What is the best way for me to try to get a debt consolidation loan? [more inside]
posted by drjimmy11 on Dec 3, 2009 - 6 answers

Help me grow up-filter: am I being realistic about my prospects for finding an apartment? [more inside]
posted by anonymous on Sep 9, 2009 - 13 answers

Credit report question. Is it possible to add positive information to my report? My lender tried but was told a 3rd party can't do it. Does that mean that I can't? And is there anything I can do to raise my score quickly? [more inside]
posted by grablife365 on Sep 9, 2009 - 14 answers

Botched online credit card applications: can I have them removed from my credit history since they were due to an unresponsive website, and does it really matter anyway? [more inside]
posted by ocha-no-mizu on Aug 13, 2009 - 5 answers

I'm looking for a credit monitoring service where I can track multiple individuals' credit scores. [more inside]
posted by poppo on Apr 1, 2009 - 2 answers

How do Utility Bills addressed to my roommate affect my credit score? [more inside]
posted by anonymous on Aug 26, 2008 - 11 answers

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It's one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer canceling the credit card be on my friend's credit score, and what can they do? [more inside]
posted by Eldritch on Jan 22, 2008 - 4 answers

How many credit cards should I have and what should my limits be for the best possible credit score? [more inside]
posted by amfea on Nov 29, 2007 - 7 answers

Help me design the Best Possible Plan For My Credit in 2008. Ten years ago I had no cash, and terrible credit. Today I have some cash, and no credit. I want to make some good choices next year, based on a well-considered strategy. [more inside]
posted by cockwaffle on Nov 26, 2007 - 5 answers

Despite good intentions and record levels of responsibility, a stupid credit card screw-up and other small mistake just resulted in big fees and bad credit comments. How do I get these fees back and these comments off my credit report? [more inside]
posted by ruff on Jun 11, 2007 - 7 answers

Security Deposit Dispute: Will going to court hurt my credit? [more inside]
posted by Xalf on Oct 17, 2006 - 10 answers

Why is my credit score so high? [more inside]
posted by pinksoftsoap on Sep 12, 2006 - 12 answers

CreditFilter: Does co-signing for my student loans affect my parents' credit? [more inside]
posted by charmston on Jul 1, 2006 - 9 answers

CreditFilter: Two years ago, not really understanding the importance of good credit behavior, I let a department store card slide for 180 days, twice (I KNOW!). This impacted my credit history greatly. I had previously had 4 years of good payment on two credit cards. Over the past year, to help recover and instill good habits, I pay my credit cards in full every month (read: no personal debt) and added a paid off car loan to my reports (15K). My CC limits have slowly increased but my score has remained somewhat the same (10 pt increase).

What can I do to get out of this rut? Some collegues I know have a sizable CC debt (around 15-20K) with less income than me but have great scores and could buy a house tommorrow with no problems. What am I missing and no, credit-fixing agencies are NOT an option.
posted by anonymous on Dec 12, 2004 - 11 answers

Credit Reports. I've just received mine from the big three via MyFICO.com. I've got above average scores (750+), but I see a bunch of old credit cards that may or may not affect my score. You see, I'm getting my finances in order to go home loan shopping for the first time. What's steps should I be taking to make loan officers like me?
posted by RobbyB on Dec 8, 2004 - 11 answers