I recently (the 12th) was laid off, is it worthwhile calling credit card companies to suspend payments or work out a lower interest rates until I'm employed again? I have a large amount of debt from an ill-fated freelance photography "gig" and general overspending. [more inside]
posted by anonymous on Oct 21, 2009 - 5 answers

A wordpress plugin to make a "customer login" section. [more inside]
posted by brenton on Sep 29, 2009 - 2 answers

Credit collection agencies. Should I call and make an offer? Help me get out of this mess. [more inside]
posted by anonymous on Aug 11, 2009 - 12 answers

Amazon incorrectly charged a little-used credit card $79 and we stupidly missed it for a few months. What's the best way to deal with the credit card company and Amazon? [more inside]
posted by Fuzzy Dunlop on Jul 20, 2009 - 10 answers

Privacy issues in the floral industry, also known as "How to stay out of customer's divorce cases".... [more inside]
posted by St. Alia of the Bunnies on Jun 24, 2009 - 27 answers

Is my U.S. credit score based on the total available credit on all cards, or is it also based on the available credit on an individual card? [more inside]
posted by East Manitoba Regional Junior Kabaddi Champion '94 on Jun 15, 2009 - 10 answers

Jane's mother is racking up enormous charges on credit cards in Jane's name, completely against Jane's consent. How can she stop this? Difficulty: No consequences for Jane's mother. [more inside]
posted by lizzicide on Apr 10, 2009 - 24 answers

Writing a finance 'book' for my niece...What do you know now about money that you wish you knew at 17? What have you learned the hard way? [more inside]
posted by nineRED on Apr 8, 2009 - 75 answers

Why is it that so many non-chain hotels take credit card numbers by e-mail ("you can split it over two e-mails for security"). Do the credit card companies not know this?
posted by devnull on Apr 6, 2009 - 7 answers

Should I continue to resist paying my credit card bill electronically? [more inside]
posted by Xurando on Mar 29, 2009 - 18 answers

What are some reputable, low-cost, non-PayPal merchant accounts that enable you to accept credit cards online? Extra credit question: what are the best designed and lowest cost Web store options? [more inside]
posted by roxie110 on Mar 17, 2009 - 15 answers

My googlefoo is failing me: Hasn't anyone written a program that helps you figure out the best strategy for playing the "rotate credit card balances from one card to the next to take advantage of low APR offers" game? [more inside]
posted by GenTso on Feb 15, 2009 - 7 answers

What if I just stopped paying my credit cards? [more inside]
posted by anonymous on Feb 12, 2009 - 16 answers

How do I know if I should be considering bankruptcy? [more inside]
posted by anonymous on Feb 11, 2009 - 13 answers

Could somebody take a look at these terms & conditions of a credit card I am thinking of getting. [more inside]
posted by wildatheart on Feb 5, 2009 - 4 answers

Should I pay for an unexpected expense using a credit card or by borrowing from my 403(b)? [more inside]
posted by Mavri on Feb 2, 2009 - 10 answers

Yesterday, I paid off Citibank for the last time. Today, I logged in to verify it had posted, and noticed my interest rate had jumped 5.5%. Has my new regime of frugality displeased the overlords? [more inside]
posted by anonymous on Jan 30, 2009 - 18 answers

Investing 201: Given the economic news of late, If the value of my mutual funds drop and the interest rate of my debts go up would it be prudent to liquidate the mutual funds to pay off my debts or should I "stay the course" despite this? Financial details inside... [more inside]
posted by anonymous on Sep 29, 2008 - 8 answers

Is it possible to take out huge sums of money as cash advances and then flee the country? Don't worry, I have zero interest in actually doing this, but I was talking to a friend who claimed that one could apply for a bunch of credit cards at once, max them all out, and then skip out to Thailand or somewhere and live off the $150,000 or however much you got. Is this true? And if so, why aren't more people doing it? [more inside]
posted by allen8219 on Sep 3, 2008 - 21 answers

3-5 times a week, every week, I receive promotional offers from American Express (with whom I am a current cardholder). How do I get them to stop? [more inside]
posted by tumbleweedjack on Aug 26, 2008 - 14 answers

Should I dispute the adverse item on my credit report or just pay it off? Also, will a balance transfer help or hurt me? [more inside]
posted by desjardins on Aug 25, 2008 - 13 answers

Electronic signature capture devices are not designed to allow someone to accurately sign them. So why not switch from using my signature to an easy to draw secret symbol? [more inside]
posted by J-Garr on Jul 22, 2008 - 21 answers

Seeking e-commerce partner that supports funds disbursements (and Ruby on Rails). [more inside]
posted by danblaker on Jul 16, 2008 - 6 answers

I need a solution to accept credit cards on the go. [more inside]
posted by Pinwiz on Jun 26, 2008 - 6 answers

Why do electric utilities either not take credit cards for payment or charge ridiculously large surcharges ($5) to do so? [more inside]
posted by OTA on Jun 22, 2008 - 9 answers

A website I programmed got hacked. Credit card numbers were compromised. What do I do now? [more inside]
posted by anonymous on May 30, 2008 - 22 answers

I have this money-making idea in mind, and I wanted to test its potential viability and profitability with some of you who may know more about banking and credit cards... [more inside]
posted by Christ, what an asshole on Apr 28, 2008 - 15 answers

I am considering selling off most of my assets to pay some of my debts, and want some outside advice on if I should. [more inside]
posted by andifsohow on Mar 14, 2008 - 11 answers

My fiancé and I are considering getting a joint credit card and I had a few questions about it. [more inside]
posted by ml98tu on Feb 11, 2008 - 6 answers

Posting for a friend: My friend was bad about paying bills on time for a credit card over a long period of time (multiple years). It's one of the major blemishes on their credit score right now and the issuer has just decided to cancel their card. The question is, how much will the issuer canceling the credit card be on my friend's credit score, and what can they do? [more inside]
posted by Eldritch on Jan 22, 2008 - 4 answers

Can gas station attendants access my credit card number when I pay at the pump? Similarly, can any normal cashier/bagger/checker/etc. at a store with a self-swipe console charge my account after I have left? [more inside]
posted by pheideaux on Jan 21, 2008 - 13 answers

I want to pay off my credit card debt once and for all. Is selling mutual funds the best strategy to do this? [more inside]
posted by lolalivia on Jan 3, 2008 - 15 answers

If a company had a "clerical error" and forgot to charge my credit card for 3 months, do they have right to charge it now? [more inside]
posted by wflanagan on Dec 20, 2007 - 11 answers

Any experience with or deeper information about the Foreign Currency Conversion Fee Antitrust Litigation (whew) settlement? [more inside]
posted by RandlePatrickMcMurphy on Dec 13, 2007 - 7 answers

Specialty credit card for healthcare: what say you, hivemind? [more inside]
posted by gc on Sep 5, 2007 - 9 answers

I am looking to work with a credit counselor to manage our debt. Should I get this done before or after I am married next month? [more inside]
posted by anonymous on Aug 20, 2007 - 7 answers

I have tons of debt and am just not getting ahead nor falling behind, either, but.... I'd like to use my 401K to solve this problem. Of course, there's [more inside]
posted by anonymous on Aug 2, 2007 - 8 answers

Beyond the obvious (Google and MeFi searches have been done), what can I do to restore my credit over the next 2 and half years? [more inside]
posted by The Deej on Jul 7, 2007 - 9 answers

Help me find the best credit card processing solution for a very specific, slightly unusual non-profit need. [more inside]
posted by jbickers on Apr 13, 2007 - 5 answers

I want to buy a house. I have 20 grand but bad credit and a long term boyfriend with no money and good credit. What is the best option? [more inside]
posted by brinkzilla on Apr 6, 2007 - 25 answers

Bad Credit Filter: When I was 19/20 years old, my credit was ruined. It's nearly 7 years later, are these charges going to disappear, or is that just an urban legend? [more inside]
posted by idledebonair on Feb 20, 2007 - 40 answers

What information is passed on to a credit card company by merchants when a purchase is made? [more inside]
posted by chefscotticus on Feb 13, 2007 - 10 answers

Why does my credit card company keep trying to scam me? And how is it legal? [more inside]
posted by krippledkonscious on Jan 18, 2007 - 27 answers

Cheap Money Filter: I've got a moderate amount of credit card debt right now ($15k), at reasonable but not great rates (13-18%). I'll be making more money in the upcoming year, and the debt load is manageable, but I want to explore trading these loans with an unsecured line-of-credit type loan or some other loan. Advice? Suggestions on where to get a good rate (i.e. got any good junk mail lately)? [more inside]
posted by zpousman on Jan 10, 2007 - 15 answers

If I cut up old credit cards, but left the accounts open, should I have new cards sent to me? With different numbers? [more inside]
posted by duckierose on Nov 16, 2006 - 8 answers

My wallet just went through the washing machine. What effect (if any) will that have on my credit cards?
posted by Taken Outtacontext on Oct 30, 2006 - 9 answers

Has anyone seen this commercial? [more inside]
posted by TheWhiteSkull on Oct 4, 2006 - 37 answers

Which is a "worse" type of debt - credit card debt or car loan? [more inside]
posted by tristeza on Jun 27, 2006 - 28 answers

Loaning myself some money. I'll try to keep the details inside to not bore the scanners, but how do I pay a roofer with a credit card when he doesn't take credit cards? [more inside]
posted by yerfatma on Jun 16, 2006 - 19 answers

My credit card company seems to have recently shrunk the grace period. I have made two late payments (barely late, 2-3 days) as a result. I have paid in full each time, should I be worried about it hurting my credit score? [more inside]
posted by geoff. on Jun 14, 2006 - 13 answers