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Anonymous (17)

Is this the creepiest credit card hack ever?

Is this the creepiest credit card hack ever? [more inside]
posted by knmr76 on May 13, 2013 - 13 answers

 

Convince me not to get a personal loan to pay off my credit cards.

Should I take out a personal loan to consolidate my credit card debt? Does anyone have any experience with personal loans through Discover? [more inside]
posted by royalsong on Mar 26, 2013 - 29 answers

Should I pay my credit cards off completely, or keep a small balance?

Due to a family thing, I have received a one-time windfall, and I would like to pay off my credit cards, improve my credit, and buy a new car (getting a loan for most of it). I just want to know if it's good to keep a small balance or pay them off completely. [more inside]
posted by marble on Feb 21, 2013 - 20 answers

Good web app allowing fundraising participants to accept credit cards?

I'm the director of a local road race that raises funds for our public school, and I'm looking for a reasonable online app that lets us solicit credit card donations via individual participant pages which would associate given donations with the participants who solicited them. [more inside]
posted by delfuego on Jan 20, 2013 - 6 answers

Picked the worst enrollment offer for my credit card, how can I persuade the issuer to give me a break?

I was sent multiple versions of the same (or so I thought) credit card offer and accidentally applied to the one that charges interest from day one, instead of the one with 0% introductory APR for 12 months. I called customer service and got a boilerplate letter of refusal back. Now what? [more inside]
posted by ziggly on Jan 6, 2013 - 5 answers

Wallet recommendations for the extra cardy.

I need a new wallet. Caveat: I currently carry 47 paper/plastic gift cards, credit cards, etc., and need something that will hold them all. I do not want a long "mom wallet." [more inside]
posted by jabes on Nov 26, 2012 - 18 answers

Close these credit cards?

Credit cards - which to keep open, which to close? [more inside]
posted by sunshine37 on Oct 24, 2012 - 10 answers

Square deposit limits

Experiences with getting Square to raise card-not-present transaction limits? [more inside]
posted by Salvatorparadise on Sep 25, 2012 - 1 answer

Waiting for short sale approval - time to clean up finances?

Already pre-approved for the amount I offered on a short sale. Is it okay to work on finances while I wait for short sale approval? [more inside]
posted by ginagina on Sep 8, 2012 - 1 answer

Accepting credit cards when you are broke

Is there any way to accept credit cards via Square or similar WITHOUT having an expensive cell phone plan or shelling out lots of money? [more inside]
posted by threeturtles on Aug 27, 2012 - 18 answers

Traveling for business with low credit card limit?

What options does our small UK business have for booking short notice travel when the credit limit on our business cards is fairly low? [more inside]
posted by nangua on Jul 10, 2012 - 9 answers

Which credit card should I keep?

I have $25,000 of credit card debt, spread out evenly over 3 cards. My interest rates are 18% (on a card I've had for almost 20 years), 15% (on the card with the highest limit), and 13%. Which one of these should I keep to minimize my debt but maximize my credit score? [more inside]
posted by anonymous on Jun 4, 2012 - 8 answers

I know credit card companies are smart, but can I be smarter?

So I'm considering applying for a new credit card for the sign-up promotion. I know this is generally not a great policy. but how bad of an idea is it really in terms of credit score? [more inside]
posted by geegollygosh on May 1, 2012 - 6 answers

Which will help my credit score more

Which counts more positively to your credit score - fewer revolving accounts (credit cards) or a lower balance:available credit ratio? [more inside]
posted by Lt. Bunny Wigglesworth on Mar 11, 2012 - 4 answers

Hope me dig out of this hole!

Settling with credit card company and dealing with debt collectors. Hey, my husband has not been able to work for a few years and we stopped paying on our credit card bills over a year ago. One of the companies is getting really aggressive (calling me at work, talking to the receptionist, etc.) so I feel that I need to take action. [more inside]
posted by anonymous on Feb 3, 2012 - 13 answers

Mortgage soon, wipe out credit cards?

Applying for a mortgage soon (less than two months). Have close to $10k in credit card balance for reimbursable work expenses on cards. Always pay off at due date. Does it make sense to a) pay off balance to zero immediately? b) use other methods (debit card, corporate charge card) to pay for everything for next two months or c) both? Or is this too late to matter? [more inside]
posted by sandmanwv on Feb 2, 2012 - 7 answers

Getting a US credit card as an expat

How can an American expat get a credit card that isn't from a big bank? [more inside]
posted by Philosopher Dirtbike on Jan 14, 2012 - 9 answers

Financial planners in central Virginia?

Good financial planners in central Virginia? [more inside]
posted by anonymous on Dec 28, 2011 - 3 answers

I can't pay my credit card bill with a wire transfer. And I just found the hidden charges...

I may be a little naïve, but in my perspective, my credit union seem to have been hiding charges from me for MONTHS, all when trying to pay of a credit card, which also hasn't happened. I want to go to my bank and ask for the amount from these charges back. How to do that, successfully? [more inside]
posted by alex_skazat on Oct 23, 2011 - 15 answers

If you give family a dollar, they'll take a few thousand

How can I shift over debt that's technically in my name to my mom (the actual debtor)? Small claims court? [more inside]
posted by never nice on Oct 11, 2011 - 18 answers

It’s a (credit) trap!?!

With my recent credit card statement, I also received an offer for 1.99% interest on my balance for new purchases made over the next 12 months starting September 1. Cash advances and transferring of balances from other credit cards are not included. Is this too good to be true? [more inside]
posted by Razzle Bathbone on Aug 22, 2011 - 17 answers

Capitalism Getting Me Down Low

I have been unemployed for a long time, and I can no longer handle the minimum payment for my credit card. It's a Chase card, and my checking account is also Chase. If I stop paying my card, and hope to negotiate a lower interest rate (it's 29.9% and I haven't put a penny on the card in years, just keep paying off the interest month after month), can Chase somehow take money from (or otherwise harm) my checking account? [more inside]
posted by asimplemouse on Aug 19, 2011 - 15 answers

Don't wanna miss those miles

Is there a way to make certain I am aware of my Capital One visa's bonus miles tie-ins? [more inside]
posted by BleachBypass on Aug 3, 2011 - 0 answers

Yet another credit card question.

Now that my credit is superawesome spectacular, can I get rid of the shitty low-limit high-interest credit-building card I loathe? [more inside]
posted by elizardbits on Jul 28, 2011 - 17 answers

Will my bad credit affect my girlfriend's credit?

Will my bad credit affect my girlfriend's credit? [more inside]
posted by anonymous on Mar 29, 2011 - 8 answers

Consumer bennies are only good for the consumer if you are a good consumer.

Who offers a credit card without rewards? [more inside]
posted by 10ch on Feb 3, 2011 - 17 answers

Out of debt. Now what?

Mrs Supercres and I just came into some money (okay, she did) and used it to pay off our not-insignificant credit card debt in full (okay, mostly mine). Questions about credit scores, closing accounts, and moving forward are inside. [more inside]
posted by supercres on Jan 15, 2011 - 22 answers

$20,000 in CC defaults: starting over

I'm about to default on a lot of CC debt, how do I start rebuilding right away. [more inside]
posted by anonymous on Dec 10, 2010 - 14 answers

Riddle me this. Credit card style.

Is the Fidelity Retirement Rewards card the right one for me? If not, which one is. [more inside]
posted by anonymous on Dec 4, 2010 - 2 answers

How to cancel old and busted credit cards?

Yet another credit card question...now that the credit is good, how do I ditch the old ones without damaging the good score? [more inside]
posted by Thistledown on Nov 9, 2010 - 10 answers

Pay down credit cards or save money?

My parents are loaning us $10,000. Should we save it or use it to pay down credit cards? [more inside]
posted by fantoche on Oct 1, 2010 - 42 answers

I need a new provider of virtual credit cards

Since Paypal is shutting down their virtual credit card number feature I would like to find a different provider, but I dont want to apply for a new credit card. [more inside]
posted by digividal on Aug 13, 2010 - 10 answers

How did you get out of debt?

What are your success stories for getting out of credit card debt? [more inside]
posted by anonymous on May 20, 2010 - 25 answers

Help me stop digging deeper into credit card debt.

I want to stop using my credit card, but I have one regular (2 or 3 times monthly) expense that I need it for. Help me figure out the best strategy for covering that expense without the card. [more inside]
posted by ocherdraco on Apr 10, 2010 - 12 answers

Country song in reverse: you get your car back, you get your wife back, you get your dog back...

[DivorceFilter] How do you go about revising the financial terms of a divorce agreement, particularly when both parties are now in a different state than the one in which the divorce took place? [more inside]
posted by sheena is a sock puppet on Mar 16, 2010 - 6 answers

Is it safe to email credit card info?

Is it safe to send credit card info by email to Asia? The intended recipient is totally trustworthy; it's hackers I'm worried about.
posted by yarly on Jan 27, 2010 - 22 answers

How do I properly mix a personal credit card with a business bank account?

How do I log the use of a personal credit card for my business so as not to confuse the heck out of my accountant, come tax time? (Canada) [more inside]
posted by Imperfect on Jan 21, 2010 - 13 answers

Give me money to fly to my honey

Best credit cards to earn travel reward points within the US so I can visit my beloved frequently? [more inside]
posted by mlo on Jan 10, 2010 - 11 answers

How to build credit from ZERO when you're 24?

I'm 24 and have (apparently) no credit history. Nothing on it. Nada. I'm trying to get some kind of credit to start building up some credit history, but I keep getting turned down for cards. How can I build credit when it seems like nothing I do is being reported to credit bureaus? [more inside]
posted by raygan on Dec 8, 2009 - 44 answers

Should I call my CC company to work something out if I recently became unemployed?

I recently (the 12th) was laid off, is it worthwhile calling credit card companies to suspend payments or work out a lower interest rates until I'm employed again? I have a large amount of debt from an ill-fated freelance photography "gig" and general overspending. [more inside]
posted by anonymous on Oct 21, 2009 - 5 answers

A wordpress site where customers can log in to their account.

A wordpress plugin to make a "customer login" section. [more inside]
posted by brenton on Sep 29, 2009 - 2 answers

How do I get out of this credit mess?

Credit collection agencies. Should I call and make an offer? Help me get out of this mess. [more inside]
posted by anonymous on Aug 11, 2009 - 12 answers

The card's out there, and it's play or get played?

Amazon incorrectly charged a little-used credit card $79 and we stupidly missed it for a few months. What's the best way to deal with the credit card company and Amazon? [more inside]
posted by Fuzzy Dunlop on Jul 20, 2009 - 10 answers

We just want to sell flowers, not get in the middle of your marital dispute!

Privacy issues in the floral industry, also known as "How to stay out of customer's divorce cases".... [more inside]
posted by St. Alia of the Bunnies on Jun 24, 2009 - 27 answers

Credit score and available credit

Is my U.S. credit score based on the total available credit on all cards, or is it also based on the available credit on an individual card? [more inside]
posted by East Manitoba Regional Junior Kabaddi Champion '94 on Jun 15, 2009 - 10 answers

I need her family to stop abusing her and her credit cards.

Jane's mother is racking up enormous charges on credit cards in Jane's name, completely against Jane's consent. How can she stop this? Difficulty: No consequences for Jane's mother. [more inside]
posted by lizzicide on Apr 10, 2009 - 24 answers

If I knew then, what I know now...

Writing a finance 'book' for my niece...What do you know now about money that you wish you knew at 17? What have you learned the hard way? [more inside]
posted by nineRED on Apr 8, 2009 - 75 answers

Send us your credit card number by e-mail

Why is it that so many non-chain hotels take credit card numbers by e-mail ("you can split it over two e-mails for security"). Do the credit card companies not know this?
posted by devnull on Apr 6, 2009 - 7 answers

An Old Dog Resists The New Trick

Should I continue to resist paying my credit card bill electronically? [more inside]
posted by Xurando on Mar 29, 2009 - 18 answers

What is a reputable, low-cost, non-PayPal merchant account to accept credit cards online?

What are some reputable, low-cost, non-PayPal merchant accounts that enable you to accept credit cards online? Extra credit question: what are the best designed and lowest cost Web store options? [more inside]
posted by roxie110 on Mar 17, 2009 - 15 answers

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