It it worth it for me to put an amount of money into an immediate fixed annuity and take out a loan to pay for tuition, or is it alright to just pay off my tuition with the money available to me. [more inside]
posted on Jul 10, 2008 - 5 answers
A noobie question on credit scores! I know raising your score is partly done by reliable monthly payments on credit cards and loans - and people who are just starting out to build their scores, are often advised to get a card and begin to responsibly pay it off, to catch the notice of the reporting agencies. Would that mean that if you can pay off a large credit loan (e.g., in the realm of $2k) immediately instead of sticking to a monthly payment system, you're missing out on chances to further raise your score? Or does being able to pay off such an amount in full give you an equivalent gold star sticker? [more inside]
posted on Jul 1, 2008 - 6 answers
Does a student loan in deferment count as debt for the purposes of figuring debt to income ratios in an FHA loan? [more inside]
posted on Feb 27, 2008 - 3 answers 
My sister and her husband are in serious debt. My wife and I are going to act as their financial advisors to help them get it together. Can anyone recommend any programs/products we can look into? [more inside]
posted on Feb 19, 2008 - 39 answers
Is it worth refinancing my auto loan since the Fed made a cut? My current interest rate is 3.90%, can I do better than that, and if so, where?
posted on Jan 23, 2008 - 12 answers
Finance Filter: I have a second loan on my condo at a rate of 7.75%.. I did this to avoid PMI. I have the cash to pay it off.. 35k or so.. Is it likely a good idea to pay it off and forgo the tax breaks I'm getting on the interest, to avoid the 7.75% rate? [more inside]
posted on Oct 16, 2007 - 7 answers
Does this make sense? I'd like to use a credit card "convenience check" that is offering 1.99% APR for 12 months to pay down some of our home equity loan that is hovering at 8.25%. [more inside]
posted on Aug 26, 2007 - 10 answers
What is the best place to get a CD (Certificate of Deposit)? [more inside]
posted on Jul 5, 2007 - 8 answers
Should we save for down payment or pay off our student loans? and what about retirement? [more inside]
posted on Jun 11, 2007 - 20 answers
Help me figure out the best way to finance graduate school abroad. [more inside]
posted on May 10, 2007 - 4 answers
How can I estimate what the mortgage payment on a commercial building loan will be? [more inside]
posted on Dec 4, 2006 - 7 answers
How soon is too soon to get a home equity loan? [more inside]
posted on Jun 26, 2006 - 6 answers
How do I get a car loan? What are the mechanics of cosigning? [more inside]
posted on Mar 18, 2006 - 9 answers
I just got a $50,000 home equity loan to remodel our kitchen, but we might not pay the contractor for 3 months. Can I do anything with the money to make a little interest, at least to cover the 5.9% interest, before then? Right now it's in our savings account. [more inside]
posted on Dec 22, 2005 - 7 answers
I am seeking some unbiased advice on personal loan consolidation. Search engines are too spammed by commercial outfits of dubious value to be of any help. But MeFi knows everything! [more inside]
posted on Dec 17, 2005 - 19 answers
What are my options for getting a personal loan of about $25,000 to consolidate some cc debt and maybe remodel our kitchen? [more inside]
posted on Aug 30, 2005 - 6 answers
I have two loans, and an extra $250/month to pay them down, but I don't know which one to choose. *Bonus question: should I pay them down? [more inside]
posted on May 12, 2005 - 22 answers
So yesterday my wife — Ms. We're-Not-Moving — found a house closer to Portland that she loves. We both love it. The only offer we can make, though, is contingent upon selling our home, which we hadn't even considered until yesterday. Help! Does anyone have experience with this kind of thing? What can we do to make a contingency offer more attractive? What about bridge loans? Anyone have experience with those? I need advice on hurried real estate transactions (other than "don't do them").
posted on May 6, 2004 - 10 answers
