How much credit card debt is too much? [more inside]
posted on Jul 13, 2008 - 34 answers
Has my friend found a way to make free money? [more inside]
posted on Jun 15, 2008 - 25 answers 
Should my friend dip into her 401k to pay off credit card debt? [more inside]
posted on May 24, 2008 - 12 answers
How do I avoid excessive credit card/ATM fees when traveling in Europe this summer? [more inside]
posted on Mar 19, 2008 - 23 answers
My sister and her husband are in serious debt. My wife and I are going to act as their financial advisors to help them get it together. Can anyone recommend any programs/products we can look into? [more inside]
posted on Feb 19, 2008 - 39 answers
How do I get a credit card, and which one should I get? [more inside]
posted on Nov 26, 2007 - 15 answers
Is Led Zeppelin worth credit card debt? [more inside]
posted on Oct 1, 2007 - 70 answers
Why would I need $80,000 in credit? [more inside]
posted on Jan 6, 2007 - 27 answers
I'm afraid to stop carrying my credit card, and because it's so handy and available, it's getting me into more and more debt. [more inside]
posted on Aug 25, 2006 - 38 answers
SketchyDebtCollectionsFilter: Someone calling and demanding payment on a credit card that was paid off and cancelled in 2002. Fraud? Error? What can be done? [more inside]
posted on Jul 6, 2006 - 16 answers
Credit cards are a trap. My partner and I have been digging out for the last 2 years w/ a Debt Management Plan from a Consumer Credit Counseling Service. We're having a kid and will suffer about 6 months of reduced income as a result. We're already at bare bones to make the huge monthly DMP payment and have no assets. The CCCS had very little to offer - the only real suggestion being that I pull out of the DMP and request a hardship repayment plan from each credit card individually(there are 5). Can anyone share experience of trying this? A consolidation loan is unlikely w/out super-high rates and the total debt is over 30k...
posted on Feb 20, 2006 - 15 answers
Trouble with the in-laws: How can I convince my wife that we should not risk bankrupting ourselves to pay off her mother's credit card debt? What should we do to help them get out without endangering our own financial situation? [more inside]
posted on Jan 27, 2006 - 6 answers
How do i get back onto the credit card list? [more inside]
posted on Nov 22, 2005 - 14 answers
I need help setting up EXCEL formulas so I can track finances. [more inside]
posted on Sep 26, 2005 - 9 answers
Should I ask my credit card company not to raise my limit? [more inside]
posted on Jun 1, 2005 - 6 answers
FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?
I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.
What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted on Jan 27, 2005 - 11 answers
We have about $4k of credit card debt (the shame), primarily from financing some appliances and car repairs when we moved. So we are considering getting one of those 0% intro credit cards to save on interest while we pay it down.
1. Are there any serious drawbacks to this?
2. Is there an objective review site of credit card companies, something like Amazon user rankings, perhaps?
posted on Dec 9, 2004 - 20 answers
