With recent purchases at Walmart I've noticed something odd. Despite hitting the "credit" button on the keypad when swiping my Visa Debit Card, my receipts list "EFT Debit" instead of listing it as a Visa transaction. What has me concerned is that during these transactions, I don't get asked for my Debit PIN. [more inside]
My credit union has a nice high interest rate but only if you jump through some rather annoying hoops. I mostly don't jump high enough to qualify and I'd like to figure this out. I need the easiest, cheapest (ideally, automatic) debit card charges I could accomplish on a monthly basis. [more inside]
There was a fraudulent online charge on my debit card which I'm dealing with disputing with my bank. What passwords should I be changing or other tactics now to protect myself and the new card I'll be getting soon?
I am (finally) shopping for a credit card and I want something with cash back and/or airline rewards. What do you recommend? [more inside]
How can I arrange for the absolutely cheapest possible merchant fees when processing a credit card online? [more inside]
Today, my bank's fraud detection department gave me a call - apparently, somebody had attempted to use my debit card for a purchase in Colombia. I live in London, UK. This is an annoyance, but it's particularly worrying because something similar happened less than two months ago - they called me up and said that although my card hadn't been used, they had information that it may be compromised. The card that was used in Colombia today was the replacement, which I've had for only a few weeks. My money is safe and my card has been cancelled (again). But my main concern is HOW this has happened - keylogger? Dubious, but legit-seeming site? Compromised wifi? And how do I keep myself safe in future? [more inside]
I need a card I can charge with money, online, for someone else's use in grocery stores, department stores, gas stations, etc. They don't need to be able to get cash with it. It shouldn't be possible for them to take out more money than I put in. This will be an ongoing thing, so I'd like to minimize fees. Has anyone had any experience with something like this that they liked?
Is there any place near Parma Airport, Mallorca/Majorca that you can pre-book a rental car with a debit card (not a credit card)? [more inside]
Using funds from still-uncleared checks? [more inside]
I need a bank account for some work-related stuff. I need a debit card for it, like yesterday. What nationally available banks can I open a checking account with that will give me a (temporary, at least) debit card immediately? Bonus if they have a lower than $20 minimum balance. I'll be arriving in Wharton, NJ tomorrow to open this, so bigger bonus if there's a branch there.
Why don't bank credits/debits post instantly? [more inside]
Who pays the fees on a Visa debit card (when used as a Visa); and when used as a Visa, do standard credit card consumer protection laws apply, or the much weaker debit card protections? [more inside]
What is a good non-USA based online bank account that offers visa debit card? [more inside]
I was recently in Canada (from US) and tried to use my debit card to buy some groceries. Two different cards were rejected, for different reason codes. I would have experimented more, but I was standing between a rapidly angering Canadian woman and her beer. I see by Googling that Canadian debit cards use a different network, Interac. Are there any banks/credit unions that issue debit cards usable in both Canada and USA. I know I could've used ATMs and cash, but this would make for a less hassling cross-border experience.
Which bank account in China can I open that will give me a visa debit card? [more inside]
Wachovia is becoming Wells Fargo. Should I stay or should I go? [more inside]
is it true the credit union doesn't have to issue me another debit card? [more inside]
When I pay by credit card or debit card in most stores (NYC), the entire process is automated except for one step. The clerk always has to ask me "Debit or credit?" The card machine also asks me that -- in fact it forces me to choose a payment type -- but my choice doesn't do anything (apparently). I choose debit and checking account, enter my pin number, decline cash back, accept the amount... and then the clerk asks, "Debit or credit?" And when I say "Debit," he pushes a button on his side of the counter. Why?
What can I do as a customer if FedEx lost my package, which contained a prepaid debit card? [more inside]
A company continues to charge my debit card two months after it has been deactivated. Am I entitiled to a refund? [more inside]
How long does a third-party ATM have to debit my account? [more inside]
Help! Stranded at the airport. [more inside]
"Information from certain Bank of America Check Cards may have been compromised." Did anyone else receive this letter, and does anyone know anything about it? [more inside]
What's the best way to keep track of expenditures while you're on the go? I use my debit card a lot but I don't carry a checkbook. I have a Samsung Flipshot phone (Verizon). Is there a secure mobile site where I can log in and enter my $50 gas purchase?
I have a debit card from my credit union. I tore the activation sticker off of it before calling the number. Any way I can find the number somehow?
Can a person add money to their checking account buy using a credit card balance transfer offer online and entering their Visa CheckCard number as the account to be credited?
Why did PayPal take a dollar from my bank account? [more inside]
Well over a week ago, I took some friends out to brunch and paid with my debit card. The charge still has not been debited from my bank account. Is there a limit to how long the restaurant has to deduct the funds? [more inside]
My work wants to accept payments online but doesn't want to accept credit cards. Most banks issue debit cards that work as credit cards. Is there a way to determine the difference? [more inside]
I am considering signing up for a prepaid debit card and would like some advice as I don't know anyone who's gone down this path before... [more inside]
How can I contest a debit card charge from a bar if I don't have the receipt? [more inside] [more inside]
Why does putting tape or a piece of paper over a magnetic strip on a debit car make it scan when it fails on normal swipes?