A tax question. Our family has experienced a drop in income and an emergency (not medical). I have a 40 thousand dollar 401K retirement fund and want to get 16K out of it. Our family makes 91K gross with two dependents. What will be the tax hit on the 15 k from the retirement fund (so we won't be surprised at tax time). [more inside]
posted by anonymous
on Jul 21, 2007 -
Seattle Filter: Looking for a Financial Planner to assist twenty-something newlyweds with combining finances, investment strategies, etc. [more inside]
posted by Smarson
on Jul 13, 2007 -
Can anyone recommend a financial advisor who specializes in clients who live overseas? [more inside]
posted by like_neon
on Jul 12, 2007 -
What is the best method to resolve this debt? Is it possible to have it removed from my credit history entirely? [more inside]
posted by doomtop
on Jul 6, 2007 -
How to evaluate/compare high-yield savings account offers online? This question is anonymous due to the relatively tiny dollar amounts described inside. [more inside]
posted by anonymous
on Jul 1, 2007 -
I need to find a free or very low cost service where I can sit down with a live person on a weekly or monthly basis and help make a budget we can stick to and sort out my family finances. I am not low income. Does such a service exist for me in Maine? [more inside]
posted by anastasiav
on Mar 19, 2007 -
I'd welcome hearing of Mefites who have had experiences with the Prosper
website as a borrower. (Or, if no one can help me on that, recommendations for Chicago or national credit unions accessible to most anyone.) [more inside]
posted by WCityMike
on Mar 7, 2007 -
A friend needs to find a good place to park some money that will ultimately be used for house down-payment purposes. Help me come up with a few good investment options. [more inside]
posted by killdevil
on Jan 26, 2007 -
I could use your help hive mind. I'm currently taking an accounting course in college, and I'm having difficulties with financial statements and what gets reported where. I'm looking a mnemonic system that can embed this into my brain, as well as tricks and formulas which can help simplify this for me. [more inside]
posted by dropkick
on Jan 18, 2007 -
Is holding a small amount of money in the form of insurance stock a smart move for a mid-20s grad student? [more inside]
posted by AthenaPolias
on Jan 12, 2007 -
My boyfriend recently received $25K as part of a settlement after his father's death, and he'll be filing the FAFSA for graduate school soon. [more inside]
posted by hamster
on Jan 10, 2007 -
How long does it normally take to get approval of the filing of a federal estate tax return? How about the filing of an Iowa inheritance tax return? eg, how long does it take to receive the tax clearances from the feds and the state authority? If it matters, the returns are being filed by a major financial institution for an estate with substantial assets.
posted by america4
on Dec 22, 2006 -
I have a question about resolving an issue with my credit that is keeping me from opening a new bank account. I was overdrawn at Washington Mutual in California. The amount is around seven hundred dollars. It went to a credit agency a while ago and now shows up on my credit report. I have moved to Pennsylvania and when I went to open a new bank account, surprise surprise was not allowed to. The bank employee told me that what I needed to do is call the credit company and tell them that I will pay the full amount, (which I want to do, and thankfully, can now), if I get them to agree to send a written confirmation that I have made good on my debt and that the matter has been resolved. He said that is the only way that I will ever get to open an account at any bank. A few weeks ago, I went through metafilter with a fine tooth comb to find advice on how to go about this, but didnt find the answers I need. [more inside]
posted by mammamia
on Dec 5, 2006 -
My mom opened a mortgage broker business this year. Advertising budget is under $800/month, local radio and cable have both been unable to come in under that budget. Currently running newspaper ads in 3 or 4 pubs. No responses. Any low cost innovative ideas to help her reach potential customers?
posted by swiffa
on Aug 25, 2006 -
Rather easy question with a long explanation behind it. What is the website where I can look up what different banks are offering as interest rates? I'm in NYC and considering switching banks because of a potential problem I see developing...More inside.... [more inside]
posted by TwilightKid
on Aug 24, 2006 -
How much trouble can I get into for lying on a financial affidavit? It's for divorce court - and it's not what you think! [more inside]
posted by fr0zen
on Aug 16, 2006 -
I'm currently in a career dilemma, debating myselfe whether I should continue doing what I do as a data analyst (in sales analytics) or start a new career as a financial analyst (FA) after taking some necessary classes or training. One of my motivations is that FA gets paid more than data analyst, very easily, and FA deals with cross-department data and plays a much bigger, visible role in terms of decision advising and/or making.
I did very well in accounting, finance, and economics when I was in the business school and still have clear understanding of the concepts. However, I don't have experience or proper training in financial analysis. Will an online course like this one financial analysis
gear me up in a short time? If not, whatelse shall I do to get myself ready besides taking classes from a university?
My other question is:
How likely will companies hire someone like me with strong background in data analysis but none from financial perspective?
If you have any experience, thought or input, please share it with me. Thank you so much.
posted by dy
on Jul 10, 2006 -
Credit Card Filter: I know there has been plenty, but this is a bit different, I searched and could not find anything related. I am beginning to work for a company who let's me use my own credit card for expenses. Problem is I do not have a credit card, I have a debit card. My credit isn't that hot. Basically, I am looking for a credit card that is easy to get and that I can get miles on. Remember my credit is whatever.
posted by Gabe014
on Mar 30, 2006 -
My current level of "life management" skills aren't cutting it anymore (not that they ever did so great to begin with). How can I get my act together? [more inside]
posted by shelbaroo
on Mar 24, 2006 -
I have lived in Minneapolis for 7 years, as I went to school here and had my first "real" job here. I have been planning on moving to Oregon at the beginning of April, turned in my lease, etc. Just today, I received an excellent job offer in MN from a submission I made in October, I haven't been applying around here for the past few months. So, do I stay and take the job, or move as I have been planning, although I have no employment prospects in Oregon, just the desire for change.
posted by abee
on Feb 7, 2006 -
I haven't received payment from my supposedly biweekly paying job for nearly two months. This lack of payment has resulted in financial difficulties for me. How do I force payment? Do I have any recourse for the financial difficulties that have resulted due to their negligence? [more inside]
posted by honeyx
on Dec 18, 2005 -
I was given a $500 savings bond dated 7/27/05. Is there any way to cash it in today?
posted by UncleHornHead
on Oct 6, 2005 -
I'm just out of college with an average paying tech job and I don't know what to do with all this money. [more inside]
posted by anonymous
on Sep 27, 2005 -
So this idiot "friend" of mine defaulted on his student loans, and the collection agency in charge of, well, collecting them has tacked on about $5000 worth of fees. Now that he's paying them back and rehabilitating his loan, is there any way he can get those fees eliminated? The collections agency says the best they'll do is deduct about $1000 after rehabilitation, but I'm convinced there must be something more he can do. Thanks, as always!
posted by anonymous
on Jul 2, 2005 -
My girlfriend is getting ready to start grad school this summer, and is having a hell of time figuring out what needs to be done for financial aid. Obviously, time is running out. [more inside]
posted by cosmonaught
on Apr 28, 2005 -
I did some freelance work for a company last year and have a number of unpaid invoices. It's been too long, it's time to cross over to Bad Guy.
Unfortunately, I'm a terrible Bad Guy, so I need someone else to do it for me. Does anyone know of a reputable collection agency? How does one evaluate them?
posted by o2b
on Apr 27, 2005 -
In the UK we have what are called Independent Financial Advisers (IFAs) who, funnily enough, give independent financial advice, either for a fee or commission. Collectively the IFAs run ads in the major papers and have a website
where you can find those local to you - you can go and see a few if you want, getting a second or third opinion. I now live in California - is such a service available here, and if not, how do you guys go about getting trusted advice on major financial decisions?
posted by forallmankind
on Apr 20, 2005 -
I'm the treasurer of a small non-profit organization who has been keeping track of our group's finances in a crude, checkbook-style format. I'd like to keep the financial records in a more professional way, as if we were a small business. What's the best way for me to learn how to do this? Can anyone suggest good books or software that will help me learn this?
posted by capcuervo
on Mar 9, 2005 -
I am looking for good, active websites for financial advice, tips...community run unbiased sites where members are free to post their views would be good. I did a search and cannot find anything interesting. I am already aware of fool.com. Any others?
posted by ataraxian
on Mar 4, 2005 -
My gf and I have been going out for 6 mths. Our relationship is slightly rocky because we've just gone out of the lovey-dovey phase, but at the same time, now that we're in a long-term relationship, I would like her to pay half for meals and gas. We're both college students and I currently pay for everything although she treats me out once in awhile. Would it be best for me to confront her now or wait for things to stabilize? I realized I'm in this current situation (whipped) because she's considered a catch.. initially, it was not a big deal because I was actively pursuing her.
posted by anonymous
on Feb 5, 2005 -
I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous
on Jan 4, 2005 -
According to numerous reports I've read in the last few days worth of the Business Section of the newspaper, Microsoft's "stock price can be expected to fall by the amount of the dividend
." That's the one-time $3 dividend that is coming sometime soon for those of you who don't follow this sort of thing. Anyway... I don't get it? Why is the stock price expceted to drop about $3 the day after this dividend? I like to think of myself as knowledgeble about the markets, and I understand that this dividend will remove $3 per share out of the bank for M$, but aren't stock prices valued more in terms of the value of the company and its holdings rather than simply the value of the money in the bank?
posted by pwb503
on Nov 10, 2004 -
Amateur economists, VCs, MBA students: what's a fair price for a google share? Based on what assumptions? [more inside]
posted by rkent
on Aug 6, 2004 -
So Lucent got fined yesterday, to the tune of mamny millions of dollars, byt the SEC for the criminal euphemism of Account Irregularities
Like other high profile SEC investigations, why do they always mention the fine, but never discuss where the funds go?
Are they used to offset the defrauded investor's losses? Or does the gov't turn the investor's loss into it's gain by keeping the fine for its own purposes?
posted by Fupped Duck
on May 18, 2004 -
So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted by jdroth
on May 6, 2004 -