You'd think banks would want you to throw money at them, but alas. Why do online banks pull credit reports just to open a savings account, and do any banks just want your deposits regardless of your history? [more inside]
posted by moonbird on Mar 16, 2008 - 9 answers

I am trying to repair very old credit problems. I was a freelance designer for a few years and I had little to no money extra to pay some of the high bills I had. I'm trying to repair the old delinquencies - is this possible? (more inside) [more inside]
posted by jimmyhutch on Jul 21, 2006 - 12 answers

How should I repair my bad credit? I'm 26, my income ($53k) exceeds my expenses and I have only $1.5k debt, but I was awful about paying bills on time until the last year or so. Now I'm finding it difficult to secure a car loan. I haven't even gotten a credit report because I'm afraid to look at it. I will probably end up talking to a credit counselor, but I thought I'd ask for advice before I do. College kids, don't wait until the utility bill is yellow to pay it. Trust me.
posted by anonymous on Nov 10, 2004 - 13 answers