I am having some serious financial issues. Who, in Eastern Canada, can I talk to about this kind of thing? [more inside]
posted on Mar 18, 2008 - 1 answers

Recommend me a good educational loan consolidator. [more inside]
posted on Oct 11, 2007 - 8 answers

So I finally bought my first car (not counting the 20 year old brown volvo I part owned for 3 months in Canada). During the 'chat' with the finance person at the dealership he was adamant about two things that puzzled me [more inside]
posted on Oct 2, 2006 - 14 answers

Recently I was contacted by a company called Liberty Settlements regarding my outstanding debt. [more inside]
posted on Jul 28, 2006 - 10 answers

FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?

I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.

What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted on Jan 27, 2005 - 11 answers