Can I stay in an American hotel without a credit card? [more inside]
posted by anonymous on Dec 1, 2009 - 19 answers

DebtFilter: I've been paying a credit counseling company (law firm, actually) $60 a month for the past three years to make my minimum payments to the credit card companies I owe. They lowered my annual interest rate to an average of 10% and threaten that if I cancel their service, my interest rates will reset. [more inside]
posted by anonymous on May 19, 2009 - 11 answers

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan? [more inside]
posted by anonymous on Apr 3, 2009 - 5 answers

I have booked flights and hotels with a credit card that expires the same month as my holiday. Is this a problem? [more inside]
posted by anonymous on Mar 22, 2009 - 7 answers

I lose at building a credit history. Help? [more inside]
posted by anonymous on Mar 21, 2009 - 14 answers

Should I close my old store credit card accounts? [more inside]
posted by anonymous on Sep 16, 2008 - 13 answers

How much credit card debt is too much? [more inside]
posted by anonymous on Jul 13, 2008 - 35 answers

What is the best Visa card to have? [more inside]
posted by anonymous on Jul 10, 2008 - 20 answers

Where in the UK can I get a pre-paid Credit Card or Mastercard/Visa-based Gift Card? I need to be able to use it online and I'd like to purchase it anonymously.
posted by anonymous on Jul 3, 2008 - 8 answers

What does it indicate about my formerly-bad credit that I could be accepted today for a regular contract by a cell phone company? How can I tell when it's the right time to apply for a credit card again? [more inside]
posted by anonymous on Jul 26, 2007 - 14 answers

I made a credit card purchase and subsequently realized it was to a scam site. [more inside]
posted by anonymous on Mar 21, 2007 - 21 answers

Trouble with the in-laws: How can I convince my wife that we should not risk bankrupting ourselves to pay off her mother's credit card debt? What should we do to help them get out without endangering our own financial situation? [more inside]
posted by anonymous on Jan 27, 2006 - 6 answers

FinancialFilter. I'm looking to consolidate credit card debt and am not sure what my options are. Advice?

I owe about $13,000 on four credit cards (14.9% - 19.9% APR), and about $35,000 on a consolidated student loan (4.5% APR). I've had a checking account with my current bank for over four years, but no savings account. I'm employed full-time, would be willing to close all but one of my credit card accounts when paid off, and although I don't know what my credit rating is, I know it's got to be pretty good. Oh, and I'm female, over thirty, if that matters.

What kind of APR could I expect from a signature loan? Is a signature loan a good idea? Should I leave my student loan as is?
posted by anonymous on Jan 27, 2005 - 11 answers

I made a fairly subtanstial online purchase from a very large, well-known online vendor, with a credit card. Although the goods have long since arrived, my card has not been charged nor had a hold placed against it for any amount. A full billing cycle has passed since the purchase, and I'm wondering if they've just misplaced the bill. Should I contact their billing department, or just hope it never gets charged? And, if it doesn't get charged soon, how long should I wait until I can be reasonably sure it never will?
posted by anonymous on Dec 25, 2004 - 26 answers

We have about $4k of credit card debt (the shame), primarily from financing some appliances and car repairs when we moved. So we are considering getting one of those 0% intro credit cards to save on interest while we pay it down.
1. Are there any serious drawbacks to this?
2. Is there an objective review site of credit card companies, something like Amazon user rankings, perhaps?
posted by anonymous on Dec 9, 2004 - 20 answers