley, CA, USA, and we live together. [more inside]
Help me/us gain perspective about working while in school, please! [more inside]
Let's say your a male and you've made a horrible mistake: you didn't sign up for Selective Service while you still had time. Is there any way to fix this? [more inside]
NetherlandsFilter: As a Dutch citizen, am I eligible for financial aid for school in the United States? [more inside]
What would be the best route to go after finishing an AS degree? Many questions about New England, and the regular England, rolled into one inside. [more inside]
Should my son accept a partial subsidized Stafford Loan at 5.6% then pay the balance with a variable rate private LOC, or should he skip the Stafford if the LOC's current interest rate is 4%? [more inside]
For doctoral grad school: what does one need to do to borrow more than the school's "cost of attendance"? I know federal loans don't permit this; which private lenders do? Will private student lenders lend out despite a lack of income or assets, and despite previous student loans (though no defaults, and good credit)?
Is it worth it for a foreign parent to squeeze his budget to manage very expensive undergraduate educations for his children in elite American schools? [more inside]
I got a phone call telling me I got accepted to grad school. Trying to work out funding options before the package gets here and whether it's worth it (sorta complicated situation, details inside). Help? [more inside]
Please explain to me how financial aid for graduate school works, and thus help me navigate how I am going to pay for this. [more inside]
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