What if I just stopped paying my credit cards? [more inside]
posted by anonymous on Feb 12, 2009 - 16 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by anonymous on Feb 11, 2009 - 13 answers

Yesterday, I paid off Citibank for the last time. Today, I logged in to verify it had posted, and noticed my interest rate had jumped 5.5%. Has my new regime of frugality displeased the overlords? [more inside]
posted by anonymous on Jan 30, 2009 - 18 answers

Investing 201: Given the economic news of late, If the value of my mutual funds drop and the interest rate of my debts go up would it be prudent to liquidate the mutual funds to pay off my debts or should I "stay the course" despite this? Financial details inside... [more inside]
posted by anonymous on Sep 29, 2008 - 8 answers

Should I dispute the adverse item on my credit report or just pay it off? Also, will a balance transfer help or hurt me? [more inside]
posted by desjardins on Aug 25, 2008 - 13 answers

I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? [more inside]
posted by lolalivia on Jan 3, 2008 - 15 answers

I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? [more inside]
posted by anonymous on Aug 20, 2007 - 7 answers

I have tons of debt and am just not getting ahead nor falling behind, either, but.... I'd like to use my 401K to solve this problem. Of course, there's [more inside]
posted by anonymous on Aug 2, 2007 - 8 answers

Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted by zpousman on Jan 10, 2007 - 15 answers

Which is a "worse" type of debt - credit card debt or car loan? [more inside]
posted by tristeza on Jun 27, 2006 - 28 answers

I have about 75K left on a long term mortgage at about 6.5%. Recently a credit card I have with a large credit limit (20K+) sent checks that could be used for full amount of credit @ 1.9% fixed for the life of the loan. Should I use this to pay off some of the mortgage at a lower interest rate? I know I can make the min payments, are there dangers or problems I'm not considering?
posted by samoa on Oct 9, 2005 - 17 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers

My wife and I currently have about 12K in credit card debt. We have controlled our spending and are slowly paying off our cards starting with the highest interest rates first. Does anyone have any tips or experiences on how to refinance our credit card debt at lower interest rates? (more inside) [more inside]
posted by yangwar on Jan 2, 2004 - 10 answers