Now that I am able, I would like to pay the debts I have accrued over the past few years. When confronted with debt collectors, what is the best way to deal with them so that this positively impacts my credit report? [more inside]
posted by Loto on Oct 15, 2009 - 12 answers

I am a frugal person entering his senior year in college [age 21]. I have been following advice like the stuff in thread 84915and thread 99852 and living below my means. I sought advice in Financial books for college kids my age [for example, generation debt], but left feeling wanting more because they focus primarily on how to cut expenses [skipping the latte, etc]. So, I have some student loans already, but will need more for my senior year. I also have some money set aside, but I should I use this money to lower the loan amount that I'll take out or use this money for an investment (Roth IRA, index fund), and take out more for my student loans ? [more inside]
posted by fizzix on Aug 26, 2008 - 11 answers

How much credit card debt is too much? [more inside]
posted by anonymous on Jul 13, 2008 - 35 answers

I have managed to run my once-great credit into the ground. What now? How screwed am I, and for how long? [more inside]
posted by anonymous on Jan 30, 2008 - 10 answers

I need help setting up EXCEL formulas so I can track finances. [more inside]
posted by luneray on Sep 26, 2005 - 9 answers

My wife and I currently have about 12K in credit card debt. We have controlled our spending and are slowly paying off our cards starting with the highest interest rates first. Does anyone have any tips or experiences on how to refinance our credit card debt at lower interest rates? (more inside) [more inside]
posted by yangwar on Jan 2, 2004 - 10 answers