Should I take out a personal loan to consolidate my credit card debt? Does anyone have any experience with personal loans through Discover?
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posted by royalsong
on Mar 26, 2013 -
29 answers
Due to a family thing, I have received a one-time windfall, and I would like to pay off my credit cards, improve my credit, and buy a new car (getting a loan for most of it). I just want to know if it's good to keep a small balance or pay them off completely.
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posted by marble
on Feb 21, 2013 -
20 answers
I'm the director of a local road race that raises funds for our public school, and I'm looking for a reasonable online app that lets us solicit credit card donations via individual participant pages which would associate given donations with the participants who solicited them.
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posted by delfuego
on Jan 20, 2013 -
6 answers
I was sent multiple versions of the same (or so I thought) credit card offer and accidentally applied to the one that charges interest from day one, instead of the one with 0% introductory APR for 12 months. I called customer service and got a boilerplate letter of refusal back. Now what?
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posted by ziggly
on Jan 6, 2013 -
5 answers
I need a new wallet. Caveat: I currently carry 47 paper/plastic gift cards, credit cards, etc., and need something that will hold them all. I do not want a long "mom wallet."
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posted by jabes
on Nov 26, 2012 -
18 answers
Already pre-approved for the amount I offered on a short sale. Is it okay to work on finances while I wait for short sale approval?
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posted by ginagina
on Sep 8, 2012 -
1 answer
Is there any way to accept credit cards via Square or similar WITHOUT having an expensive cell phone plan or shelling out lots of money?
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posted by threeturtles
on Aug 27, 2012 -
18 answers
What options does our small UK business have for booking short notice travel when the credit limit on our business cards is fairly low?
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posted by nangua
on Jul 10, 2012 -
9 answers
I have $25,000 of credit card debt, spread out evenly over 3 cards. My interest rates are 18% (on a card I've had for almost 20 years), 15% (on the card with the highest limit), and 13%. Which one of these should I keep to minimize my debt but maximize my credit score?
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posted by anonymous
on Jun 4, 2012 -
8 answers
So I'm considering applying for a new credit card for the sign-up promotion. I know this is generally not a great policy. but how bad of an idea is it really in terms of credit score?
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posted by geegollygosh
on May 1, 2012 -
6 answers
Settling with credit card company and dealing with debt collectors. Hey, my husband has not been able to work for a few years and we stopped paying on our credit card bills over a year ago. One of the companies is getting really aggressive (calling me at work, talking to the receptionist, etc.) so I feel that I need to take action.
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posted by anonymous
on Feb 3, 2012 -
13 answers
Applying for a mortgage soon (less than two months). Have close to $10k in credit card balance for reimbursable work expenses on cards. Always pay off at due date. Does it make sense to a) pay off balance to zero immediately? b) use other methods (debit card, corporate charge card) to pay for everything for next two months or c) both? Or is this too late to matter?
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posted by sandmanwv
on Feb 2, 2012 -
7 answers
I may be a little naïve, but in my perspective, my credit union seem to have been hiding charges from me for MONTHS, all when trying to pay of a credit card, which also hasn't happened. I want to go to my bank and ask for the amount from these charges back. How to do that, successfully?
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posted by alex_skazat
on Oct 23, 2011 -
15 answers
How can I shift over debt that's technically in my name to my mom (the actual debtor)? Small claims court?
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posted by never nice
on Oct 11, 2011 -
18 answers
With my recent credit card statement, I also received an offer for 1.99% interest on my balance for new purchases made over the next 12 months starting September 1. Cash advances and transferring of balances from other credit cards are not included. Is this too good to be true?
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posted by Razzle Bathbone
on Aug 22, 2011 -
17 answers
I have been unemployed for a long time, and I can no longer handle the minimum payment for my credit card. It's a Chase card, and my checking account is also Chase. If I stop paying my card, and hope to negotiate a lower interest rate (it's 29.9% and I haven't put a penny on the card in years, just keep paying off the interest month after month), can Chase somehow take money from (or otherwise harm) my checking account?
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posted by asimplemouse
on Aug 19, 2011 -
15 answers
Now that my credit is superawesome spectacular, can I get rid of the shitty low-limit high-interest credit-building card I loathe?
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posted by elizardbits
on Jul 28, 2011 -
17 answers
Mrs Supercres and I just came into some money (okay,
she did) and used it to pay off our not-insignificant credit card debt in full (okay, mostly
mine). Questions about credit scores, closing accounts, and moving forward are inside.
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posted by supercres
on Jan 15, 2011 -
22 answers
Yet another credit card question...now that the credit is good, how do I ditch the old ones without damaging the good score?
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posted by Thistledown
on Nov 9, 2010 -
10 answers
My parents are loaning us $10,000. Should we save it or use it to pay down credit cards?
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posted by fantoche
on Oct 1, 2010 -
42 answers
Since Paypal is shutting down their virtual credit card number feature I would like to find a different provider, but I dont want to apply for a new credit card.
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posted by digividal
on Aug 13, 2010 -
10 answers
I want to stop using my credit card, but I have one regular (2 or 3 times monthly) expense that I need it for. Help me figure out the best strategy for covering that expense without the card.
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posted by ocherdraco
on Apr 10, 2010 -
12 answers
[DivorceFilter] How do you go about revising the financial terms of a divorce agreement, particularly when both parties are now in a different state than the one in which the divorce took place?
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posted by sheena is a sock puppet
on Mar 16, 2010 -
6 answers
Is it safe to send credit card info by email to Asia? The intended recipient is totally trustworthy; it's hackers I'm worried about.
posted by yarly
on Jan 27, 2010 -
22 answers
How do I log the use of a personal credit card for my business so as not to confuse the heck out of my accountant, come tax time? (Canada)
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posted by Imperfect
on Jan 21, 2010 -
13 answers
Best credit cards to earn travel reward points within the US so I can visit my beloved frequently?
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posted by mlo
on Jan 10, 2010 -
11 answers
I'm 24 and have (apparently) no credit history. Nothing on it. Nada.
I'm trying to get some kind of credit to start building up some credit history, but I keep getting turned down for cards. How can I build credit when it seems like nothing I do is being reported to credit bureaus?
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posted by raygan
on Dec 8, 2009 -
44 answers
I recently (the 12th) was laid off, is it worthwhile calling credit card companies to suspend payments or work out a lower interest rates until I'm employed again? I have a large amount of debt from an ill-fated freelance photography "gig" and general overspending.
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posted by anonymous
on Oct 21, 2009 -
5 answers
Credit collection agencies. Should I call and make an offer? Help me get out of this mess.
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posted by anonymous
on Aug 11, 2009 -
12 answers
Amazon incorrectly charged a little-used credit card $79 and we stupidly missed it for a few months. What's the best way to deal with the credit card company and Amazon?
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posted by Fuzzy Dunlop
on Jul 20, 2009 -
10 answers
Jane's mother is racking up enormous charges on credit cards in Jane's name, completely against Jane's consent. How can she stop this? Difficulty: No consequences for Jane's mother.
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posted by lizzicide
on Apr 10, 2009 -
24 answers
Writing a finance 'book' for my niece...What do you know now about money that you wish you knew at 17? What have you learned the hard way?
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posted by nineRED
on Apr 8, 2009 -
75 answers
Why is it that so many non-chain hotels take credit card numbers by e-mail ("you can split it over two e-mails for security").
Do the credit card companies not know this?
posted by devnull
on Apr 6, 2009 -
7 answers
What are some reputable, low-cost, non-PayPal merchant accounts that enable you to accept credit cards online? Extra credit question: what are the best designed and lowest cost Web store options?
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posted by roxie110
on Mar 17, 2009 -
15 answers
