9 posts tagged with creditcards and debt (View popular tags)

I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? [more inside]
posted on Jan 3, 2008 - 15 answers

I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? [more inside]
posted on Aug 20, 2007 - 7 answers

I have tons of debt and am just not getting ahead nor falling behind, either, but.... I'd like to use my 401K to solve this problem. Of course, there's [more inside]
posted on Aug 2, 2007 - 8 answers

Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted on Jan 10, 2007 - 15 answers

Which is a "worse" type of debt - credit card debt or car loan? [more inside]
posted on Jun 27, 2006 - 28 answers

I have about 75K left on a long term mortgage at about 6.5%. Recently a credit card I have with a large credit limit (20K+) sent checks that could be used for full amount of credit @ 1.9% fixed for the life of the loan. Should I use this to pay off some of the mortgage at a lower interest rate? I know I can make the min payments, are there dangers or problems I'm not considering?
posted on Oct 9, 2005 - 17 answers

I've got two credit cards with interest rates of 21.24% and 23% - both with balances over $5K. Both banks have sent me convenience checks - one with 3.99% fixed APR for life of balance - the other with 0% through August (then 17% after). Can I 'swap' the debt from one card to the other by using a convenience checks to pay the balance and getting lower interest rates? I'm paying my debt off every month - but if I can get it to grow slower, I thought this would be a way to do that.
posted on Jan 4, 2005 - 16 answers

My wife and I currently have about 12K in credit card debt. We have controlled our spending and are slowly paying off our cards starting with the highest interest rates first. Does anyone have any tips or experiences on how to refinance our credit card debt at lower interest rates? (more inside)
posted on Jan 2, 2004 - 11 answers