I'm a graduate student who has been in school continuously in Canada for 10 years now. Now the student loan people want to make me pay. What can I do? [more inside]
posted by anonymous on Nov 25, 2009 - 6 answers

Help me figure out my options for a small (~$4000) student loan. [more inside]
posted by rossination on Sep 30, 2009 - 7 answers

This moving out thing, uh...how do I do this (financially)? [more inside]
posted by sixcolors on Apr 6, 2009 - 37 answers

New student loan regulations mean that govt consolidated student loans will be forgiven after 25 years but the balance may be taxed as income. Seems that's being debated but stands as taxable at this point. I work public service = make little cash. How to calculate how little I can pay through income-sensitive payment ($165/month currently on 48K at 6.875%) without getting slammed too much at 25 years? Want to see my options for cash flow/403b money now vs. balance later. Thanks!
posted by warsawjude on Feb 8, 2009 - 5 answers

I have already consolidated my student loans (federal Stafford loans) with Brazos, and I am not happy with them. Is it possible for me to move these loans to another lender? Is there a down side to doing so? [more inside]
posted by nosila on Dec 15, 2008 - 2 answers

Due to a breakdown in negotiations, I have $30,000 more student debt than I thought, leaving me with $35k. I live very, very simply, and after college I wanted to go travel the world for a few years and not worry about a career or marriage or consumer debt. Am I totally, completely screwed into a life of mediocrity? [more inside]
posted by anonymous on Oct 28, 2008 - 58 answers

I am a frugal person entering his senior year in college [age 21]. I have been following advice like the stuff in thread 84915and thread 99852 and living below my means. I sought advice in Financial books for college kids my age [for example, generation debt], but left feeling wanting more because they focus primarily on how to cut expenses [skipping the latte, etc]. So, I have some student loans already, but will need more for my senior year. I also have some money set aside, but I should I use this money to lower the loan amount that I'll take out or use this money for an investment (Roth IRA, index fund), and take out more for my student loans ? [more inside]
posted by fizzix on Aug 26, 2008 - 11 answers

Is it possible Sallie Mae is scamming me? [more inside]
posted by Jess the Mess on Apr 12, 2008 - 5 answers

Recommend me a good educational loan consolidator. [more inside]
posted by calistasm on Oct 11, 2007 - 8 answers

Am I being stupid about money? [more inside]
posted by anonymous on Jul 25, 2007 - 22 answers

Right now, I plan to start business school in the fall. It's a top five program, and in all likelihood, my salary after school will be about twice what I make now. That said, I'll be borrowing about $80K to cover the costs in the short-term. Is this a good idea? I'm excited about b-school in general but perhaps not to the extent that I'm willing to incur a debt that will burden me for decades to come.
posted by kakes on Jun 13, 2007 - 23 answers

FinanceFilter: I recently experienced the wonderful epiphany of 'college student = poor' as I finished paying bills and checking my bank accounts today. It seems that I've spent almost all of my summer job savings, and by February 1st I will have the grand total of approximately $12 to my name.

My basic question is: what should I know before taking out student loans? I'm looking for personal experiences, warnings, recommendations, etc. I want to make sure I do this right so a few years from now I won't be posting an AskMe question about trying to get out of my many-times-deferred loans. I'm not hardcore set on taking out student loans, but it's an option that seems favorable at first glance and has been recommended and pursued by many of my friends. [MI] [more inside]
posted by ElfWord on Jan 26, 2005 - 16 answers

DebtForgivenessFilter: I'm currently student teaching and expect to get my licensure in May or June, and a job shortly thereafter. Problem is, over my educational career, I've managed to accumulate a not-insubstantial amount in student loans. I'd like to see them lessened to vanish entirely. [+mi] [more inside]
posted by absalom on Jan 20, 2005 - 7 answers

I'm in college in the U.S., and have a few state student loans. They were under a forebearance that I once requested, which ended four months ago. I didn't realize this, and ignored the mail that was sent about it because I thought it was the usual mail they send me about how I have a loan and ads for consolidation. I just recently got this fixed and the forebearance backdated so it will have another year from when it ended. But I now have two 60-day late marks on my otherwise good credit report. Anything I can do to get rid of them?
posted by anonymous on Jan 8, 2005 - 5 answers