956 posts tagged with finance.
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That Personal Finance Question

We're saving for a wedding and paying down debt and trying not to go crazy in the process. Any advice? [more inside]
posted by kmr on Oct 19, 2015 - 17 answers

How to return IRS statements? Not mine...

A few years ago, a friend was staying with me for an extended period of time. Although he has residency over here in the UK, he is still a US citizen and 'temporarily' used my address for bank statements etc. How do I get the IRS to stop sending his letters to my house? [more inside]
posted by joboe on Oct 11, 2015 - 6 answers

Divorcing woman survival guide

I know the first and best answer is LAWYER, but I would like all the tips, tricks, advice, resources, and help yall can give to women who know the divorce should happen, but kids and money are issues. Maybe a step by step divorce and post divorce survival guide? [more inside]
posted by Jacen on Oct 9, 2015 - 14 answers

How to find last minute flight deals?

I may need to fly across the U.S. (SMF to BDL) at the last minute. I'm looking for deals but so far have turned up nothing below $900 for a round trip flight. Yowza. I'm looking at Kayak which brings up priceline, Expedia, travelocity, eDreams, and OneTravel. Where else should I look?
posted by onecircleaday on Oct 8, 2015 - 14 answers

How do I affordably start a music/art/educational LLC and non-profit?

I am a known financially developmentally delayed idiot. No really. I hate money. And I want to start a music and art festival on a slim budget and start building a framework to be able to raise funds for it and keep it all clean and kosher and separate while keeping my day job and tax bracket. How do I do this? [more inside]
posted by loquacious on Sep 28, 2015 - 14 answers

As a young adult should I cut all financial ties with my parents now?

My well-intentioned mother keeps trying to help me financially and it's causing problems. [more inside]
posted by Kat_Dubs on Sep 17, 2015 - 35 answers

How do I credit?

I'll be paying off my student loans in the next year or so. When that's over, I'll be completely debt-free. I don't really want a credit card, and I'm not planning any big, credit-required purchases for the foreseeable future. I don't want to rule anything out though, and am interested in maintaining my hard-earned good credit score. So what should I do now? [more inside]
posted by saguaro on Sep 11, 2015 - 7 answers

Student loans: feeling the crunch. Suggestions?

I owe $40k in student loans. Not sure of the best way to proceed, so am reaching out for advice. More under the fold. [more inside]
posted by dubious_dude on Sep 1, 2015 - 23 answers

Are there any good no-fee HSA providers?

I'm in Washington State with a Premera Blue Cross HSA HDHP. I'm maybe, finally, in a position to start funding an actual health savings account, not just pay my household's premiums (~$400/mo for two people) and treat my insurance as a lame catastrophic plan. I'm having trouble finding a good account provider, though, and would like some recommendations. [more inside]
posted by anonymous on Aug 21, 2015 - 4 answers

What should I do with 300K?

Should I put a 300K cash windfall into buying my first home, or into a Vanguard fund to generate interest? Details inside. [more inside]
posted by MrHalfwit on Aug 8, 2015 - 20 answers

Please explain credit cards to me the way you would to your teen

I am in my late twenties and beginning to realize I don't understand how credit cards work and that they kind of matter. [more inside]
posted by Otis the Lion on Aug 1, 2015 - 25 answers

Where/how can I find a trader in financial markets with whom to invest?

I've recently been looking into trading financial markets (e.g. forex, shares, etc.) However, my conclusion is that it takes a very long time and a lot of effort to do it right. I could put this effort if need be, but would prefer to focus on my career at this point. I had the thought that it would be nice to find someone who has achieved a degree of success in trading to manage an account for me (i.e. division of labor). But where would one find such a person? [more inside]
posted by strekker on Jul 30, 2015 - 10 answers

How does anyone afford to go to college?

Asking for a friend: after many false starts my friend has decided to pursue a BS in biology with the long range plan to teach middle or high school. But he is totally broke and has no plans to go into deep debt for his degree since teaching is not a lucrative career. [more inside]
posted by shaarog on Jul 21, 2015 - 23 answers

Can you recommend companies for life insurance (prefer online quote)?

Looking to get life insurance. Was wondering which companies to consider? No health issues to take into consideration. Would you recommend term life / whole life? I was thinking of going term life and then converting to whole life later.
posted by r2d2 on Jul 11, 2015 - 14 answers

How will Bing's switch to AOL search/ad tech affect Rewards Program?

According to this: But how will Bing Rewards be impacted?
posted by Grease on Jun 30, 2015 - 3 answers

How can a non-profit organisation get money to sustain itself

So the issue is this: I would like some ideas about how an organisation helping children by educating them, making them do sports, etc. can obtain money for the electricity, food, maintenance. [more inside]
posted by iliketothinknu on Jun 17, 2015 - 11 answers

Can an ATM in California accept payments for an Ecuadorian credit card?

My wife is Ecuadorian, and we are relocating to California permanently. She has two credit cards issued by a major Ecuadorian bank, and we need to figure out how to make payments on them from the United States, as there are some charges that will post after we have left the country. The bank assures us that we can do so from Cirrus-network ATMs in the United States. I am skeptical, as I have never seen anything like this in Los Angeles. [more inside]
posted by quarantine on Jun 14, 2015 - 7 answers

Two people, two houses...best options for second house?

Here's my situation: female, late 40s, employed homeowner. Moving in with my boyfriend, also a homeowner. What to do with my house for best financial stability/payoff in the future? [more inside]
posted by TochterAusElysium on Jun 4, 2015 - 13 answers

Help my money be responsible

How can I make my personal finances as green and as socially responsible as possible? (Other than by donating to causes.) [more inside]
posted by the_blizz on May 14, 2015 - 6 answers

Should I Stay or Should I Go?

Current company is in transition, but... a new job offer has me thinking about leaving. They aren't offering as great of a retirement package. I'm not sure it is even close! What should I do? [more inside]
posted by MMALR on Apr 28, 2015 - 10 answers

New Car, best deal, 2015?

I would like to buy a Toyota Sienna. I was going to lease because of the financing, but now figure a purchase is the way to go. We are willing to put down enough to warrant 0% financing, our goal is to keep the payment below $300. [more inside]
posted by silsurf on Apr 21, 2015 - 4 answers

Resources to decide whether to buy a home?

How can I decide whether to buy or continue renting? [more inside]
posted by btkuhn on Apr 14, 2015 - 4 answers

Resources to learn about Hong Kong's domestic & foreign sovereign debt

Where can a non-finance person go to learn about domestic and foreign sovereign debt in Hong Kong? [more inside]
posted by melancholyplay on Apr 8, 2015 - 3 answers

TIme to go

Time to move out, my friends. I realized I'm being threatened to be disowned again. However, unlike the other times I think the other person might be serious this time around. So tell me about all the resources needed and how fast can I leave? [more inside]
posted by chrono_rabbit on Mar 28, 2015 - 26 answers

I've got the zero percent fed funds rate blues

Inflation is ~1.75% and the best savings account I can find is 0.75%, so I'm not even keeping up with inflation. Can I save money in a safe, liquid, way, without accepting a negative real return? [more inside]
posted by jcreigh on Mar 21, 2015 - 10 answers

I want to give money away. I can't seem to figure out how.

I'm done with charitable organizations. I'm looking to help real people in real situations. I need help figuring out how to find these people and help them out in the least dramatic way possible. [more inside]
posted by anonymous on Mar 19, 2015 - 39 answers

Question about You Need A Budget (YNAB)

I am new to You Need a Budget so I'm trying to get everything set up properly. I have one thing that I don't know what to do with - I have a credit card that, for now, is being paid by someone else. When I set this up as a credit card, YNAB counts it as debt that I should be budgeting for. Really, I want to set it up as an income of $200 monthly. Any input on how to set this up, which type of account? "Cash" or something else? Thanks in advance!
posted by carlypennylane on Mar 14, 2015 - 5 answers

How much to self-publish?

Is this a dishonest way to raise money? [more inside]
posted by mermayd on Mar 12, 2015 - 22 answers

A very expensive, very mediocre car. There's got to be a better way!

I'm feeling frustrated with my automobile situation and don't really know where to start. The gist of it is that I can't really afford the payments and maintenance on my car, and I think I want out, but I don't know how. [more inside]
posted by witchen on Feb 23, 2015 - 20 answers

When the end is nigh....

Currently in a marriage where the love has faded. Looking for advice. Blah. Blah. Blah. [more inside]
posted by anonymous on Feb 11, 2015 - 28 answers

Getting Debt Under Control in 2015

Has anyone had any experiences using a peer-to-peer lending service such as Prosper or Lending Club? I'm considering one of these as an option to get a credit card under control. I've done a bit of research and it seems like an appealing option to me. [more inside]
posted by punkrockrat on Feb 7, 2015 - 7 answers

FREE BEER! Okay, now let’s talk about Corporate Treasury…

My wife works in Corporate Treasury and has been considering creating a blog that discusses the intricacies of that career. One reason she wants to do this is because she cannot seem to locate any similar blogs or forums on this topic. So is anyone out there in any way connected to this realm and, if so, do you have any recommendations for her new endeavor? Also, if there are some noteworthy resources you think might be helpful, feel free to post them. Much thanks.
posted by AlonzoMosleyFBI on Jan 30, 2015 - 1 answer

Dropping the interest on a seller-financed mortgage-what's in it for me?

Is there any benefit to dropping the interest rate on a seller-financed mortgage note "just because"? [more inside]
posted by honeybee413 on Jan 27, 2015 - 14 answers

Which financial professional can help me choose a mortgage?

I'm about to make an offer on a home. I've seen six different loan scenarios from two different lenders. The monthly payments and $ to close are all in the range that I can afford, so I will probably just pick one for the offer and pre-approval letter. I told my realtor that after the contract is accepted, I want to sit down with a CPA of some sort (yes Metafilter, fee-only) and figure out which is best for me, given my tax and employment and personal details that the lenders don't seem to want to consider. She said that she has never had a client ask for that before. Really?! [more inside]
posted by ecsh on Jan 26, 2015 - 10 answers

Seller Doesn't Want to Involve Realtors but I Need Advice. How?

My landlord wants to sell me the condo I rent. I want to buy. I'm working on my credit to get into buying shape. She doesn't want to involve realtors in order to save costs. Who should I be talking to then? Special snowflakes inside. [more inside]
posted by tunewell on Jan 26, 2015 - 20 answers

Embarking on a 4 year personal financial voyage. What to do with savings

MF, you're the best, I am entering into a PhD program with 24k in the bank. Wife is quitting her job to stay home with our 7 month old. Is an index fund/savings account/... the best place for these funds now? Anyone come out the other side of something like this successfully? [more inside]
posted by 1inabillionmistake on Jan 11, 2015 - 31 answers

Can I financially divorce my husband?

We own a mid-sized business together. Communication between us has effectively stopped, mainly because of differing business styles. We still talk, but he stopped listening about 10 years ago. It’s gotten to the point where we act independently of each other in both our professional and personal lives. His actions have eroded my respect and trust for him, business-wise. I think the only way to save our 20 year marriage is to split financially, but I don’t know if that is possible. [more inside]
posted by tuckeredout on Jan 8, 2015 - 40 answers

Cheapest, easiest debit card expenses?

My credit union has a nice high interest rate but only if you jump through some rather annoying hoops. I mostly don't jump high enough to qualify and I'd like to figure this out. I need the easiest, cheapest (ideally, automatic) debit card charges I could accomplish on a monthly basis. [more inside]
posted by amanda on Dec 27, 2014 - 11 answers

I suck at negotiating and purchased a vehicle worth less

So I bought a vehicle at a dealership and this was my first time doing so. I suck at negotiating and I thought I had done my research enough, I was wrong. I ended up buying a vehicle and later finding out that it is worth $2000 less than what I paid for. I signed all the documents and drove away and am having second thoughts. Is it too late? Is there a worst-case scenario? Do I suck it up and learn from my mistakes for the next time? [more inside]
posted by lunastellasol on Dec 14, 2014 - 20 answers

How to dispute a utility bill

I moved in December of last year. One year later my gas bills are still messed up. Dealing with the gas company for the last 8 months has not been productive. What are my other options? [more inside]
posted by mike_bling on Dec 10, 2014 - 10 answers

Help me decide which index funds in which to invest

I have some money to invest (greater than $10,000). I’d like to gain exposure to the stock market. It seems index funds are a good way to go. Please recommend some specific funds or products which I should look into. FWIW I am in Australia. [more inside]
posted by cestlavie on Dec 4, 2014 - 8 answers

How can I get a dealership to pay me for a car I sold them?

I sold my car to a Nissan dealership last Monday, November 10 for $22,000. At the time I owed $15,276.47 to Nissan Finance. I checked my account there today and now I owe $15,284.80, so the loan is still not paid off and it's still accumulating interest. Also, it's been five days and I haven't gotten a check for the $6,723.53 remaining after the loan payoff. [more inside]
posted by trevor_case on Nov 15, 2014 - 14 answers

Retirement savings in the neocon age...

I am finally starting to plan for long term financial security and retirement. Good news, I have a pension. My question is, should I feel secure in my pension actually being there when I retire, or should have a separate, backup retirement account? [more inside]
posted by latkes on Nov 7, 2014 - 8 answers

Tax implications of paying back a signing bonus

If I have to pay back a signing bonus because I didn't stay at the job for a full year, is there any way to recover the taxes I paid on the signing bonus? [more inside]
posted by evil otto on Nov 7, 2014 - 8 answers

There's no place like home... We just need a loan!

The issue isn't us as borrowers... It's the house. The house is part of a coop/co-housing setting. We'd be buying the house, but the land it sits on would remain owned by the co-op. Mortgage? [more inside]
posted by jrobin276 on Nov 2, 2014 - 2 answers

Should I pay off my car early so I don't need full coverage insurance?

Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
posted by bbqturtle on Oct 30, 2014 - 22 answers

What type of retirement service am I looking for?

I have too many retirement accounts at too many institutions (7 going on 9). I dislike managing them all and would like to hire someone. I don't need help planning or making decisions. I need an administrator to buy my already chosen funds as money is deposited and to give me consolidated reports once per year. Does anyone know is this type of service exists? [more inside]
posted by jackquack on Oct 25, 2014 - 16 answers

Career change help needed

[Posting for a friend] I am trying to make a career change from finance to tech. Lots of special snowflake details inside. [more inside]
posted by jenbo1 on Oct 16, 2014 - 3 answers

Check register App for iPhone 5s

I'm looking for an iPhone App to track my spending, NOT budgeting. My salary is automatically split via direct deposit, so that most of it goes into a different account used to pay bills with the spouse. What's needed is an App to track the money in my personal account, which is used mostly for fun stuff, with a few minor things like gas or reccurring payments for Netflix, website hosting etc. Specific features are below the cut! [more inside]
posted by sock, the puppet on Oct 11, 2014 - 8 answers

How do you go to university when you're older?

If you didn't go to university when you were "supposed to," and you've found yourself at nearly-30 with a job, career, house, obligations, how do you then start to study once you think you might have found your calling, the field you really want to delve deeply into? I'm thinking mainly about the financial and logistical concerns - but also, personal stories of doing so. [more inside]
posted by winterhill on Oct 9, 2014 - 26 answers

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