Financial / 401k advice for a 23-year-old engineer. Considering the state of the economy and the price of oil, what should I do with my stocks. Also, I have the option for a 401k but I have no idea what type of 401k to choose. [more inside]
posted on Jul 1, 2008 - 20 answers

I want to close out my 401k (and pay the necessary taxes) so I can pay off some debt. My 401k says I'm not allowed. Why not? Can I change anyone's mind? [more inside]
posted on Jun 9, 2008 - 13 answers

Did my 401K just blow my IRA deduction out of the water? [more inside]
posted on Feb 15, 2008 - 7 answers

My 401k retirement plan through the company I work for is managed by Fidelity Investments. I have read recently that a "high-load" mutual fund will often return poorer yields than a "low-load" or "no-load" mutual fund. How do I find out if my plan is high-load, low-load, or no-load?
posted on May 15, 2007 - 7 answers

My new job is a start-up, and they don't offer 401k. What are my investment options? I already have a Roth IRA to which I am contributing the max per year.
posted on Jan 24, 2007 - 8 answers

When must an employer deposit their matching funds in a 401(k) account? I understand that employee contributions must be deposited "as soon as possible", but what about the employer's matching?
posted on Jan 18, 2007 - 7 answers

I've been scratching my head this whole morning, trying to figure out how my 401K is doing, my own account per se. The personalized rate of return on my statement takes into consideration other factors that don't really apply to me, and thus I think it's not a true indicator of my account performance.
I tried to find an MS Excel function to do this; so far, I have not had any luck. What I want to find out is the average return per week or per quarter given these known numbers on my statement:

1. a beginning balance in dollars (B)
2. an ending balance (E)
3. number of weeks contributed in this quarter (N)
4. weekly contribution amount (W)
5. total quarterly investment additions (W x N)

FYI, the contribution is made on a weekly basis for a same amount. It's 100% vested and is invested in one plan. What is the formula to calculate this weekly return? Thanks a lot.
posted on Oct 10, 2006 - 4 answers

my new employer is offering a 401k package via fidelity investments that is, dare I say it, overwhelming to me. I am especially bothered by the fact that the only advise available on said fidelity investment choices is via the nice folks from fidelity investment. so I looked for financial advisors - but how to judge them? [more inside]
posted on Aug 28, 2006 - 19 answers