Debt/Loan Filter: I was stupid with credit and debt when I was younger. Is there anything I can do now? More details inside. [more inside]
posted on Aug 24, 2008 - 11 answers
I'm getting a law degree but I hate being adversarial. Any ideas for something fun to do with this degree? [more inside]
posted on Jul 18, 2008 - 22 answers
A noobie question on credit scores! I know raising your score is partly done by reliable monthly payments on credit cards and loans - and people who are just starting out to build their scores, are often advised to get a card and begin to responsibly pay it off, to catch the notice of the reporting agencies. Would that mean that if you can pay off a large credit loan (e.g., in the realm of $2k) immediately instead of sticking to a monthly payment system, you're missing out on chances to further raise your score? Or does being able to pay off such an amount in full give you an equivalent gold star sticker? [more inside]
posted on Jul 1, 2008 - 6 answers
Does a student loan in deferment count as debt for the purposes of figuring debt to income ratios in an FHA loan? [more inside]
posted on Feb 27, 2008 - 3 answers 
My sister and her husband are in serious debt. My wife and I are going to act as their financial advisors to help them get it together. Can anyone recommend any programs/products we can look into? [more inside]
posted on Feb 19, 2008 - 39 answers
Repaying Stafford college loans that disappeared from my credit report (due to age), but still collect all tax refunds - what kind of hit might I expect on my credit, reactivating the account by a full-payoff? More importantly, what kind of deal can I propose to avoid all the interest? Anyone have experience with this? [more inside]
posted on May 17, 2007 - 4 answers
Student loan advice needed. Details within. [more inside]
posted on Apr 30, 2007 - 16 answers
Is it better to pay off all my debts, or keep the debts and invest the money I would have paid them off with? [more inside]
posted on Jan 11, 2007 - 24 answers
Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted on Jan 10, 2007 - 15 answers
College student in debt, looking for a way out. [more inside]
posted on Jun 3, 2006 - 14 answers
What are my options for getting a personal loan of about $25,000 to consolidate some cc debt and maybe remodel our kitchen? [more inside]
posted on Aug 30, 2005 - 6 answers
A friend of mine has just taken on a large amount of debt since splitting with his girlfriend. What can he do to keep on top of it? [more inside]
posted on Aug 8, 2005 - 20 answers
FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?
I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.
What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted on Jan 27, 2005 - 11 answers
ForgottenEconLessonsFilter - When the US Gov't says that they are going to borrow more money to fund an initiative, what entity is doing the lending? What is there to keep them from refusing?
posted on Dec 6, 2004 - 8 answers
