I'm about to reach age 59 1/2 and poised to begin making monthly withdrawals from my IRA. What questions do I need to ask the broker about the fee structure for doing this? If the fees seem unreasonable, now do I shop around for a new home? Would anyone like to recommend a plan they have experience with in this phase of an IRA?
My friend rents an apartment. According to the lease he signed there is a 4 day grace period before his rent is considered late. (He sometimes pays on the 4th of the month because of when he is paid). This month the grace period involves the July 4 holiday. [more inside]
Someone wants to use a watermarked version of an illustration I drew. Got some newbie questions. [more inside]
I just received a job offer yesterday at the place of business that I temp at. It requires that I stay there for at least one year, or else I must pay a fee. I like the thought of having full-time work with benefits and am very thankful, but I don't feel that I fit in the city I'm in currently and didn't see myself staying for another year. But I have to be careful about any risks I take with leaving my job because I don't have a family (as they were abusive) or anyone to rely on financially should things go south. Is this a good deal? Should I take this job? [more inside]
[HowMuchShouldIChargeFilter]: I've recently been asked to teach a filmmaking course in New York on a part-time basis by a private start-up. What to charge? Details inside. [more inside]
YANML. I know this. I have an LLC registered with the State of Massachusetts that I meant to dissolve a couple years ago but never got around to and forgot about. A couple days ago, I received a letter from the state saying that I had to a file report and pay a $500 fee last year. Is there any way I can tell them I wanted to dissolve it before that and start the dissolution process, thereby avoiding the filing fee?
I remember running across a fundraiser on a site (ala GoFundMe or Indiegogo) where they gave the donors the option to add the processing fee to their donation, or take the processing fee out of their donation amount. Which site is this?
I went back to my psychiatrist to pick up a bill and a probably exchange of the Rx he just prescribed which I found is inappropriate for my medical condition. He asked me for $150 for this visit. Is it reasonable? [more inside]
My husband got a ticket, but the ticket writer got his information wrong, can we get away with not paying? [more inside]
The good faith estimate for my refinance included government recording charges $X, and title services/title insurance $Y. In the settlement statement, it turned out that the government recording charges were less than estimated, so the lawyer's office just increased the other fee so the total amount is still $(X+Y). Is this standard practice, or kind of a dick move? [more inside]
We pay $200 a month for weekly service that includes all trimming, upkeep, lawn service for 3 lawns, significant pruning and leaf cleanup from 12 trees (citrus, pine, chinese elms, japanese maple, coastal oak, liquid ambars). Is this too much? What do you pay and what do you get for it? [more inside]
Paying an apartment finder's fee to a friend who's place will soon be available? [more inside]
My son is a senior in high school, and has been very lazy about applying to colleges. He's an art major, and is interested in attending the Illinois Institute of Art in Chicago. So, he started the application last night, and then asked me for 50.00. They charge for applications? Should that be a warning sign about the quality of the school? [more inside]
How much should I charge for consulting, when it's about something (grad school admissions) where consulting is uncommon? I've never done this, so I'm not sure what a reasonable hourly rate would be. [more inside]
Are there other services like Dwolla that allow charging of a "facilitator fee"? [more inside]
I owe a person money and want to pay her back. How should I go about it? [more inside]
LegalFilter: My patent attorney charges more than I can afford to write a cease & desist. should I shop around for a better deal (and how)? [more inside]
How to deal with a lost money order? [more inside]
I have a day job, and I also freelance as a graphic artist/illustrator. I've only been getting paid for my work for the past few months, and I haven't had a problem getting compensated. Until now. [more inside]
A friend of mine is looking to sell two extraordinarily valuable violins (in the 3+ million dollar range). I think he's hoping to sell it privately to avoid the huge cut the auction houses take, and he's suggested that if I can find him a buyer, he'd be happy to pay a finder's fee of some sort. So two questions... [more inside]
Non-profit Screenings. Fees and Permissions legalfilter. [more inside]
My carbon monoxide alarm went off this morning, so I called 911, and the fire department came to test the air. It was a false alarm - just an old detector acting up. Will I be charged? I live in Toronto, ON. [more inside]
A hotel where I stayed charged me an unjustified $250 cleaning fee. What can I do? [more inside]
How large a referral fee is appropriate to offer another business for sending me clients? [more inside]
Taking money out at a non-my bank ATM last night, the screen stated you will be charged a $2.50 fee. However, looking at the receipt after it spit my money out, they actually charged a $6.00 "terminal fee". [more inside]
How much is reasonable (if anything) to pay to a lender for a mortgage application fee? [more inside]
Is it appropriate to ask for a finder's fee? If so, how much? [more inside]
What are some things that were once free but now require us to pay for them? [more inside]
Does it go against Visa / MasterCard / etc. policy for a retail store, such as a restaurant or coffee shop, to add a charge to your order if you use credit rather than paying by cash? [more inside]
Is it worth showing up in court to see if a citation fee (that I don't contest) might be reduced? I live in Los Angeles county. [more inside]
Consulting to help create a "draw" to bring people into booth at medical tradeshow. How much should I charge? [more inside]
I've had a book published and been approached by a film producer wanting to option the film rights to the book. He's sent a draft agreement but there is no fee involved. When I questioned this the response was that this was standard practice for a book that is 'not a known branded property'. I gotta be honest me and my book are about as unknown as its possible to be but should I still expect some sort of fee for this.
I just reported a local small business for adding a fee to my credit card for its usage. Am I a horrible person? [more inside]
Should I pay my cellphone cancellation fee? [more inside]
Can I negotiate my new wage with the temp agency I'm hired through? [more inside]
I'm going to hire an attorney to settle a wrongful death claim in the state of Ohio, USA. I hope to reach a settlement rather than going to court. What percentage of my settlement should the attorney get? [more inside]
My broker is trying to charge another fee to put someone new on the lease for the NYC apt. we've been living in for 3 years. Is this legal? Do I have any recourse? [more inside]
What is a reasonable fee for organizing and hosting an Elderhostel/ Road Scholar program? [more inside]
How much should I charge to play violin at an old classmate's wedding? [more inside]
Looking for an explanation behind the steep "rehoming fee's" for adopting pets. [more inside]
Scoobie Doo endorses Mac&Cheese by allowing his likeness to appear on the box. Question- how do his master and the folks at Kraft decide on his price? [more inside]
Responding to an 'advance fee fraud' email. I've had a blatant 'advance fee fraud' email from someone in west africa wanting to buy my car online (I am in Ireland). I want to respond in a way that sends this would-be fraudster down the longest rabbit hole possible. [more inside]
What are the legal issues and requirements regarding the use of someone else's creative property/material in spin-offs, and fan related projects? [more inside]
How legitimate is it to add a new fee or charge after they've billed you for something and it's already been charged to your credit card? [more inside]
Banking question: I have a small business in the US, I live in the US, I'm a US citizen. A number of my clients are in Canada. Everytime they send me a check, my local bank has to take a flat $10 out of it - even if its in US funds. Most of these checks are less than $50, so that's a pretty big hit. Apparently this $10 fee is not just my bank, but from their processor. I know I could ask my clients to pay in paypal, but a lot of them aren't set up to do it that way, and I'm reluctant to make them change.
I emailed a canadian bank, thinking I'd just mail a deposit off once a month, and then every few months transfer funds, but I need to be there in person to set up the account. Do I just need to insist that clients use paypal? Are there other options I'm not thinking of? Any advice would be welcome.
$95 IRA termination fee (well-known regional bank): legit? unavoidable? [more inside]
I'm trying to find an apartment in North Jersey (Belleville, Bloomfield, Rutherford, Clifton, Montclair), but brokers and realtors have saturated the online classified ads and Google results and I'd like to avoid unnecessary fees. Any advice? I've checked Craig's List and the Village Voice and I have a few local papers, but I'd like to know of a decent way to skirt the middle man.