StudentLoanFilter: Should I use my student loan money to pay off my last credit card? long-ish explanation of my situation inside. [more inside]
posted by ThaBombShelterSmith on Oct 27, 2009 - 9 answers

Credit card charge off: pay in full or accept settlement offer? [more inside]
posted by Nickel on Aug 3, 2009 - 5 answers

What responsibility does the Bush administration bear for the current financial crisis? [more inside]
posted by Lownotes on Mar 25, 2009 - 28 answers

KEYFINANCIAL.US a real debt collection agency? [more inside]
posted by defmute on Feb 4, 2009 - 7 answers

Someone near to me has recently recognised, and begun to address, a serious problem with debt. The debt is not a result of extravagant spending; it seems to stem from persistently bad decisions about consumer credit, and a habit of repaying loans with other loans. So... once the debt has been consolidated and the credit cards have been destroyed, what measures can this person take to ensure they never, ever get into debt again? Is it possible to voluntarily ban oneself from being offered credit? The person is in Australia.
posted by anonymous on Dec 30, 2008 - 9 answers

What is the best method to resolve this debt? Is it possible to have it removed from my credit history entirely? [more inside]
posted by doomtop on Jul 6, 2007 - 17 answers

I'd welcome hearing of Mefites who have had experiences with the Prosper website as a borrower. (Or, if no one can help me on that, recommendations for Chicago or national credit unions accessible to most anyone.) [more inside]
posted by WCityMike on Mar 7, 2007 - 6 answers

How much trouble can I get into for lying on a financial affidavit? It's for divorce court - and it's not what you think! [more inside]
posted by fr0zen on Aug 16, 2006 - 16 answers

I did some freelance work for a company last year and have a number of unpaid invoices. It's been too long, it's time to cross over to Bad Guy. Unfortunately, I'm a terrible Bad Guy, so I need someone else to do it for me. Does anyone know of a reputable collection agency? How does one evaluate them?
posted by o2b on Apr 27, 2005 - 15 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers