11 posts tagged with credithistory.
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Can I get a credit card, as a PhD student; and if so, which one?

I'm in the latter stages of my PhD, and I have been recently realizing that I have literally zero credit history. I don't need a good credit history now, but I anticipate needing one later. Presumably, in order to do this I need to get a credit card. Help? [more inside]
posted by ClaireBear on Sep 4, 2014 - 15 answers

How can you establish credit if you've never had a credit card or loans?

I've never been in debt, I've never had a credit card, I have money in a bank account, but today I went to look up my credit report and there was nothing in it. I'm not planning on making any big purchases in the next two years, but I'm sure eventually I'll want to buy a house or a car. How can I build up my credit, given that many places won't give me a credit card due to the fact I have no credit score? [more inside]
posted by Archibald Edmund Binns on Jul 18, 2014 - 20 answers

Is it housing discrimination to require an American credit history?

At the age of 46 I had to get my younger brother, who also lives in the U.S. but for a much longer time, to cosign my lease because my wife and I have only a year of American credit history being recent immigrants. Now I know it is illegal to deny housing based on someone being an immigrant but that it is legal to deny housing based on a credit check. Is it foul play that they refuse to check our foreign credit history? [more inside]
posted by anonymous on Jun 2, 2014 - 12 answers

Why do banks distrust a 27-year-old with no credit history?

Is lack of credit regarded as a risk only for older people? And if so, why? [more inside]
posted by jackbishop on May 6, 2012 - 8 answers

Can I fix my credit history? Should I?

Botched online credit card applications: can I have them removed from my credit history since they were due to an unresponsive website, and does it really matter anyway? [more inside]
posted by ocha-no-mizu on Aug 13, 2009 - 5 answers

Legit landlord or identity thief?

What personal info does my future landlord need from me to make sure I'm legit? How do I make sure he's legit? [more inside]
posted by Asymptote on Jan 15, 2009 - 8 answers

How do you establish your credit rating and rental history in one country when you're from another one?

How do you establish your credit rating and rental history in one country when you're from another one? [more inside]
posted by anonymous on Feb 7, 2008 - 9 answers

University tuition and crappy credit history

I'm about to go back to university and I have all of the tuition money for the next 2-3 years (yay me). What's the best way to pay it so that it improves my credit history? [more inside]
posted by icarus on Nov 26, 2007 - 7 answers

Should I switch from a bank to a credit union?

CreditFilter: Does opening a new account look worse on your credit than keeping an older one? [more inside]
posted by starbaby on Jun 28, 2006 - 8 answers

Starting to build credit

As a young person with a pretty much blank credit history, I'm looking for ways to start building solid credit for the future (more inside) [more inside]
posted by ubernostrum on Mar 28, 2005 - 22 answers

How will old credit cards affect my otherwise excellent credit score?

Credit Reports. I've just received mine from the big three via MyFICO.com. I've got above average scores (750+), but I see a bunch of old credit cards that may or may not affect my score. You see, I'm getting my finances in order to go home loan shopping for the first time. What's steps should I be taking to make loan officers like me?
posted by RobbyB on Dec 8, 2004 - 11 answers

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