I have a question about how much to borrow for federal direct loans/financial aid. Not sure whether or not I have enough for living expenses and college. [more inside]
Asking on behalf of a friend (let's call her "Liz"): can a credit restoration company help fix a credit report with multiple charge-offs? If not, what CAN be done? Sadly drifting swirls of bleak gray snowflakes within... [more inside]
My in-laws in South Carolina, who don't have a stellar history with money, are facing some challenges that are really restricting their circumstances. They're not against cleaning up their act in terms of budgeting and being smarter about money, but don't really have a head for it. What's the best way to help from a distance? [more inside]
I've been accepted to the program of my dreams, but I'm not allowed to hold a job while in attendance, and my EFC is higher than my family can afford, so my school-determined need is too low for me to even support myself with loans. Are there any options I'm missing? [more inside]
Looking for a financial advisor/planner recommendations near Lowell, MA. [more inside]
I need some house buying help, and advice about whether to pay off my loans now or save more for the down payment. [more inside]
A relative has just proceeded to screw me over financially. What is my best course of action? Should I sue? How can I handle the situation? Long explanation inside. [more inside]
My girlfriend recently found out her parents will be getting a divorce. She just graduated undergrad but still lives at home. She also has college debt that she's trying to pay off so she could move out. However the mother is looking to move out of state and she doesn't want to go with her. [more inside]
I'm developing a comprehensive financial literacy program for medical school students. What are some key issues I should focus on and what are some effective ways to distribute information? [more inside]
Help me repay my debts from abroad: My considerable student loans are in CDN, but I am earning in EUR - can/should I move my debt? [more inside]
StudentLoanFilter: Should I use my student loan money to pay off my last credit card? long-ish explanation of my situation inside. [more inside]
Credit card charge off: pay in full or accept settlement offer? [more inside]
What responsibility does the Bush administration bear for the current financial crisis? [more inside]
KEYFINANCIAL.US a real debt collection agency? [more inside]
Someone near to me has recently recognised, and begun to address, a serious problem with debt. The debt is not a result of extravagant spending; it seems to stem from persistently bad decisions about consumer credit, and a habit of repaying loans with other loans. So... once the debt has been consolidated and the credit cards have been destroyed, what measures can this person take to ensure they never, ever get into debt again? Is it possible to voluntarily ban oneself from being offered credit? The person is in Australia.
What is the best method to resolve this debt? Is it possible to have it removed from my credit history entirely? [more inside]
I'd welcome hearing of Mefites who have had experiences with the Prosper website as a borrower. (Or, if no one can help me on that, recommendations for Chicago or national credit unions accessible to most anyone.) [more inside]
How much trouble can I get into for lying on a financial affidavit? It's for divorce court - and it's not what you think! [more inside]
I did some freelance work for a company last year and have a number of unpaid invoices. It's been too long, it's time to cross over to Bad Guy. Unfortunately, I'm a terrible Bad Guy, so I need someone else to do it for me. Does anyone know of a reputable collection agency? How does one evaluate them?
I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.