We struggling to keep our over-18 child covered under our health insurance. She has a four year history of mental health struggles. She has been able to more or less stay in school as a full-time student but we aren't sure she can keep it up. The two strategies seemed to be to get the school to give her full-time status with a partial load due to disability or to convince the insurance company that she is not capable of "self-sustaining employment" Anyone have any experience with either route? [more inside]
posted by anonymous on Sep 26, 2009 - 16 answers

How do I get my life on track with high debt and a chronic medical condition? [more inside]
posted by thegreatcokeolympics on Sep 19, 2009 - 9 answers

How do I appeal a long term disability claim that's been denied? [more inside]
posted by hollygoheavy on Jun 16, 2009 - 11 answers

How does disability insurance work for a freelancer? [more inside]
posted by thebestsophist on Mar 22, 2009 - 6 answers

I may have breast cancer. I do not have health insurance. What now? [more inside]
posted by anonymous on Mar 16, 2009 - 13 answers

Will accepting a disability insurance policy with pre-existing condition exclusions negatively impact my ability to get a policy without them later or have other negative effects? [more inside]
posted by anonymous on May 21, 2008 - 2 answers

I missed a Cobra Payment and they terminated me. How can I appeal their decision? [more inside]
posted by TigerCrane on Apr 18, 2008 - 4 answers

Tell me about disability insurance. I am self employed, 31 and would like to protect my income in the event of a disability. What are some pitfalls in the language of contracts that I need to look out for? Is disability insurance as important or more important than health insurance?
posted by __ on Jul 20, 2007 - 6 answers

My wife has been too sick to work for the past five years because she has Cushing's Disease. Her parents own a small business, and my wife has been "working" for them to get health insurance coverage. We'd like for my wife to collect disability, but I don't know if it would be possible to keep her current insurance coverage and collect disability at the same time. Help? [more inside]
posted by anonymous on Jul 9, 2007 - 6 answers

I think I need disability insurance. [more inside]
posted by libraryhead on Mar 8, 2007 - 5 answers

OK, guys, the smartass has been humbled. Last weekend I experienced what should have been a mildly stressful event for the average person. However, I have fairly advanced heart disease, and the anxiety put me in the emergency room with chest pains and arrhythmia despite my normal meds and my emergency tranquilizers.

The time has come for me to seriously consider disability, as totally distasteful as I find that. Does anyone know of some objective information sites, particularly regarding how to document my condition, beyond the basic primers that Google coughs up? ( Yes, I am pursuing this through my doctor, but I want a 'second opinion'. ;-P )
posted by mischief on Feb 23, 2004 - 7 answers