313 posts tagged with creditcard.
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Weirdest credit card coincidence ever? OR...

I just got a new Visa and a new Discover card each with new numbers but they have the same 3 digit security code. Is that just a massively wild coincidence? [more inside]
posted by susandennis on Dec 8, 2016 - 9 answers

What can I do about my decade-old credit card debt in Australia?

Almost ten years ago I moved from Australia to a European country. When I left Australia I had about $5k in credit card debt. What can I do about it now? [more inside]
posted by anonymous on Nov 14, 2016 - 4 answers

How do I report credit card fraud occurring on a website I manage?

If I know about instances of attempted fraud online, where can I report it? [more inside]
posted by visual mechanic on Nov 4, 2016 - 6 answers

Credit card chip fell off, what now?

So the chip on my credit card fell off somewhere, what can somebody do with it if they found it? [more inside]
posted by crashlanding on Oct 21, 2016 - 5 answers

Put money toward 401k or credit card debt?

Do I put pennies toward my empty, matched 401(k) or pennies toward my slowly accruing credit card debt? [more inside]
posted by anonymous on Jul 22, 2016 - 19 answers

Credit Card With Less Fraud Disruption?

I have had my credit card canceled and re-issued at least every 3-4 months for a couple of years for fraud. Help! [more inside]
posted by Mid on Jul 15, 2016 - 28 answers

Renting a Car without credit card in hand

I am going to be renting a car in a few days. I have a credit card account, but I lost the actual card and will not be getting the replacement before I am renting the car. How does this work? [more inside]
posted by 3urypteris on Jun 12, 2016 - 8 answers

What is this credit card provider fraud department doing?

The fraud department of a US-based credit card provider and card services provider got in touch with me via Google regarding fraudulent use of their customers' cards on one of my (non-US) employer's websites. I do not understand why they are doing this - surely there is a better way to contact a merchant regarding disputed payments? [more inside]
posted by Busy Old Fool on Jun 4, 2016 - 8 answers

How to see credit card terminal outside?

New chip compliant credit card terminal for farmers market is impossible to read outside. How can we shade it to see what it says and still be able to reach the keys? [more inside]
posted by Mesaverdian on May 30, 2016 - 8 answers

Gimme some credit (or at least help me use it with ease in Europe)

Here's what I want in an American credit card: 1. No foreign transaction fees 2. It actually, no shit, honest to god, works with European chip + PIN point-of-sale credit card interfaces 3. No annual fee/low annual fee/no fee for at least a year If you are American and have a card like this and have used it in Europe and have been able to punch in your PIN instead of a signature please tell me all about it! [more inside]
posted by MoonOrb on May 30, 2016 - 13 answers

Paypal advice for setting up account w/country complications

Is there any problem setting up a Paypal account when you live in one country, but the credit card you want to link is from another country? In my case, I live in [European Country] and my credit card is from my bank in the US, my native country. If you've done this in the last couple of years*, can you help advise me? [more inside]
posted by anonymous on May 14, 2016 - 6 answers

Pay off your credit card with a loan - good idea/bad idea?

Is it really a good idea to get one of those "Pay off your credit card" loans? I am currently swimming in credit card debt & finance charges & I'm getting sick of it. I see ads for these things on Mint but I'm skeptical. I'm just kind of afraid of getting involved in something that will just make my situation worse & more expensive. I was wondering if any real people had positive experiences with this type of product. [more inside]
posted by bleep on Apr 24, 2016 - 27 answers

Is it fun for you to pretend you're me and buy dog vitamins?

It has recently come to my attention that someone is using my (very uncommon) name, previous address, current cell phone, and very old email address to shop online. But to what end? [more inside]
posted by telegraph on Apr 19, 2016 - 4 answers

Help Me Integrate with My Company's Payment Processor

Okay, here's the deal. We've got a process for getting our clients signed up and billed that's not working. We want to just throw them a link to a form, fill it out, add their credit card or ACH info, and then be signed up for recurring billing. Problem is... [more inside]
posted by SansPoint on Apr 13, 2016 - 5 answers

How is this a scam?

I received a major credit card that I didn't apply for. WTF? [more inside]
posted by I_Love_Bananas on Jan 5, 2016 - 13 answers

How do I pinpoint the source of this credit card fraud?

Two times within a little more than a month--once in early November, and now again today, a credit card of mine has been compromised. It's the same card. I'm lucky that Chase seems to be pretty on top of fraud prevention, but this is mystifying and annoying. How do I figure out what's going on and make it stop? [more inside]
posted by millipede on Dec 14, 2015 - 12 answers

Best option for accepting credit card payments in Costa Rica?

Hey guys, I have a business in Costa Rica that specializes in tourism and does about $20-$30K of business per month. Does anyone out there know of the best possible option for accepting credit card payments in Costa Rica? Right now we are working through paypal but its certainly not ideal (and neither is requesting cash from our clients). I have already seen and heard of some of these third party entities withholding funds and even denying funds in Costa Rica (and elsewhere). Also, some of the rates on these things look ridiculous. Any help is obviously greatly appreciated!
posted by MD_yeahright on Oct 11, 2015 - 5 answers

Dramatically overcharged by service provider...how to move forward?

We've been overcharged by thousands by a service provider that can't refund the charges immediately, but wants to pay us back over time. We paid via credit card, but doing a chargeback would likely put the provider out of business. What is the right thing to do? [more inside]
posted by anonymous on Jul 29, 2015 - 72 answers

Seeking a rewards credit card that will email me my balance daily

I'm looking for a rewards credit card that will email me my balance--not just my purchases--daily. My current card will email me all my purchases as part of its fraud alert service, but I still have to log in to check my balance. Do you have or know of a card that will email me my balance? I'm pretty sure I had one like 15 years ago, but I don't remember what bank it was with.
posted by elizeh on Jul 23, 2015 - 5 answers

Exactly which piece of paper do we need?

(Asking for a friend.) My friend just applied for a credit card and got a letter back asking for a letter on original letterhead from her bank with her home address, and we don't really know what would make the CC company happy. [more inside]
posted by un petit cadeau on Jul 8, 2015 - 4 answers

Liability for debts of the deceased?

How liable is my wife for the debts her father had when he passed away? How close can collections get to our assets, and/or the assets we received from him? Can they impact her credit score? [more inside]
posted by rollbiz on Jul 6, 2015 - 12 answers

Criminal mastermind you are not. Or are you?

Someone ordered a bunch of stuff online using my credit card number and then had it shipped to me. I just don't understand this scam. Any idea what is going on here? [more inside]
posted by magnetsphere on Jun 12, 2015 - 11 answers

Making the most of business travel

It looks like I'm going to be moved onto a work project that will involve some significant travel, something like one week a month. I know that the real road warriors in the audience will scoff at that amount, but this will be the first time I've traveled consistently enough that it seems worth it to figure out the details of the various rewards programs and make them work for me. So tell, me what are the best deals out there? Credit card rewards? Mileage programs? Hotel chain loyalty programs? Details inside. [more inside]
posted by firechicago on Jun 6, 2015 - 14 answers

Drugged and robbed in Tokyo, what should I do?

I recently visited Tokyo. While I was there, I found myself in the Kabuki-cho region near Shinjuku. I hadn't checked the state department advisories before I left, but if I had I would have found there have been warnings about this going back years. I was drugged by a tout, who then led me around town in a dissociative state all night, and in the morning I found that my credit card had charges going up to the limit, all in $1k or $2k increments. I called my card company and told them the transactions were fraudulent, and also told the embassy and the Shinjuku police. Is there anything more I should do? I'd also like to reconstruct the night - can I get detailed records from my credit card company? [more inside]
posted by anonymous on May 5, 2015 - 9 answers

How do I change credit cards without hurting my credit score?

So I've got several 2-3 credit cards that I use heavily; I never run a balance, none of the cards have annual fees, I just like the convenience and earning rewards. I'd like to switch from the cards I'm using to some new ones that have better rewards, and do it in a way that doesn't hurt my credit score. [more inside]
posted by kanuck on May 5, 2015 - 15 answers

Is this how this scam works?

I manage a webshop. We have received a very odd order. We believe that it's a scam and we have a theory on how this will play out. Do you think that we are right? [more inside]
posted by Too-Ticky on Apr 9, 2015 - 8 answers

Best credit card for traveling outside of the U.S.

What credit card is best in life for traveling abroad? I'm in the U.S., headed to Israel next month. Would like to get a new credit card that has no foreign transaction fees and no annual fee. Any recommendations welcome. Thanks!
posted by Conrad Cornelius o'Donald o'Dell on Apr 6, 2015 - 25 answers

Passport & cards temporarily out of my hands - any flagging needed?

I left a bag on a plane last night; thankfully it was taken by airline staff to the airport's Lost and Found office and I will pick it up tonight. In it (still) are my U.S. passport, an American Express card, and Visa debit cards from two different bank accts. This is a small airport in a remote Scandinavian town with an extremely low crime rate. No activity today on any of the cards. Still, do I need to put any sort of identity-theft flags on passport and/or on cards?
posted by anonymous on Mar 12, 2015 - 10 answers

With my mind on my money and yen on my mind

I'm taking a trip to Japan next month. Should I go cash only? If so, what are logistics of this? [more inside]
posted by ovenmitt on Mar 6, 2015 - 21 answers

Travel problems! Stitches and Credit Cards?

I'm in Vietnam, soon to be India, and I have a medical problem and a credit card problem. (1.) How to treat stitches in my leg from an injury I got 17 days ago? YANMD, but you speak English. (2.) Credit card: My card is lost, where in Northern India should I get the replacement sent? [more inside]
posted by Elysum on Mar 1, 2015 - 22 answers

where can I get a loan to pay off a credit card?

I bought a computer through Best Buy using their deferred payment plan (i.e. no interest if balance paid in full before one year). I should have been able to pay it with some easy monthly payments, but a perfect storm of events basically means that I'll need a few extra months to do so. Is there a good place I can go to get a loan for this kind of situation? If not, what are my options? My credit score is ~650.
posted by Ain on Feb 16, 2015 - 9 answers

Runaway debt cycle. Please halp.

I've been carefully avoiding paying attention to our debt. Just added it up. Uh oh. [more inside]
posted by TomMelee on Feb 5, 2015 - 67 answers

$20K AMEX account closed because I stopped paying. What happens now?

Wife lost her job for a few months and I was trying to swing our mortgage and $500 monthly AMEX payment. Talked to AMEX to try and work out a plan and they said “just pay it when you can”. That was a couple months ago. The account is now closed and I assume they "sold it". If they sold it to a collection agency, can I negotiate with the agency? [more inside]
posted by anonymous on Jan 16, 2015 - 7 answers

My ATM card won't work...

So how else can I use cash as an American travelling to Malaysia? [more inside]
posted by pullayup on Dec 23, 2014 - 12 answers

Credit card stolen, again and again and again

My credit card was stolen, again, for the fifth or sixth time this year. What gives? [more inside]
posted by stillmoving on Dec 22, 2014 - 18 answers

What's the best chip+PIN card I can get right now for a trip to Europe?

All of the credit cards I use are magnetic stripe + signature, which is still the norm here in the US. We're planning a visit to Europe in spring of 2015 and I'd like to have an honest-to-God US-issued chip + PIN card by then. Who has the best one available at the moment? [more inside]
posted by komara on Dec 8, 2014 - 23 answers

US credit score shenanigans

Non-American working in the US for 3 months, then returning to the US a year or two later. I want to use this 2 year gap to build a US credit score. How can I make this work? [more inside]
posted by Ashlyth on Sep 15, 2014 - 7 answers

Can I get a credit card, as a PhD student; and if so, which one?

I'm in the latter stages of my PhD, and I have been recently realizing that I have literally zero credit history. I don't need a good credit history now, but I anticipate needing one later. Presumably, in order to do this I need to get a credit card. Help? [more inside]
posted by ClaireBear on Sep 4, 2014 - 15 answers

Automatic payment for your bills: What's the catch!?

I haven't used automatic billing/payment for any of my monthly bills - where the company takes out the money to pay a bill from your bank account or credit card - yet. I'm considering to begin doing this because I'm tired of keeping track which bills I have/haven't paid yet and spending time to do so. Is there any catch to using it or things of which I should be cautious? [more inside]
posted by fizzix on Aug 14, 2014 - 22 answers

Temporary European banking

I'm going to the UK and Italy for 5 months for work and am having trouble getting the banking situation worked out. [more inside]
posted by rustcellar on Jul 24, 2014 - 14 answers

Help me think through getting my very first credit card

I'm in my mid-thirties and have good credit, but I've never had a "real" credit card. I'm going on an international trip in December/January, and in the hopes of offsetting some of my plane tickets through signup bonus miles, now seems as good a time as any to finally get a credit card (still, I'm not averse to cash back rather than miles). Give me advice! [more inside]
posted by tapir-whorf on Jun 30, 2014 - 18 answers

How to update my accounts quickly with less tedium?

Credit card stolen -- How to update my accounts quickly with less tedium? [more inside]
posted by bmosher on Jun 17, 2014 - 1 answer

How is non-stolen offline credit card fraud possible?

I just got notified about suspicious credit card activity that is indeed not me. Talked to my bank and all is good. But what boggles me is how this even happened. I have my credit card with me right now (not stolen/lost). The purchases that were made also seem to have required a physical card (gas station, fast food restaurant, home supplies store, etc.). So how was it even possible for the fraudster to make physical purchases without an actual card? As far as I know, whenever you make a purchase offline, you have to swipe a physical card, correct? I am bewildered and now highly paranoid. I just want to know so I can be more aware and hopefully prevent something like this from happening again.
posted by pockimidget on Jun 10, 2014 - 17 answers

Multiple NSF charges for one payment

I am pissed that I got THREE non-sufficient fund charges from my bank for the same single payment that did not go through. What can I do about this? [more inside]
posted by mysterious_stranger on May 21, 2014 - 7 answers

Cabbing it in Jersey without cash

I have a business partner flying into Newark who wants to know if she needs cash for a cab. [more inside]
posted by ovenmitt on Apr 30, 2014 - 8 answers

Is your credit card cool?

I'm shopping around for a credit card for the first time in ages - I've decided airline miles are a sucker's game, and just want something more straightforward. I'd like to know if there's anything really forward-thinking going on in the credit card world, because it all looks like "fees versus rates versus weird points schemes". If you have a credit card that you love (or hate) can you tell me why? FWIW, good credit, revolve occasionally (once a year or so?), and willing to pay a fee for something truly good. I've looked at previous questions but it feels like the landscape changes so quickly!
posted by ersatzkat on Mar 28, 2014 - 29 answers

Should I reject my credit card's mandatory arbitration clause?

The cardmember agreement of my new Amex card includes the right to reject a mandatory arbitration clause by sending a letter within 45 days of my first purchase. (Background here, example agreement here). You are not a lawyer, you are not my lawyer, you probably don't even know what a lawyer is...but is there any good reason not to reject binding arbitration? I am already a deadbeat.
posted by ecmendenhall on Jan 11, 2014 - 7 answers

You give my website money, my website gives you the file you need

My dad is a consulting structural engineer. His current approach to billing clients is to finish a job (or portion of a job) and email files along with an invoice generated in (I think) quickbooks. This works fine for his regular architecture firm clients- he knows that they will pay, even if they take 90 days or whatever. The problem is little jobs for people that will probably never hire him again- say, someone who has a sagging beam in their house, and hires him to take a look at it and make a plan for a fix. Once they have the files they need, there isn't much leverage for him to get them to pay, and the amount isn't really enough to take them to court over. What he would like to do is be able to email them an invoice with a link. That link would take the client to a secure website where they can enter a credit card payment, and, after it goes through, give them access to the files that they paid for. Does such a tool exist, preferably as a plug-in or part of something like Freshbooks or the ecommerce portion of Square? [more inside]
posted by rockindata on Nov 20, 2013 - 13 answers

This is just a crazy, crazy coincidence, right?

OK, this sounds insane and paranoid, and I feel fairly confident this is just a very weird coincidence, but is there some computer virus-y way that a Google search term can end up being reflected in credit card fraud? [more inside]
posted by looli on Nov 18, 2013 - 4 answers

Cancel my credit card?

I just got a call from my credit card company. it seems my card's number got compromised, along with about a million others. they strongly urge me to cancel the card and get a new one. this will be a major pain, as i have all sorts of accounts linked to the card for automatic billing. and, besides, isn't security their responsibility? because what if this happens next week and the week after? do we have to change numbers each time there's a breach? does anyone have any experience with a situation like this and how did you resolve it? thanks.
posted by holdenjordahl on Nov 15, 2013 - 28 answers

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