What is the best financial/tax situation for us? Kid on way, financial aid eligibility concerns. [more inside]
posted on Jul 2, 2008 - 4 answers

Am I being stupid about money? [more inside]
posted on Jul 25, 2007 - 22 answers

I'll be borrowing $22,200 to pay for school. All other things being equal, which loan is best? All three options have a 10-year term. Loan #1: 5.55% fixed rate; 1% principal rebate after 12 months; a second 1% principal rebate after 24 months Loan #2: 5.55% fixed rate; zero payments for the last 6 months Loan #3: 6.55% fixed rate; a 3.3% principal rebate after 33 months [more inside]
posted on Jun 25, 2007 - 7 answers

CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted on Jul 1, 2006 - 9 answers

I am applying for an alternative student loan. I am confused about the difference between Prime and LIBOR, and I am confused about how to actually decide which lender to go with. [more inside]
posted on Oct 8, 2005 - 2 answers

FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.

My basic question is: what should I know before taking out student loans? I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI]
posted on Jan 26, 2005 - 17 answers