YANML-filter: Some colleagues and I are thinking of starting a service that distributes incoming payments amongst multiple recipients. So imagine something like Flattr, but instead of splitting a monthly budget between several people, you pay several people at once with a one-off payment. My question is: What do we need to do to avoid needing a Financial Services License? The answer might be 'nothing' but I'd rather not pay $$$$ to find that out, at least while other options are on the table. [more inside]
Seeking guidance with financial planning (loans, down payment, more) [more inside]
How does one apply for financial aid at a public university as an independent party? This is to imply there will not be financial assistance from the parent/guardian; is there a way for their income to be excluded as criteria in evaluating aid eligibility? [more inside]
Help me write a good complaint letter so I can get my $99 back. [more inside]
Have you ever had someone else sublease (sublet) your rental apartment, long-term? (Long enough that the person was paying you month-to-month, rather than paying you all in advance?) If so, how did you find a reliable person? Or what happened when you found a bad person?? [more inside]
I did some freelance work for a company last year and have a number of unpaid invoices. It's been too long, it's time to cross over to Bad Guy. Unfortunately, I'm a terrible Bad Guy, so I need someone else to do it for me. Does anyone know of a reputable collection agency? How does one evaluate them?