Financial-advice-filter. I am about to pick up a auto loan and I have a few choices re: rates and term length. Before we get in to numbers, I'm trying to determine what term of loan to take on the lower-interest loan to maximize my money, assuming the same amount of money put aside by me. Thanks for reading! [more inside]
Been in a relationship with my partner for 2 years. I'm 26 and he is 28. We don't live together yet but have talked about it a couple of times throughout our relationship along with talking about having children. I make more money than him but he refuses to let me pay for dates, so we don't do as much as I would like to. He is responsible with money but barely has any disposable income. His expenses seem to be much higher than mine. Are financial issues a deal breaker in a relationship? [more inside]
Asking on behalf of a friend (let's call her "Liz"): can a credit restoration company help fix a credit report with multiple charge-offs? If not, what CAN be done? Sadly drifting swirls of bleak gray snowflakes within... [more inside]
My sibling and I (in our 40s) live in the same city; our parents (in their 70s) live in a nearby state. They are retired and in financial dire straits, due largely to various ill-advised decisions they made over the course of several decades. We need to figure out how we can help them in a way we can all live with. [more inside]
I don't have a lot of debt or expenses, so my income keeps piling up in my checking account. Unfortunately, I don't know much about finance or investment. I want to make sure that I don't lose money year over year because of inflation, but pretty much all the CDs and savings accounts I've seen have an APY lower than the inflation rate (which is >= 1.5% according to various websites). I don't care about playing the stock market; all I want is to avoid losing my money through inaction. How do people in this situation keep up with inflation while at the same time minimizing their financial risk?
Division of marital assets in Canada via RRSP and home equity. What are the pros and cons and what should be considered? [more inside]
My girlfriend has as long as I have known her, struggled with money problems. As a thoughtful and incredibly unromantic gift, I am getting her a meeting with a fee-only financial planner for her birthday. [more inside]
What's the best place for an American to invest around US$50,000 at this time? [more inside]
What's the best way to save money for the express purpose of later giving it to someone else? [more inside]
Financial fool filter: I'm looking for authoritative online financial information/planning advice [more inside]
Seeking guidance with financial planning (loans, down payment, more) [more inside]
Looking for a financial (not debt/credit) counselor in Los Angeles area for a couple with different financial approaches/backgrounds. [more inside]
I’m an early-30’s guy, seeing an early-30’s girl who I think I could be with long term. She is unquestionably an awesome person, and I appreciate the fact that she brings a different perspective and background to the relationship than my own. As with many things, these differences can be a double-edged sword. Read on, below... [more inside]
I need to find a free or very low cost service where I can sit down with a live person on a weekly or monthly basis and help make a budget we can stick to and sort out my family finances. I am not low income. Does such a service exist for me in Maine? [more inside]
I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.