Car was totaled, bank that gave auto loan charged off the loan account because the collateral is gone despite us continuing with full and on time payments. What are our options? [more inside]
posted by Nickel on Oct 11, 2009 - 4 answers

I've been an irresponsible idiot. My car was repossessed - now what? [more inside]
posted by anonymous on Jun 4, 2009 - 7 answers

$10,000 available to borrow from a pension plan, and $10,000 in credit card debt. [more inside]
posted by An Infinity Of Monkeys on Dec 15, 2008 - 15 answers

Credit rating/report question... [more inside]
posted by miss lynnster on Mar 16, 2008 - 10 answers

Recommendations for a financial advisor/accountant for a young couple in NYC? [more inside]
posted by scazza on Jan 30, 2008 - 2 answers

Credit Card Filter: Help me find a card that let's me set auto-pay to pay off my full balance each month. My current cards only let me either auto-pay the minimum amount, or a specified dollar figure. No annual fees please. [more inside]
posted by krudiger on Apr 2, 2007 - 21 answers

Financially responsible, 18 year old college student looking to get a credit card to start building credit. What should I look for in a card? [more inside]
posted by comwiz on Mar 20, 2007 - 39 answers

I have finally paid off all my delinquent credit card debts. My credit rating is pretty crappy though. But I now have a secure job, and am now ready to re-open some of the closed accounts (if it's even possible), and also hopefully reinstate the original credit-limits on them. But there's that pesky issue of my credit rating standing in the way. What is my best strategy to get my credit back on track? [more inside]
posted by anonymous on Feb 20, 2006 - 13 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers

How should I repair my bad credit? I'm 26, my income ($53k) exceeds my expenses and I have only $1.5k debt, but I was awful about paying bills on time until the last year or so. Now I'm finding it difficult to secure a car loan. I haven't even gotten a credit report because I'm afraid to look at it. I will probably end up talking to a credit counselor, but I thought I'd ask for advice before I do. College kids, don't wait until the utility bill is yellow to pay it. Trust me.
posted by anonymous on Nov 10, 2004 - 13 answers

Is there such a thing as a disposable credit card? [more inside]
posted by RavinDave on Jun 26, 2004 - 12 answers

I'm starting to get paranoid about my credit history for some reason (probably because I just applied for a Visa Platinum card for the helluvit), so I googled up "Credit Check" and was bombarded with what seemed endless websites offering to give me a free credit check. I don't want to accidently be scammed or anything, so anybody have recommendations on legit places to get a credit check? (free is preferred, but I know thats not always the case)
posted by jmd82 on Mar 10, 2004 - 13 answers