We are about to apply for a home equity line of credit. The guy at the bank already ran our credit and verified rates and eligibility. I'm also about to change jobs. What should I do about the loan?
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posted by chickenmagazine
on May 21, 2013 -
3 answers
There's plenty of thinking around how equity is split in startup companies, as well as projections of how much it's worth when employees cash in. Are there any real-world numbers, like there are for salaries?
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posted by tmcw
on Jan 23, 2013 -
12 answers
What are the U.S. mortgage regulations on giving a gift of equity to a non-relative?
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posted by Athene
on Sep 23, 2012 -
14 answers
I started a company, but it probably would have been better to co-found. Do people ever do this sort of thing? How?
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posted by piato
on Jun 8, 2012 -
9 answers
How do investment banks, specifically initial public offerings, affect government policy and vice versa?
posted by espada0
on Apr 16, 2012 -
4 answers
[Asking for a colleague] Question about share classes in terms of equity held in a start-up they used to work for. Differences between Class P and Class B, and implications of conversion.
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posted by weaponsgradecarp
on Feb 29, 2012 -
6 answers
On the whole, I like my job. It pays well and has good benefits. It really rankles me, though, that there are employees in my department who are much better paid than me, who don’t deserve to be. How can I get past this so I’m not ticked off every day at work?
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posted by anonymous
on Feb 1, 2012 -
15 answers
How to bring up the question of getting my hands on some equity in the company I work for? I work at a small (>10 employees) engineering firm contributing greatly to the intellectual property in which we trade. I get paid decently (for which I am definitely grateful) but there's never been any discussion of earning any equity...
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posted by anonymous
on Dec 30, 2011 -
9 answers
I need help/thoughts on deciding whether to stay or walk after a small equity payout.
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posted by anonymous
on Dec 5, 2011 -
8 answers
Investing in a food business. How can we make sure that we're getting a fair share of ownership and a good return on our investment?
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posted by yellowcandy
on Nov 10, 2011 -
1 answer
For a protest/event/action later today I need sarcastic slogans, chants, and lines about tough the rich have it, and how they can't afford to pay more taxes.
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posted by elmer benson
on Oct 15, 2011 -
12 answers
So when I bought my house it was worth around 280K.
Its currently valued at around 155K.
My mortgage is about 220K.
So I have a lot of negative equity and I just got divorced which halved my income which makes making the payments harder.
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posted by anonymous
on Mar 30, 2011 -
10 answers
Need financial/legal info about buying a house with someone else. I know YANML and YANMA but wanted starting points, advice, and any stories from people who have been through this.
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posted by anonymous
on Feb 24, 2011 -
5 answers
I'm work at a California university, and I'm seriously underpaid. Is there any point in bringing this up in today's tough budgetary and economic climate?
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posted by anonymous
on Mar 31, 2010 -
20 answers
What is the point of putting extra cash into an existing mortgage in order to increase 'equity' rather than keeping cash on hand if I have no need or desire to borrow on that equity? Trying to understand my adviser's recommendation.
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posted by spicynuts
on Feb 25, 2010 -
33 answers
What types of job opportunities exist for people with a skill set derived from 3-5 years as an sector trader on the international trading desk for one of the top private equity investment firms?
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posted by namewithhe1d
on Dec 2, 2009 -
3 answers
Money question. I need $82,500 within 30 days. Home equity line/loan or refinance or .... something else?
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posted by Dave.
on Jan 26, 2009 -
10 answers
Where/how can I find a good Cold Fusion programmer to work on a project in exchange for equity?
posted by tnoetz01
on Dec 11, 2008 -
6 answers
Interviewing at new employer... how to determine salary and compensation requirements?
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posted by valannc
on Nov 5, 2008 -
4 answers
A man who says he represents a Boston company called Bayside Equity Group is offering me an astounding amount for some shares I was persuaded against better judgement (my wifes) to invest in some years ago. What's the catch?
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posted by jan murray
on Jun 10, 2008 -
7 answers
Does this make sense? I'd like to use a credit card "convenience check" that is offering 1.99% APR for 12 months to pay down some of our home equity loan that is hovering at 8.25%.
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posted by tdabbott
on Aug 26, 2007 -
10 answers
About a year ago I agreed (verbally) to do some programming work for a startup in exchange for a small amount of equity. In the meantime I've lost faith that this equity will be worth anything.
Can I decline to do this work, or have I made a binding verbal contract that I must now fulfill?
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posted by anonymous
on Jun 25, 2007 -
15 answers
How would a private UK citizen, living and working in the UK, with no financial connection to the US, go about buying a few thousand dollars of shares in a NASDAQ-listed company? Talk to my broker, right? Where should my broker be? In the US or the UK? Any specific broker recommendations? Any tax/duty issues of which I need to be aware? Any other advice?
posted by caek
on Mar 22, 2007 -
7 answers
My company has been attracted the attention of several larger companies who wish to invest in us in exchange for a position on the board and an equity stake in the company. We're a small, privately held group, and have no clue what this means for us. Obviously, we need to get at attorney involved in this process, but I'm the kind of guy who wants to know what to expect out of deals like this.
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posted by Merdryn
on Feb 19, 2007 -
10 answers
After only a week or so of
job search, I've been offered a software development position at a little startup that does almost
exactly what I want to do. Seriously, I cannot imagine a more ideal group to work for. I'm supposed to contact them next week to discuss terms and salary. However, during the interview, some of the statements seemed to imply that they didn't have the budget to satisfy my requested salary. I really want to work for these folks, but don't want to sell myself short. Can you think of creative suggestions I might make during negotiations to make up the difference?
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posted by Netzapper
on Oct 27, 2006 -
19 answers
Is the US Bank "Equity Accelerator" program really as good as it sounds? Are there any downsides or risks that I should be aware of while considering this program that claims to pay off my mortgage 7 years early?
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posted by gus
on Aug 8, 2005 -
11 answers
Does it make any sense to buy a home if you won't be able to get any equity from it for 30 years?
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posted by amarynth
on Apr 26, 2005 -
16 answers
The way I understand the stock market, prices go up when people are buying, and go down when people are selling. So what if I had a huge amount of money, bought tons of stocks and then sold them again instantly? Wouldn't I make a big profit? Or am I just completely wrong?
posted by reklaw
on Jul 4, 2004 -
19 answers
We recently found out we have a boatload of home equity that we wanted to do something with, seems like a waste to have it sitting there. Advice? (more inside)
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posted by luser
on Feb 20, 2004 -
19 answers
