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Real Estate Law: Any Benefits To Us Getting Married Early?

YANL, YANML. I presently am on the deed to a house with a family member. We are joint tenants with full rights of survivorship. My family member holds the mortgage note entirely in his name. Other members of my family are becoming increasingly more aggressive in regards to me moving the mortgage into my name (which may not financially/credit wise be feasible). My question is that I'm planning to get married later next month. Is there any benefit to me - to protect my interests in the property - to get married sooner? [more inside]
posted by splitinfinitive on Mar 30, 2014 - 9 answers

 

Production Home Help Needed

My husband and I are thinking about having a home built -- a production home -- in one of the many subdivisions in our growing area. We have purchased a home before (and sold it later; not in our current area) but it was older and had been flipped. What do we need to know about the production home process? [more inside]
posted by danielle the bee on Mar 9, 2014 - 9 answers

Getting cold feet on refinance with unknown 3d party credit union

Does anyone know the skinny on CU Community, a credit union lender based in Springfield, MO? [more inside]
posted by mmiddle on Mar 6, 2014 - 6 answers

Best way to sell a privately owned office building in Northern VA?

There is an 4-story commercial office building that we'd like to sell. The building's tenants are professional businesses. We'd like to sell the building as soon as possible. Teach us how? [more inside]
posted by anonymous on Mar 6, 2014 - 9 answers

Getting our shit at LEAST in a diaper or something

OH HAY it's another prenatal question. Pursuant to getyourshittogether.org, I am trying to put those pesky ducks in a row before August. What kinds of documents, topics, etc. should we include in an estate plan et. al.? And what should we add (e.g. life insurance) to solidify things a bit more in case of Bad Things Happening? [more inside]
posted by Madamina on Feb 18, 2014 - 14 answers

Need an excellent estate attorney in NYC. Integrity a must.

Looking for an estate attorney so good it’ll make us forget how our last estate attorney shamelessly ripped us off. [more inside]
posted by ROTFL on Feb 10, 2014 - 2 answers

What to do with a large number of enormous oil paintings

My partner's father, a professional artist, passed away last year. We are now responsible for his work, including many large paintings (over 7 ft high), along with smaller paintings and works on paper. His father wasn't selling many paintings in recent years, so we don't think there's much of a market for them. He was an art professor for many years and had some nice residencies and reviews throughout his career, but as far as we know, he wasn't working with a gallery or dealer in the last few years. [more inside]
posted by pourtant on Feb 3, 2014 - 14 answers

Baltimore/Real Estate peeps! Do you think we should sell this townhouse?

My mother bought a townhouse before the housing bubble. She lost her job two years ago and is having trouble paying the mortgage. What's the process for selling the house and what do we have to lose? [more inside]
posted by bluelight on Jan 26, 2014 - 19 answers

How safe is Clinton Hill, Brooklyn?

I've been living in Brooklyn Heights for two years. It's expensive and kind of boring, but definitely very safe. I'm moving soon and found a place I love in Clinton Hill close to Pratt. I love the beautiful architecture and artsy vibe. I was ready to sign a year's lease but then I did a bit of googling and found out that Clinton Hill and Fort Greene were found to be the 6th most dangerous neighborhood in NYC. Is Clinton Hill really that dangerous? I am a 95 pound woman in my 20s, not super street smart, but familiar with the Subway and Brooklyn in general. Is moving to Clinton Hill a bad idea? Am I doomed to moving to Park Slope instead just to be safe? Will I be okay in Clinton Hill as long as I don't walk home alone at midnight - which I do in Brooklyn Heights now? Or conversely, is it on the dangerous level of not walking alone any time after dark?
posted by anonymous on Nov 17, 2013 - 14 answers

Who is the executor?

A relative passed away this Summer who was the executor of an estate that was "finalized" 20 years ago. Now there are new assets found from the estate. Is the relative's surviving spouse the new executor? [more inside]
posted by Slothrop on Nov 14, 2013 - 8 answers

Help me hone my new york apartment hunting skills

I'm looking to rent a room in Brooklyn/Queens ASAP but I know very little about the city. I have a place to stay for a few weeks when I move down there on the 17th of this month but after that I'm pretty much on my own. How can I educate myself in the meantime so I know what to look for when I'm reading craisglist ads? Also, suggestions for good apartments based on what I'm looking for? [more inside]
posted by timsneezed on Nov 8, 2013 - 10 answers

What should my elderly parents do with their only asset, a liquid $250K?

I'm seeking as many opinions as I can get from people with knowledge of financial advising and/or trusts & estates and/or estate planning, about what my parents (in their 80s) ought to do with their $250,000 in liquid assets. I'm NOT looking for the kind of detailed plan we'd get from an advisor whom we hire; I'm looking for short, quite general, common sense answers (such as "These ONE OR TWO types of instruments are good/bad; all others are to be avoided/considered.") I'm also looking for as many answers as I can get. In order to get that assortment of answers, I want to disclose only a very few specific things about the folks: 1. they currently rent an apartment; they do not own a home. 2. they are in their 80s--relatively healthy and can drive, shop, take care of themselves, but I'm not sure how long that'll last. I'd like to see them in a retirement community within a couple years. 3. Their only income (which doesn't amount to much) is social security. 4. They lose about $2,100 in total expenses every month. That's just about equal to what they take in each month. 5. Their one and only significant asset is a liquid $250,000. Okay, at their age, and considering all the above, WHAT IS/ARE THE MOST PRACTICAL THING(s) THEY SHOULD DO WITH THAT LUMP OF LIQUID MONEY? THANK YOU from their worried adult child with a family of my own!
posted by losdavos on Oct 24, 2013 - 14 answers

Trustee won't distribute funds from the trust, won't even return calls.

A relative of mine died a over two years ago, leaving a very small estate and a small trust. There were various delays, so the trust was in stasis for nearly a year. The delays have been resolved, but I cannot get the trustee to pay out the funds. What do I do? [more inside]
posted by ROTFL on Oct 18, 2013 - 19 answers

Selling a cello, hoping to not lose a sister, too.

How do I tell my sister I'm selling our mother's cello? [more inside]
posted by missmary6 on Sep 24, 2013 - 59 answers

What is a resident agent's role in probate?

Someone I know has been asked to serve as a resident agent, in an estate probate case where the estate's administrator does not live in the state where the probate is venued. What could possibly go wrong? [more inside]
posted by maniabug on Sep 18, 2013 - 7 answers

Where to start when setting up a trust?

My mother has asked me to help her with setting up a trust for some assets. I get that I should contact a lawyer, but where should that lawyer be based? [more inside]
posted by doctord on Aug 23, 2013 - 7 answers

How do I get where I'm going when I'm through going places?

Death and DIY-filter! My dad, who is older but is not quite elderly or in dire straits with regards to his health, has always expressed a wish to be buried in as natural a way as possible. Think '1920s home burial with family dug grave' instead of 'put me in a biodegradable box made from reclaimed, waste wood fiber next to fifi the cat in a manicured cemetery' and you'll have the gist of what he's thinking. What are the ins and outs of making this happen? Look inside for specifics regarding our family situation/location/skillset... [more inside]
posted by RolandOfEld on Aug 19, 2013 - 7 answers

Should I risk losing an ARM?

Should we consider an ARM in the current mortgage market? [more inside]
posted by IzzeYum on Aug 7, 2013 - 18 answers

I need to shed some land in Colorado.

Due to a ridiculous series of events, I am in quasi-possession of some land in Huerfano County, Colorado. Due to what I understand is a Colorado-specific difficult process of inheritance, the land (in my late wife's name) is more expensive to transfer to me than it is worth and since it is in her name, I can't even gift it. It costs me $100 or more annually to hold onto this acreage, and I am considering abandoning it. [more inside]
posted by FauxScot on Jul 16, 2013 - 7 answers

Toronto Condo: York Condo Corp and Pro-House management

I am getting ready to buy a property in toronto-- it's a renovated condo. The condo is under the York Condo Corporation and Pro-House management. I am new to this market, and the internet is filled with things these companies say about themselves. So I am looking to the hive mind: do you know anything about these companies? their reputation, your experience, stories you've heard...anything. PM is welcomed too, if you feel inclined. thanks!
posted by redwaterman on Jun 26, 2013 - 3 answers

What to do with a will where there are no assets or liabilities (MD)

The decedent was a resident of Maryland and died in Maryland. All of his assets were held jointly with his wife, or else named her as sole beneficiary, and therefore pass by operation of law. He had no real estate, no car, and no personal property of any significant value. He had no liabilities (no credit card balances, mortgages, medical bills). He left a will, naming his wife as sole legatee. I see that filing a will with the Maryland Register of Wills is required. What's the downside to not doing so? [more inside]
posted by Jasper Fnorde on Jun 25, 2013 - 8 answers

self-financing a real estate sale?

What are the pros and cons of self-financing the sale of my house to the tenants? They are excellent tenants and love the house, would buy it except that their credit is wrecked from husband not paying taxes. As I understand it, if they pay me a down payment, I would transfer title to them in exchange for a promissory note for the balance of my mortgage, and they would continue to pay me monthly, payments which I continue to turn over to the mortgagor bank. [more inside]
posted by mmiddle on Jun 21, 2013 - 13 answers

Applying for rental house - need advice

Husband and I are seeking a rental home. We found a nice house and the landlord has invited us to apply. Last time we applied for rental the property manager had us do a credit/background check via an online service. This new landlord gave us a paper form asking for SSN, DOB, our checking and savings account numbers, employment history, and other info. The landlord is an older person with a couple investment properties. I'm sure this is not a scam, but I am reluctant to hand all my ID and bank numbers to a stranger. Advice? Anyone know a simple, reputable online background checking service that I can suggest to this landlord? We would pay the fee. My goal is to make the landlord comfortable so we can lease the house. The Seattle rental market is very tight. This landlord has his pick of many worthy applicants. We have excellent credit, references, etc.
posted by valannc on May 26, 2013 - 9 answers

Breaking a joint tenancy

Yes, I know everyone will tell me to get a lawyer. Anyway, has anyone ever broken a joint tenancy on a piece of property? [more inside]
posted by fifilaru on May 9, 2013 - 7 answers

Thinking of moving to Asheville. Scouting soon.

Do you have suggestions? Should we do it? Where? In town? Farther out? Way out in the country? Neighborhoods to check and things to look out for? [more inside]
posted by fivesavagepalms on Apr 26, 2013 - 12 answers

Class A, B, C real estate?

Real estate filter: Is it considered in any way derogatory or impolite to refer to non-prime commercial office space as "Class B" or "Class C"? [more inside]
posted by thewalrus on Mar 29, 2013 - 6 answers

Does Ebay still carry real estate ads?

In last year or so the real estate (sold houses and land worldwide) section of Ebay was very active and was full of ads. There are not many ads right now, practically nothing. What did I miss, did Ebay change some policy or did everybody migrate to craigslist or to other avenues? Any explanation from the realtors of the metafilter?
posted by raphael19 on Mar 29, 2013 - 2 answers

Non-performing Residential Loans

Has anyone figured out how to approach a bank to purchase non-performing residential loans? I've approached a local bank. Although it would probably be in their interest to sell the loans, they don't seem to have a mechanism. I haven't figured out how to crack this nut.
posted by alcahofa on Mar 23, 2013 - 2 answers

Do we make an offer on a house we suspect has some issues?

First time homebuyers, both excited and nervous as high hell. We've been looking at houses for a few months and have finally come across one we absolutely adore. It's an older house (constructed 1922) that seems to have been immaculately kept and regularly maintained. However, with a house that age, it seems likely that there may be some issues. [more inside]
posted by Mali on Mar 22, 2013 - 22 answers

Dealing with Dealers

I'm helping a friend liquidate the contents of his mother's apartment, and we have two weeks to do it. I have some antiques dealers coming over who will make offers. I have questions. [more inside]
posted by kimdog on Mar 15, 2013 - 4 answers

How can you make sure buyers use a web-platform for large purchases?

I am advising on the creation of a web portal for the sales of homes. One of the concerns is that buyer and seller will find each other via the site but then carry out the purchase on their own, cutting the site out of a potential "intermediary" fee. Does anybody have any ideas / experience on how this can be addressed?
posted by BigBrownBear on Mar 3, 2013 - 5 answers

Real Estate & Mortgages in Boston

I'm having a really hard time finding a reputable mortgage broker. The property is in Boston, MA, but I'm willing to work with someone in another state. The most important thing is that they're not slimy or condescending. Can you recommend someone in my area? Anyone to avoid?
posted by barnone on Feb 26, 2013 - 6 answers

Sell or rent? Estate question.

Should I sell or rent an inherited house? [more inside]
posted by wandering_not_lost on Feb 22, 2013 - 12 answers

How can my wife start networking for real estate leads?

My wife is a new RE agent in the L.A. area and is looking for ways to meet people who may be interested in buying/selling a home. Does the community have any ideas on how she can go out and meet this group of people, network with them, and start to generate leads? Thanks.
posted by mistermc on Feb 20, 2013 - 10 answers

Drawing showing bonus FAR on a real building.

In New York, and many other cities, developers can build bigger buildings than would otherwise be allowed, as long as they provide amenities such as parks, schools, affordable housing, etc. I want to show students how this works by providing a photo or drawing of a real building, annotated to show how much of the height is due to these bonuses. For example, a drawing of a 50 story building, where the first 30 floors are unannotated, but then 30-35 are labeled "plaza," 35-40 "affordable housing units," 40-45 "subway entrance" and so on. I want it to be from a real building, and clear enough to show via a projector. I'm surprised this doesn't already exist, but I've done plenty of searching and can't find it.
posted by lenore on Feb 20, 2013 - 7 answers

Where do I find foreclosure auctions in NM?

Where does the foreclosure auction when the title transfers from the owner to the bank actually occur and how do I get information about these auctions. I live in NM, but foreclosure auction practices in other states will probably help me figure this out. Also, does anyone have any experience to share on approaching banks regarding properties in pre-foreclosure. Finally, are there forums out there dedicated to these topics. [more inside]
posted by alcahofa on Feb 17, 2013 - 4 answers

Buying a House ... Without My Agent?

I engaged a realtor - the brother of a friend - as I embarked on a home search. I have not signed a binding agreement with this realtor. So far, he has set me up with an online search site and arranged for me to visit 4 properties. I loved one of these properties and was prepared to make an offer, but before I could do that, the property went under contract to another interested buyer. Meanwhile ... the seller contacted me saying that she really liked me and felt good about selling to me. She wants me to ditch my agent and deal directly with her (she's acting as her own agent) and her closing attorney. 1) Is it legal for me to ditch my agent in order to make this deal happen? 2) How can I be certain that the deal is legit and that I'm not being duped? 3) I LOVE the property, so it's totally worth it to deal directly with the seller if that's what it takes to make the purchase.
posted by anonymous on Feb 13, 2013 - 20 answers

Can we be forced to keep my mothers house?

My mother recently passed away leaving a substantial debt. The bulk of this debt is in the form of two houses that she remortgaged. One is underwater in a very flat housing market, the other is the family house that we grew up in that my younger brother is currently living in. [more inside]
posted by anonymous on Feb 3, 2013 - 8 answers

How do I become a real estate developer?

I'm well positioned (I think), to become a real estate investor. I'd like advice on how to take it to the next step. [more inside]
posted by mistermc on Jan 27, 2013 - 19 answers

Who really purchased this house?

How do I find out if a house has been "flipped" ? [more inside]
posted by out_of_order on Dec 21, 2012 - 18 answers

FL Lawyer with NYC expertise

Does anyone know of a real estate lawyer in Miami with cross certification for NYC? [more inside]
posted by Debaser626 on Dec 11, 2012 - 4 answers

Comparisons between Vancouver:San Francisco neighborhoods and real estate costs

For those with experience in both the Vancouver and San Francisco real estate markets, how would you compare the two? Can you offer any examples of similar neighborhoods? [more inside]
posted by thewalrus on Dec 5, 2012 - 4 answers

When will they take my land away?

If you own some land, under what conditions can it be taken away from you? [more inside]
posted by shipbreaker on Dec 1, 2012 - 11 answers

A stand against estate agents?

UK Estate Agents - worth taking a stand? [more inside]
posted by Marzipan on Nov 15, 2012 - 9 answers

How do I get a trade focused book published? Should I get an agent?

How do I get a trade focused book published? Should I get an agent? [more inside]
posted by BigBrownBear on Oct 7, 2012 - 3 answers

Odd basement drainage feature?

We're thinking about making an offer on a house. However, it has an odd feature in the basement that may be related to drainage. Can anyone tell us what this might do or what could be behind the wall? Picture here - it's the 4" bumpout in the back left corner. [more inside]
posted by WowLookStars on Sep 30, 2012 - 11 answers

Estate-filter: How to cash a check made out to a long-inactive non-probate estate?

Misterben, my husband, is the sole beneficiary of the estate of his late grandmother, who died over twelve years ago. Last month, it came to light that his grandmother had a life insurance policy, and the insurer sent a check to Misterben's cousin D (his grandmother's niece, and the executor of the estate). Cousin D was unable to cash the check because it was made out in the name of the grandmother's estate. Neither the cousin nor Mr B have a copy of the will to prove that D is in fact the executor, since it was so long ago. The estate was too small to have gone into probate court, and neither Mr B nor cousin D remember the name of the lawyer who handled it. What can Mr B and/or his cousin do that would enable them to get the check cashed? The estate was in Florida, D lives in South Carolina, and Mr B lives in Washington state. There are no personal issues between Mr B and his cousin, and the cousin is happy to pass along the money once she can cash the check. It is a not huge but not insignificant amount, so he does not want to let it go.
posted by matildaben on Sep 25, 2012 - 10 answers

Am I needlessly irritated? Is this legal?

Sold my old house: is it legal for the new owners to change the locks and start working inside the house prior to closing? [more inside]
posted by bolognius maximus on Sep 19, 2012 - 42 answers

Empty a parent's house fast

What's the quickest, easiest way to clean out my mom's house in San Diego when I don't live there? [more inside]
posted by Lauram on Sep 17, 2012 - 4 answers

Going through Grandmother's house - where to sell the items?

Where to sell items - craigslist? [more inside]
posted by needlegrrl on Sep 17, 2012 - 8 answers

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