Have you ever used a debt consolidation/management company? What was your experience with them like? Can you recommend one? [more inside]
posted by All.star on Mar 31, 2009 - 16 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers