I have always paid for my school out of pocket. I need to pay for about $3,000 in school fees so I can try and finish my BA. I did the FAFSA, but my school has me on financial aid cancellation because I haven’t made ‘significant progress’ and completed my degree in the time allotted. How do I find a good, reasonable loan so I can get to the finish line and not have much debt? [more inside]
posted by Driven
on Jan 23, 2014 -
We're getting hitched! Yay! I freak out about money, and I freak out that my fiancé doesn't freak out about money as much as I freak out. Is there a good step-by-step guide you'd recommend that we can go through together to make sure we're covering all of our bases for saving for retirement, saving for other stuff, and paying down debt?
posted by ashtabula to opelika
on Jan 16, 2014 -
I've been offered to be hired where I have been a contractor. However, there is a health insurance issue that would cost me a lot of money for several months. But I would have a great retirement plan. I have nothing in savings and $100k I just consolidated in student loans, so this issue is just complicating things. [more inside]
posted by McSockerson The Great
on Dec 15, 2013 -
I've been accepted to the program of my dreams, but I'm not allowed to hold a job while in attendance, and my EFC is higher than my family can afford, so my school-determined need is too low for me to even support myself with loans. Are there any options I'm missing? [more inside]
posted by orchidgenes
on Aug 4, 2013 -
I have come to the conclusion that I am bad with money, and I need help. The question is, who can provide me with the help I need. I've researched various professions online and have a hard time telling who would best suit my needs: a bookkeeper, an accountant, a financial counselor, a daily money manager, someone else entirely?? More than one of these?? [more inside]
posted by buddylove
on Mar 6, 2013 -
I have a sum of money that I'd like to invest. I currently bank with HSBC, and a friend of a friend works for Edward Jones. I have talked to both HSBC and the Edward Jones guy, and the spiels I got were fairly similar--they suggested 80/20 stocks/bonds, generally mutual funds and that sort of thing. Both advisors intimated 10% average returns over 5-10 years, and both are looking at about a 2.5% initial fee and then a little over 1% yearly.
Basically, what I'm looking here is to park my money and watch it grow. What I want is a totally hands-off approach. I don't want individual stocks or commodities, I don't want to do this myself, I don't want to be constantly asked what I want my money put into. I just want to put my money into a fairly diverse portfolio and have it get bigger without giving me the chance to mess around with it and screw it up. [more inside]
posted by Slinga
on Feb 8, 2013 -
I never had disposable income, so I'm realizing I have a weird relationship with money and things. Now that I'm making enough to feel rich (without actually being rich?), what stuff would make my life way better? What do normal people spend money on? I can get over this on my own, right? [more inside]
posted by anonymous
on Sep 10, 2012 -
California Filter: I'm a recent graduate of a Master's level counseling program and cannot find work that will enable me to fulfill state requirements for licensure. I'm considering enrolling in an Associate's degree program in a closely related field with better job prospects. I'd be relying on federal financial aid to complete this degree, which is specifically an Associate's in Science. The problem is that the financial aid office claims that I cannot obtain federal student aid because I already hold a Bachelor's. Apparently, at this school there's a cap on federal aid - they don't offer it once students graduate with a BA or BS. I called Direct Loans to confirm this, and they said they'd never heard of this. The financial aid office suggested that I use private loans, but that's not an option for me. At all. So.... I'm turning to the hive mind. Any info is greatly appreciated!! Has anyone had this problem? Figured out any workarounds?
posted by luciddream928
on Apr 3, 2012 -
I have an interview next Tuesday with a investment firm. The position is Executive Assistant to the CEO. When they ask me where I see myself in 5 years, what do I say? [more inside]
posted by anonymous
on Feb 10, 2012 -
Should we file taxes separately or jointly? Pay off a chunk of student loans now or pray for forgiveness? Help me identify the interaction of these questions. I'm not good with money! Details inside. [more inside]
posted by powerbumpkin
on Jan 4, 2012 -
International banking filter: I'm moving to Stockholm from Seattle in about a month. What's the best way to set up an account in Swedish krona when the person supporting me will be giving me money in US dollars? Also, what is the cheapest and fastest way to transfer money from US accounts in USD to the Swedish (or international?) SEK account? [more inside]
posted by halogen
on Jul 11, 2011 -
I need some house buying help, and advice about whether to pay off my loans now or save more for the down payment. [more inside]
posted by anonymous
on Feb 26, 2011 -
UK Travel VisaFilter: There is a possibility that I might leave the US and attempt to get a post-graduate degree at the University of Edinburgh.... [more inside]
posted by donquixote
on Jan 13, 2011 -
Looking for free budgeting software. There are certain things I must have. Patience for doing my own research on this is obviously not one of them. [more inside]
posted by asockpuppet
on Dec 6, 2010 -
Is it normal for a college to not refund someone if they have paid above the cost of tuition and fees? [more inside]
posted by anonymous
on Oct 28, 2010 -
Old Tax Mystery: I found some folders of taxes done in 1994,1995, and 1996. i was 16 in 1994. These folders contain statements for some custodial accounts, some of them for very large sums. [more inside]
posted by sio42
on Aug 16, 2010 -
I'm developing a comprehensive financial literacy program for medical school students. What are some key issues I should focus on and what are some effective ways to distribute information? [more inside]
posted by chara
on Jun 27, 2010 -
Financial/Savings Filter: How do I save for multiple goals at once and do I keep it all in the same savings account? [more inside]
posted by modoriculous
on May 13, 2010 -
Help me repay my debts from abroad: My considerable student loans are in CDN, but I am earning in EUR - can/should I move my debt? [more inside]
posted by molecicco
on May 12, 2010 -
Marital Finances filter: I'm curious about how couples decide if they are going to be an "our money" couple or a "your money/my money" couple. [more inside]
posted by ThatCanadianGirl
on Apr 13, 2010 -
What's the best way to save money for the express purpose of later giving it to someone else? [more inside]
posted by Vorteks
on Jan 5, 2010 -
Can I buy MOTORS LIQ CO (MTLQQ) AKA General Motors stock?
If yes, Would you guys recommend to buy the stock?
Whatever your answer I need to know the reason.
posted by omaralarifi
on Aug 13, 2009 -
In MS Money 2007, I am able to open my MS Money 2002 file and everything is great except for one difference that is causing me fits. I like to put all my Bills in the bill section and then I can easily see what the balance is going to be in my account after all those bills go through to make sure I have enough money (Shift+Click), but it seems that starting in MS Money 2006, that functionality was taken away. I am not aware of a way to select multiple bills to see the balance after paying all of them. [more inside]
posted by royalchinook
on May 31, 2009 -
Are there online financial coaching services—not investment financial planners or debt counselors--for debt-free people fed up with researching every personal money decision? [more inside]
posted by Elsie
on Mar 12, 2009 -
I'm an Environmental Policy & Planning Major (3rd year). I've been applying to internships over the past weeks for Spring and Summer positions. Great news: I've already been accepted to Greenpeace's "Organizing Term" and I have two other positions I will soon hear a yes/no on for Spring.
Bad News: The Greenpeace Organizing Term program will cost me $4000. The program itself is an intensive mix of activities, virtually on a full-time basis (for 2 months of summer, out of 3), including classroom trainings, expeditions to other states (as well as another country for meeting with other international activists), media trainings, and some readings. All of it is included with the cost (including flight/transport/food for a week).
What to do? (More in the extended explanation): [more inside]
posted by Risiko
on Feb 14, 2009 -
Someone near to me has recently recognised, and begun to address, a serious problem with debt. The debt is not a result of extravagant spending; it seems to stem from persistently bad decisions about consumer credit, and a habit of repaying loans with other loans.
So... once the debt has been consolidated and the credit cards have been destroyed, what measures can this person take to ensure they never, ever get into debt again? Is it possible to voluntarily ban oneself from being offered credit?
The person is in Australia.
posted by anonymous
on Dec 30, 2008 -
I recently inherited about $100k. I'm pretty dumbfounded. This is the largest amount of money I will probably ever have to figure out what do with, so I want to be safe and smart and invest in the long term. I have no debts. I'm 30 years old and single. I know no one has a crystal ball, but what are your best guesses for what I should do with this money in light of our current financial meltdown? (I haven't even deposited the check yet... my bank is Wamu and I wasn't sure if it would fold).
posted by anonymous
on Oct 10, 2008 -
divorce-filter: protect friend from his wife financially, her secret bank accounts, hostility, etc [more inside]
posted by evanrodge
on Aug 26, 2008 -
Can anyone recommend a financial advisor who specializes in clients who live overseas? [more inside]
posted by like_neon
on Jul 12, 2007 -
What is the best method to resolve this debt? Is it possible to have it removed from my credit history entirely? [more inside]
posted by doomtop
on Jul 6, 2007 -
A friend needs to find a good place to park some money that will ultimately be used for house down-payment purposes. Help me come up with a few good investment options. [more inside]
posted by killdevil
on Jan 26, 2007 -
I have a question about resolving an issue with my credit that is keeping me from opening a new bank account. I was overdrawn at Washington Mutual in California. The amount is around seven hundred dollars. It went to a credit agency a while ago and now shows up on my credit report. I have moved to Pennsylvania and when I went to open a new bank account, surprise surprise was not allowed to. The bank employee told me that what I needed to do is call the credit company and tell them that I will pay the full amount, (which I want to do, and thankfully, can now), if I get them to agree to send a written confirmation that I have made good on my debt and that the matter has been resolved. He said that is the only way that I will ever get to open an account at any bank. A few weeks ago, I went through metafilter with a fine tooth comb to find advice on how to go about this, but didnt find the answers I need. [more inside]
posted by mammamia
on Dec 5, 2006 -
Rather easy question with a long explanation behind it. What is the website where I can look up what different banks are offering as interest rates? I'm in NYC and considering switching banks because of a potential problem I see developing...More inside.... [more inside]
posted by TwilightKid
on Aug 24, 2006 -
So this idiot "friend" of mine defaulted on his student loans, and the collection agency in charge of, well, collecting them has tacked on about $5000 worth of fees. Now that he's paying them back and rehabilitating his loan, is there any way he can get those fees eliminated? The collections agency says the best they'll do is deduct about $1000 after rehabilitation, but I'm convinced there must be something more he can do. Thanks, as always!
posted by anonymous
on Jul 2, 2005 -
I am looking for good, active websites for financial advice, tips...community run unbiased sites where members are free to post their views would be good. I did a search and cannot find anything interesting. I am already aware of fool.com. Any others?
posted by ataraxian
on Mar 4, 2005 -