37 posts tagged with finance and savings.
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Where to put my savings money?

I currently have: -- Ally Online Savings Account -- Betterment Individual Account -- Simple IRA (from work) [more inside]
posted by Junocular on Jan 11, 2017 - 11 answers

[UK] How do you save when you have more than £75,000?

I'm in the fortunate position of having £69,000 in my Casa ISA this year and be able to put the £15,240 maximum allowance in. Unfortunately this will push me over the £75,000 FSA protection limit - so what are my options now and, assuming I plan to save again next year, what are my options then? [more inside]
posted by anonymous on Jul 17, 2016 - 5 answers

I've got the zero percent fed funds rate blues

Inflation is ~1.75% and the best savings account I can find is 0.75%, so I'm not even keeping up with inflation. Can I save money in a safe, liquid, way, without accepting a negative real return? [more inside]
posted by jcreigh on Mar 21, 2015 - 10 answers

Embarking on a 4 year personal financial voyage. What to do with savings

MF, you're the best, I am entering into a PhD program with 24k in the bank. Wife is quitting her job to stay home with our 7 month old. Is an index fund/savings account/... the best place for these funds now? Anyone come out the other side of something like this successfully? [more inside]
posted by 1inabillionmistake on Jan 11, 2015 - 31 answers

Retirement savings in the neocon age...

I am finally starting to plan for long term financial security and retirement. Good news, I have a pension. My question is, should I feel secure in my pension actually being there when I retire, or should have a separate, backup retirement account? [more inside]
posted by latkes on Nov 7, 2014 - 8 answers

Leaving the US permanently. What to do with my savings? (non-US citizen)

I'm a french citizen, I've lived in the US for the past 10 months (leaving in a month) and I have ~10k on my savings account. What should I do with the money? [more inside]
posted by eta on Sep 4, 2014 - 13 answers

Help us weigh financial priorities.

My family's income has just increased, and we're having trouble choosing between financial priorities. Advice? [more inside]
posted by anonymous on Apr 9, 2014 - 17 answers

Savings vs. debt for short-term gap-stopping

If a person is flat broke for a relatively short period of time (<10 days) but some expenses are unavoidable during that time,* is it better to raid a savings account or to use a credit card to pay for the expenses? Assume that the interest rate on the credit card is shamefully high, and that the savings account is very modest (<$500) but nonetheless a good morale booster and safety blanket. [more inside]
posted by magdalemon on Mar 19, 2014 - 28 answers

In search of some intermediate financial advice.

MeFites have always been pretty good at giving basic financial advice, like how to start saving, building a budget, getting out of debt, etc. I'm there already. I find myself in the surprising situation of being comfortable these days, and I'd like to know: what's next? [more inside]
posted by anonymous on Feb 20, 2014 - 13 answers

Help me start saving for retirement (U.S.)

I would like to finally start saving for retirement! I'm thinking a Roth IRA is the way to go (unless you think otherwise and can tell me why), but I am a little confused/overwhelmed with how to proceed. A few snowflakes inside. [more inside]
posted by likeatoaster on Feb 20, 2014 - 14 answers

Money, money, mon-ey. Mo-ney. (on a Mac and iPhone?)

I’m looking for a money management app for Mac that also syncs with iPhone. What do you use and why? (I’ve looked here on Metafilter and found little to nothing that’s recent). [more inside]
posted by brokeaspoke on Aug 15, 2013 - 10 answers

Combining married finances - is it wrong to want to pay my own debt off?

So, I feel like a weirdo because I've discovered that though my husband and I, who are recently married, still keep many of our finances separate, most other couples combine everything. Friends who I've discussed this with think it's strange that I am paying off my own student loans instead of it coming out of both our incomes. I think combining everything is a little strange and uncomfortable, and I feel like I should be responsible for my own debt. Are we going about things completely the wrong way? [more inside]
posted by emily37 on Jun 11, 2013 - 69 answers

Good resources for learning about money?

I'd like a resource, be it a website, blog, book, etc. for learning about money, such as explaining inflation, compound interest, types of savings accounts, etc. I'm basically trying to learn how money works. Thanks. :)
posted by Cybria on Apr 22, 2013 - 7 answers

With the Dow so high, is now a good time to start a Roth IRA?

Hello! I'm in my early 30s and am finally financially stable enough to start socking away some cash in a Roth IRA (my employer does not offer any retirement plans). However, I'm a little worried that, with the market being at such a high, that something will happen due to all the current BS going on with Congress and the market will crash again, and I will lose a good chunk of money. Is this fear totally unfounded? Should I just start my Roth and hope for the best?
posted by emily37 on Apr 2, 2013 - 20 answers

Where should I park my extra cash?

I'll soon be debt free. How do I make the most of it? [more inside]
posted by futureisunwritten on Jan 28, 2013 - 5 answers

Better than burying my savings in the backyard

What do I need to know about hiring a stock broker or financial advisor? [more inside]
posted by The Winsome Parker Lewis on Oct 16, 2012 - 8 answers

What about I-bonds?

I'm looking to get a better return on part of my emergency savings fund, and I am interested in I-bonds. Have you purchased any, and if so, what was your experience? I'm also interested in hearing about other suitable investments. [more inside]
posted by hobbes103 on Jun 12, 2012 - 7 answers

What to do to protect myself in the event of a US default.

I'm not saying that I think the US will default in 10 days, but I am nervous enough to start thinking about covering my butt. I have some money socked away. Its not much, but its something, and I would really love for it all not to somehow evaporate. [more inside]
posted by tempythethird on Jul 23, 2011 - 10 answers

1.25 APY vs 1.35 APY plus 10% bonus on interest earned

1.35 APY vs 1.25 APY + 10% quarterly bonus on interest earned. Help me understand which is better. [more inside]
posted by danny the boy on Apr 2, 2010 - 6 answers

Spoilt brats need advice

No job, loads of "savings" being burnt in rent, financially illiterate [more inside]
posted by anonymous on Mar 22, 2010 - 15 answers

Searching for a new bank!

Looking for a new bank to store my hard-earned cash. [more inside]
posted by Junior687 on Feb 5, 2010 - 20 answers

Savings for convenience?

Should I bother with a savings account? [more inside]
posted by Raze2k on Sep 22, 2009 - 31 answers

Where to hide the money?

How can I figure out the minimum amount to keep in my checking account? [more inside]
posted by odi.et.amo on Sep 19, 2009 - 11 answers

Use cash to start a business or for a down payment on a home.

Use cash to start a business or for a down payment on a home. [more inside]
posted by mintchip on Sep 1, 2009 - 10 answers

Expat with scattered savings and retirement funds - how do I organise them?

Expat needing to organise and manage money across two (or more) countries. How best to save in multiple places, and organise superannuation/retirement accounts? [more inside]
posted by wingless_angel on Jul 16, 2009 - 7 answers

Questions about the possible economic depression

Questions about the best course of action to prepare for a possible economic depression [more inside]
posted by mintchip on Sep 16, 2008 - 12 answers

Why can't I close out and withdraw from my 401k? Any way out?

I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted by anonymous on Jun 9, 2008 - 14 answers

A sensible saving plan for an uncertain international future?

PersonalFinanceFilter: 25 year old looking to start making payments into something pensionesque, but with an international bent. Any suggestions? [more inside]
posted by Cantdosleepy on May 15, 2008 - 6 answers

FX gives me a headache

I am permanently moving from the US to Europe in about a month. I have about $50K in savings in HSBC high (and ever-falling) interest account. I am at a loss as to what to do with this money. Money-savvy Mefites, please come to the rescue. [more inside]
posted by barrakuda on Feb 15, 2008 - 18 answers

What to do with all that money?

I will soon receive an inheritance of about $100,000-$150,000 (numbers are vague right now). I'm looking for tips and advice for managing that money. [more inside]
posted by anonymous on Jan 14, 2008 - 16 answers

Saving money in euros...

I keep all my savings in a Citibank e-savings account, which is like a regular savings account, only with a higher interest rate. Recently, the dollar has totally been tanking, and this trend doesn't show any signs of reversing. What's the easiest, safest, most profitable way for me to save my money in euros instead of dollars? [more inside]
posted by Afroblanco on Nov 2, 2007 - 29 answers

I love the car, but the car can't love me back.

Should I sell my car? Am I doing the math right? [more inside]
posted by anonymous on Jun 13, 2007 - 21 answers

RESP...still don't know what it means for me

College savings: Does the government care how you spend a college savings plan in Canada? [more inside]
posted by acoutu on Jan 29, 2007 - 7 answers

I'm 19 and hold down a decent job, what should I do with my excess money?

I'm 19 and hold down a decent job, what should I do with my excess money? [more inside]
posted by aznhalf on Apr 3, 2006 - 40 answers

RESP...tell me what it means to me...

CanadaFinancialFilter: What's the best way to invest in an RESP? [more inside]
posted by acoutu on Nov 14, 2005 - 13 answers

how best to do recurring birthday investment for my god-daughter?

How best to invest $100 every year for my god-daughter...S&P, favorite stock, CD? [more inside]
posted by johoney on Nov 14, 2005 - 17 answers

Is my no fee, no interest Discover card too good to be true?

I've always heard that something "too good to be true" usually is, so I'm a little skeptical about the Discover card I just got. Long story about why I got it, but I intended to cancel it immediately. Customer service assures me there's no interest for the first 6 months, no annual fee, and a cash-back rewards program. They'd be paying me to use the card. Does anyone use Discover, and is there a catch? [more inside]
posted by SuperNova on Sep 22, 2005 - 24 answers

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