My fiancee and I are buying a house in the next few months. We're looking for some financial guidance regarding some tricky judgement calls I have to make in short order. Thanks for any help! [more inside]
How can I find out whether or not my mortgage company is ripping me off? I thought about something like a "forensic audit" but I see via Google that that is the hot new scam, and I don't want to be taken for a ride (twice). I am not looking to modify my loan or get out of my mortgage, I just want to make sure that my payments (for which I pretty much always pay extra) are being applied correctly. [more inside]
Where to send my wonderful neighbor who really, really needs help? My neighbor is one of the kindest, most amazing people I have ever had the pleasure to know. He just came to ask me for advice about a financial problem that he is now facing. He co-signed for a mortgage loan for his son-in-law a few years ago, and just found out that his son-in-law lost his house. A collection agency just called my neighbor at work and is demanding payment of $90K. Where can I send him for help? [more inside]
Is there such a thing as a no-equity second mortgage? [more inside]
Seeking guidance with financial planning (loans, down payment, more) [more inside]
My mom opened a mortgage broker business this year. Advertising budget is under $800/month, local radio and cable have both been unable to come in under that budget. Currently running newspaper ads in 3 or 4 pubs. No responses. Any low cost innovative ideas to help her reach potential customers?
So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").