I'm taking a new job with a very small company that doesn't offer a 401k. My spouse's job does offer a 401k. Based on what I see
on this page, with our income, we would not be able to deduct any contributions I make to an IRA, and we're not eligible for a Roth IRA. So what is my best retirement investment strategy?
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posted by primethyme
on Apr 25, 2013 -
10 answers
I have a question about 529 Savings Plans. Now that I have a little one, I'm looking to start investing in a 529. However, there is a better than decent chance that we'll move to a new state within the next three years. Should I invest in New York's Direct plan right away (which looks great - low expense and a nice amount to write off my taxes) even though I might lose future tax benefits in another state?
posted by Stynxno
on Jul 27, 2012 -
5 answers
I'm looking to get a better return on part of my emergency savings fund, and I am interested in I-bonds. Have you purchased any, and if so, what was your experience? I'm also interested in hearing about other suitable investments.
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posted by hobbes103
on Jun 12, 2012 -
7 answers
Has there been an inverse relationship between the availability of exotic investment securities and levels of traditional bricks and mortar lending? This makes some intuitive sense to me but I don't know where to start in trying to support/verify. Does anyone know what some relevant indices might be?
posted by romines
on Jun 8, 2012 -
6 answers
CFA worth it for a role in Real Estate Investment? I was wondering if the CFA will be useful to me if I want to work in Real Estate Investment – starting probably with a Commercial Brokerage firm in their asset management department, which would involve buying and holding investment properties for their income as well as possible capital appreciation. Ultimately perhaps work for some kind of REIT.
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posted by web74
on May 12, 2012 -
6 answers
I just received the Social Security card for my first child. Please advise me on what I should do now. I plan on talking to my financial advisor to set up a college fund and will start making deposits very soon. Should I set up a bank account, savings account, 401k, etc...?
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posted by Paalen
on Sep 20, 2011 -
22 answers
Nyxie and I have started looking at condos and townhouses and maaaaybe small Actual Houses in Toronto and I want to know what I'm doing. My usual approach to that problem is "well, read a lot".
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posted by mendel
on Jan 14, 2011 -
7 answers
What's a simple investment an Aussie can make, to make the most of the strength of the Australian dollar? Everyone seems to think the Aussie dollar is overvalued right now, and recommends investing overseas. I have no experience in such matters, but I do have a Commsec account. Is there an US indexed fund available to Australians that anyone could recommend? Or would you recommend something else? The simpler, the better; I really don't have much experience in this. I'm not going to invest too much, but I'd like to know what a conservative, minimum-fuss option might be. Thanks!
posted by surenoproblem
on Jan 3, 2011 -
8 answers
I'm trying to find the name and address of a library near Grand Central Station in New York that's geared toward investors/financial research. It's a small, private library not affiliated with the New York Public Library system. I know the library exists (or existed until recently), but I can't find anything online. The library may be affiliated with some sort of society for investment professionals or financial analysts. It's *not* the NYPL Science, Industry and Business Library.
posted by zembla3
on Oct 15, 2010 -
5 answers
Websites that allows you to make small investments online in entrepreneurial projects in third world countries?
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posted by vizsla
on Sep 14, 2010 -
9 answers
Looking for software or an app that will allow me to track expenses via SMS, but that will also allow me to track how much money is left in my account.
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posted by reenum
on Aug 23, 2010 -
3 answers
Financial moron w/kids and no investments needs to think about the future. Help needed, I don't know where to start! (mess described inside).
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posted by Ponderance
on Jul 28, 2010 -
18 answers
If one were to come into 5,000.00 what is the best way to make it grow with very little to no risk?
posted by gypseefire
on Jan 21, 2010 -
16 answers
The best books , articles , gurus etc you have come across that can actually integrate most or much of the information out there, for investing purposes and for separating the signals from the noise.
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posted by cluelessguru
on Jan 15, 2009 -
7 answers
Where should I keep my money (to protect it from the US economy)? I'm American and it's in US$, but I don't live there and don't have any good reason to keep it there.
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posted by xanthippe
on Oct 7, 2008 -
10 answers
How will the current credit crisis and bank failures affect the tech industry and particularly the availability and quality of venture capital?
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posted by jacobian
on Sep 18, 2008 -
6 answers
Anybody have experience in investing in virtual world banks/businesses/markets (such as those in SecondLife.com etc)? Do they provide a serious way of making a sensible risk/reward on five or six figure investments?
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posted by vizsla
on Aug 12, 2008 -
22 answers
Is there anyone (especially online) who's collected reasonably well-informed stock picks from, say, 2, 5, or 15 years ago and explained why the recommendations did or did not work out?
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posted by ibmcginty
on Jul 21, 2008 -
5 answers
I am permanently moving from the US to Europe in about a month. I have about $50K in savings in HSBC high (and ever-falling) interest account. I am at a loss as to what to do with this money. Money-savvy Mefites, please come to the rescue.
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posted by barrakuda
on Feb 15, 2008 -
18 answers
I'm in the UK. My wife has contacted an IFA. They want to charge us £270 for an initial meeting, which will be reduced by 77% if we proceed with a pension product (for me, self-employed) they recommend; or, they will produce a full report for us which will cost in excess of £1600.
Are they getting money for old rope? How hard do they really work for this money? Are they worth seeing? We're not millionaires - we earn decent but unremarkable amounts, and that sort of fee would dent the savings we're trying to protect. What are your experiences?
posted by hatmandu
on Jan 4, 2008 -
10 answers
My 401k retirement plan through the company I work for is managed by Fidelity Investments. I have read recently that a "high-load" mutual fund will often return poorer yields than a "low-load" or "no-load" mutual fund.
How do I find out if my plan is high-load, low-load, or no-load?
posted by doctorcurly
on May 15, 2007 -
7 answers
A friend needs to find a good place to park some money that will ultimately be used for house down-payment purposes. Help me come up with a few good investment options.
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posted by killdevil
on Jan 26, 2007 -
23 answers
Looking for a site where I can enter a portfolio (stocks and funds) and generate an RSS feed that gives daily breakdowns of how each stock is doing.
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posted by electric_counterpoint
on Dec 12, 2006 -
3 answers
I've been scratching my head this whole morning, trying to figure out how my 401K is doing, my own account per se. The
personalized rate of return on my statement takes into consideration other factors that don't really apply to me, and thus I think it's not a true indicator of my account performance.
I tried to find an MS Excel function to do this; so far, I have not had any luck. What I want to find out is the average return per week or per quarter given these known numbers on my statement:
1. a beginning balance in dollars (B)
2. an ending balance (E)
3. number of weeks contributed in this quarter (N)
4. weekly contribution amount (W)
5. total quarterly investment additions (W x N)
FYI, the contribution is made on a weekly basis for a same amount. It's 100% vested and is invested in one plan. What is the formula to calculate this weekly return? Thanks a lot.
posted by dy
on Oct 10, 2006 -
4 answers
my new employer is offering a 401k package via fidelity investments that is, dare I say it, overwhelming to me. I am especially bothered by the fact that the only advise available on said fidelity investment choices is via the nice folks from fidelity investment. so I looked for financial advisors - but how to judge them?
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posted by krautland
on Aug 28, 2006 -
19 answers
Does anyone know where i can find code that will display my stock portfolio on my personal website?
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posted by hubs
on Dec 9, 2005 -
8 answers
How best to invest $100 every year for my god-daughter...S&P, favorite stock, CD?
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posted by johoney
on Nov 14, 2005 -
17 answers
Say you come into $50k out of the blue. What's the best thing you can do with it, financially speaking, when you have a couple mortgages, some minor debt, small savings, and even smaller retirement? Which to attack first?
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posted by anonymous
on Oct 17, 2005 -
18 answers
How can I find a financial advisor who specializes in investments that are in tune with my lefty sensibilities?
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posted by gurple
on Jul 27, 2005 -
13 answers
Does anyone use any online finance/investment account aggregators that do charting? I like the "money manager" at Yahoo Finance, but it's shutting down on Feb 1. (more)
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posted by rkent
on Jan 24, 2005 -
2 answers
"The Fed chief also seemed to be practically guaranteeing higher interest rates, saying that investors who weren't hedged against a rise were
"desirous of losing money."."
these questions have
been asked before, but any further thoughts on a hedge for dollar positions and increasing interest rates?
posted by specialk420
on Nov 20, 2004 -
5 answers
So Lucent got fined yesterday, to the tune of mamny millions of dollars, byt the SEC for the criminal euphemism of
Account Irregularities.
Like other high profile SEC investigations, why do they always mention the fine, but never discuss where the funds go?
Are they used to offset the defrauded investor's losses? Or does the gov't turn the investor's loss into it's gain by keeping the fine for its own purposes?
posted by Fupped Duck
on May 18, 2004 -
3 answers
I just graduated law school and have received a significant amount of money in graduation gifts. I'd like to "invest" the money in the market but I have no idea how to do that. I'd like to use online investment software that is very intuitive. Any suggestions?
posted by adrober
on May 11, 2004 -
15 answers
