I recently (the 12th) was laid off, is it worthwhile calling credit card companies to suspend payments or work out a lower interest rates until I'm employed again? I have a large amount of debt from an ill-fated freelance photography "gig" and general overspending. [more inside]
posted by anonymous on Oct 21, 2009 - 5 answers

Credit collection agencies. Should I call and make an offer? Help me get out of this mess. [more inside]
posted by anonymous on Aug 11, 2009 - 12 answers

What if I just stopped paying my credit cards? [more inside]
posted by anonymous on Feb 12, 2009 - 16 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by anonymous on Feb 11, 2009 - 13 answers

Yesterday, I paid off Citibank for the last time. Today, I logged in to verify it had posted, and noticed my interest rate had jumped 5.5%. Has my new regime of frugality displeased the overlords? [more inside]
posted by anonymous on Jan 30, 2009 - 18 answers

Investing 201: Given the economic news of late, If the value of my mutual funds drop and the interest rate of my debts go up would it be prudent to liquidate the mutual funds to pay off my debts or should I "stay the course" despite this? Financial details inside... [more inside]
posted by anonymous on Sep 29, 2008 - 8 answers

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? [more inside]
posted by anonymous on May 30, 2008 - 22 answers

I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? [more inside]
posted by anonymous on Aug 20, 2007 - 7 answers

I have tons of debt and am just not getting ahead nor falling behind, either, but.... I'd like to use my 401K to solve this problem. Of course, there's [more inside]
posted by anonymous on Aug 2, 2007 - 8 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted by anonymous on Jan 4, 2005 - 16 answers