Electronic transfers have not replaced checks in the United States to the same degree as in most other Western countries. What are the technical and cultural reasons underlying this?
posted by dave99 on Apr 29, 2012 - 48 answers

Can you electronically transfer money from one US bank account to another? [more inside]
posted by dave99 on Oct 8, 2011 - 25 answers

Why don't bank credits/debits post instantly? [more inside]
posted by Seeba on Sep 3, 2011 - 17 answers

I'm a freelance web developer, and I've recently set up a PayPal business-level account to take payment from clients who prefer that method. But I'm growing more and more upset with the fact that it inevitably takes about a week from the day I get the notice of pending payment for the money to actually show up in my PayPal account, and another 4-5 days to get it out and into my bank account. What's the holdup? [more inside]
posted by ubernostrum on Sep 14, 2005 - 8 answers