What is the best way for me to try to get a debt consolidation loan? [more inside]
posted by drjimmy11 on Dec 3, 2009 - 6 answers

Botched online credit card applications: can I have them removed from my credit history since they were due to an unresponsive website, and does it really matter anyway? [more inside]
posted by ocha-no-mizu on Aug 13, 2009 - 5 answers

DebtFilter: I've been paying a credit counseling company (law firm, actually) $60 a month for the past three years to make my minimum payments to the credit card companies I owe. They lowered my annual interest rate to an average of 10% and threaten that if I cancel their service, my interest rates will reset. [more inside]
posted by anonymous on May 19, 2009 - 11 answers

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan? [more inside]
posted by anonymous on Apr 3, 2009 - 5 answers

I lose at building a credit history. Help? [more inside]
posted by anonymous on Mar 21, 2009 - 14 answers

My credit card number was stolen! How do I determine the most likely culprit (or at least how they did it) and try to ensure it doesn't happen again either to me or to someone else? [more inside]
posted by attercoppe on Jan 14, 2009 - 13 answers

Given the current economy, would doing a "charge-off" on my credit cards be a reasonable option, and how would I go about doing it for my biggest benefit? [more inside]
posted by arniec on Nov 16, 2008 - 13 answers

My friend has been scammed, and I'm hoping the hive mind can help her find a solution for the best course of action to take. [more inside]
posted by Christ, what an asshole on Oct 23, 2008 - 17 answers

I want to transfer a credit card balance to another card that would offer me a 0% interest rate for a few months. But I'm worried that the credit crunch has made it difficult or impossible to do such balance transfers. Is this the case? [more inside]
posted by jason's_planet on Oct 3, 2008 - 9 answers

Are Capital One "card upgrades" for real? [more inside]
posted by melvinwang on Aug 15, 2008 - 10 answers

College student credit card: Besides the obvious (temptations to overspend and carry too much debt) is there any good reason for my daughter to not get her first credit card as she leaves for college? [more inside]
posted by Fuzzy Skinner on Aug 5, 2008 - 48 answers

Why was I asked for my zip code when I payed at the pump? ID verification? [more inside]
posted by gauchodaspampas on Feb 5, 2008 - 30 answers

My friend is a server at a privately-owned restaurant, and she received a big tip from a patron ($40 on a $100 bill). However, it turns out days later that the card used was stolen, and now the restaurant owners have asked for her to return the tip money. Do they have any legal ground to do so? [more inside]
posted by Mach3avelli on Jan 7, 2008 - 33 answers

Help me design the Best Possible Plan For My Credit in 2008. Ten years ago I had no cash, and terrible credit. Today I have some cash, and no credit. I want to make some good choices next year, based on a well-considered strategy. [more inside]
posted by cockwaffle on Nov 26, 2007 - 5 answers

Does this make sense? I'd like to use a credit card "convenience check" that is offering 1.99% APR for 12 months to pay down some of our home equity loan that is hovering at 8.25%. [more inside]
posted by tdabbott on Aug 26, 2007 - 10 answers

What does it indicate about my formerly-bad credit that I could be accepted today for a regular contract by a cell phone company? How can I tell when it's the right time to apply for a credit card again? [more inside]
posted by anonymous on Jul 26, 2007 - 14 answers

Despite good intentions and record levels of responsibility, a stupid credit card screw-up and other small mistake just resulted in big fees and bad credit comments. How do I get these fees back and these comments off my credit report? [more inside]
posted by ruff on Jun 11, 2007 - 7 answers

Which credit cards have the best rewards? [more inside]
posted by kidsleepy on Apr 22, 2007 - 19 answers

Is there any reason NOT to apply for an Amazon Visa card? [more inside]
posted by the_arbiter on Apr 22, 2007 - 26 answers

Is there any credible possibility that credit card purchases of unsavory items (beer, cigarettes... well I don't smoke but you get the idea) might make their way indirectly onto a FICO score or be found out by lenders? Standing at the liquor store with a six of Boddingtons I can't help wondering if I should be paying cash.
posted by zek on Apr 11, 2007 - 14 answers

I've paid off all my credit cards.... now what? [more inside]
posted by weiler63 on Mar 7, 2007 - 22 answers

Can a company force me to pay by credit card? [more inside]
posted by anadem on Feb 24, 2007 - 20 answers

Why would I need $80,000 in credit? [more inside]
posted by backseatpilot on Jan 6, 2007 - 27 answers

Can I get apply for a credit card without credit companies selling my information? [more inside]
posted by nakedsushi on Nov 2, 2006 - 8 answers

My bank offers both a standard and a gold Visa card with the same 19% interest rate and no annual fee. The gold card's features are: [more inside]
posted by mendel on Oct 25, 2006 - 9 answers

SketchyDebtCollectionsFilter: Someone calling and demanding payment on a credit card that was paid off and cancelled in 2002. Fraud? Error? What can be done? [more inside]
posted by moss on Jul 6, 2006 - 16 answers

Credit cards are a trap. My partner and I have been digging out for the last 2 years w/ a Debt Management Plan from a Consumer Credit Counseling Service. We're having a kid and will suffer about 6 months of reduced income as a result. We're already at bare bones to make the huge monthly DMP payment and have no assets. The CCCS had very little to offer - the only real suggestion being that I pull out of the DMP and request a hardship repayment plan from each credit card individually(there are 5). Can anyone share experience of trying this? A consolidation loan is unlikely w/out super-high rates and the total debt is over 30k...
posted by dorcas on Feb 20, 2006 - 15 answers

I'm turning 18 in April. I have no credit history. How do I get a credit card? [more inside]
posted by qslack on Feb 18, 2006 - 32 answers

How do I get a cellphone company to cancel my account and credit back their charges? [more inside]
posted by Big Fat Tycoon on Aug 25, 2005 - 2 answers

How can a non-U.S. citizen (or anyone without a social security number) get a credit card or a student or private loan?
posted by k8t on Jul 11, 2005 - 11 answers

Should I ask my credit card company not to raise my limit? [more inside]
posted by 445supermag on Jun 1, 2005 - 6 answers

I dissected my old VISA card. Underneath the hologram is a 4x4 matrix of rectangles. There are numbers or letters in each row, thus: blank, blank, '1', blank; blank, 'A', blank, blank;'C', blank, blank, blank; blank, blank, blank, '4'. Why are they there, and what do they mean?
posted by i_am_joe's_spleen on Apr 6, 2005 - 15 answers

Online credit card scams...[+] [more inside]
posted by ac on Dec 19, 2004 - 4 answers

Credit Card Filter. I’m a college student on the verge of graduating this spring. I have never had a credit card. Should I have one to start to establish a good credit rating for the future? [mi] [more inside]
posted by asterisk on Oct 24, 2004 - 30 answers

Is there such a thing as a disposable credit card? [more inside]
posted by RavinDave on Jun 26, 2004 - 12 answers

What banks offer credit cards that will automatically withdraw the balance monthly from an account at another bank - and let me configure that online? [More inside] [more inside]
posted by kickingtheground on Feb 16, 2004 - 7 answers